Compare Oldwick, NJ Car Insurance Rates (2021)

Car insurance in Oldwick, NJ averages $398 a month. Oldwick, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Oldwick car insurance rates, compare quotes from the top car insurance companies in Oldwick, NJ.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Oldwick, NJ are $4,775/year
  • The cheapest car insurance company in Oldwick for teen drivers is GEICO
  • The cheapest car insurance company in Oldwick is GEICO

If you need to buy Oldwick, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Oldwick, NJ is right here.

You’ll find Oldwick car insurance rates, the cheapest Oldwick, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Oldwick, New Jersey car insurance rates to Jersey City car insurance rates, Bayonne car insurance rates, and Newark car insurance rates.

Ready to find affordable Oldwick, NJ car insurance today? Enter your ZIP code for fast, free Oldwick car insurance quotes.

Cheapest Oldwick, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Oldwick, NJ car insurance rates? Every Oldwick, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oldwick, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,134 $3,119 $3,021 $3,021 $9,952 $12,409 $3,664 $3,830
Farmers $4,232 $4,273 $4,092 $4,027 $12,639 $14,551 $5,048 $5,252
GEICO $1,956 $1,905 $1,891 $1,891 $3,476 $3,553 $2,219 $2,211
Liberty Mutual $3,678 $3,678 $4,032 $4,032 $9,411 $10,670 $4,032 $4,616
Progressive $1,776 $1,657 $1,606 $1,629 $8,107 $9,157 $2,107 $2,085
State Farm $3,559 $3,559 $3,200 $3,200 $11,392 $14,651 $4,039 $4,511
Travelers $2,923 $2,865 $2,708 $2,756 $6,818 $7,817 $2,877 $2,875

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Minimum Car Insurance in Oldwick, NJ

Every driver must carry the minimum car insurance in Oldwick, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Oldwick, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Oldwick, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Oldwick, NJ. Compare credit history car insurance rates in Oldwick from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Oldwick, New Jersey

Insurance Company Poor Fair Good
Allstate $7,283 $4,761 $3,762
Farmers $7,957 $6,341 $5,995
GEICO $3,582 $2,073 $1,509
Liberty Mutual $6,978 $5,188 $4,390
Progressive $3,908 $3,440 $3,199
State Farm $8,684 $5,253 $4,104
Travelers $5,261 $3,898 $2,706

Cheapest Oldwick, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Oldwick, NJ to rates for a clean record with top companies.

Annual Oldwick, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,961 $6,553 $5,751 $4,810
Farmers $5,213 $8,912 $7,202 $5,730
GEICO $1,862 $2,441 $3,387 $1,862
Liberty Mutual $5,302 $6,060 $5,410 $5,302
Progressive $3,064 $4,007 $3,452 $3,540
State Farm $3,284 $5,945 $9,555 $5,272
Travelers $3,048 $4,490 $4,364 $3,918

Cheapest Oldwick, NJ Car Insurance for Teen Drivers

Teen car insurance in Oldwick, NJ can be expensive. Take a look at rates from the top car insurance companies in Oldwick for teenagers.

Annual Car Insurance Rates for Teen Drivers in Oldwick, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,952 $12,409
Farmers $12,639 $14,551
GEICO $3,476 $3,553
Liberty Mutual $9,411 $10,670
Progressive $8,107 $9,157
State Farm $11,392 $14,651
Travelers $6,818 $7,817

Cheapest Oldwick, NJ Car Insurance for Seniors

Take a look at Oldwick, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Oldwick, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,021 $3,021
Farmers $4,092 $4,027
GEICO $1,891 $1,891
Liberty Mutual $4,032 $4,032
Progressive $1,606 $1,629
State Farm $3,200 $3,200
Travelers $2,708 $2,756

Cheapest Oldwick, NJ Car Insurance Rates After a DUI

A DUI in Oldwick, NJ increases car insurance rates. Compare Oldwick, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Oldwick, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,751
Farmers $7,202
GEICO $3,387
Liberty Mutual $5,410
Progressive $3,452
State Farm $9,555
Travelers $4,364

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Cheapest Oldwick, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Oldwick, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Oldwick, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,259 $5,278
Farmers $6,764 $6,764
GEICO $2,369 $2,406
Liberty Mutual $5,465 $5,572
Progressive $3,516 $3,516
State Farm $5,866 $6,161
Travelers $3,955 $3,955

The Best Cheap Car Insurance Companies in Oldwick, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Oldwick, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Oldwick, New Jersey

Insurance Company Average Annual Rates
Allstate $5,269
Farmers $6,764
GEICO $2,388
Liberty Mutual $5,519
Progressive $3,516
State Farm $6,014
Travelers $3,955

Category Winners: Cheapest Car Insurance in Oldwick, New Jersey

Find the cheapest car insurance companies in Oldwick, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Oldwick, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Oldwick, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Oldwick car insurance rates. Find the cheapest Oldwick, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Oldwick, New Jersey

Insurance Company Low Medium High
Allstate $4,905 $5,339 $5,562
Farmers $6,219 $6,756 $7,318
GEICO $2,163 $2,431 $2,569
Liberty Mutual $4,991 $5,676 $5,889
Progressive $3,254 $3,566 $3,726
State Farm $5,660 $6,080 $6,301
Travelers $3,612 $3,957 $4,296

Compare Car Insurance Quotes in Oldwick, NJ

Ready to find affordable Oldwick, New Jersey car insurance today? Enter your ZIP code for fast, free Oldwick, NJ car insurance quotes.

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