Compare Olive Hill, KY Car Insurance Rates (2021)

Car insurance in Olive Hill, KY averages $398 a month. Olive Hill, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Olive Hill car insurance rates, compare quotes from the top car insurance companies in Olive Hill, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Olive Hill for teen drivers is USAA
  • Average car insurance rates in Olive Hill, KY are $4,778/year
  • Average car insurance rates in Olive Hill, KY after a DUI are $5,725/year

If you need to buy Olive Hill, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Olive Hill, KY is right here.

You’ll find Olive Hill car insurance rates, the cheapest Olive Hill, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Olive Hill, Kentucky car insurance rates to Henderson car insurance rates, Owensboro car insurance rates, and Nicholasville car insurance rates.

Ready to find affordable Olive Hill, KY car insurance today? Enter your ZIP code for fast, free Olive Hill car insurance quotes.

Cheapest Olive Hill, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Olive Hill, KY car insurance rates? Every Olive Hill, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Olive Hill, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,289 $3,253 $2,975 $3,171 $12,180 $13,685 $3,638 $3,844
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $3,495 $3,801 $2,995 $3,353 $13,629 $15,054 $3,643 $3,775
Nationwide $3,516 $3,512 $3,200 $3,331 $7,480 $9,251 $3,944 $4,119
Progressive $2,210 $2,102 $1,980 $1,990 $10,722 $12,143 $2,743 $2,808
State Farm $2,005 $2,005 $1,791 $1,791 $5,987 $7,562 $2,235 $2,509
Travelers $2,346 $2,389 $2,304 $2,309 $11,307 $18,180 $2,450 $2,833
USAA $1,830 $1,836 $1,649 $1,680 $4,861 $5,119 $2,312 $2,535

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Minimum Car Insurance in Olive Hill, KY

Every driver must carry the minimum car insurance in Olive Hill, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Olive Hill, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Olive Hill, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Olive Hill, KY. Compare credit history car insurance rates in Olive Hill from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Olive Hill, Kentucky

Insurance Company Poor Fair Good
Allstate $7,623 $5,260 $4,380
GEICO $8,861 $4,424 $2,884
Liberty Mutual $8,931 $5,438 $4,285
Nationwide $5,864 $4,565 $3,953
Progressive $5,130 $4,469 $4,162
State Farm $4,675 $2,826 $2,206
Travelers $6,154 $5,205 $5,185
USAA $4,060 $2,272 $1,851

Cheapest Olive Hill, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Olive Hill, KY to rates for a clean record with top companies.

Annual Olive Hill, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,772 $6,223 $6,640 $5,382
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $5,185 $7,976 $6,197 $5,513
Nationwide $3,852 $4,925 $6,176 $4,223
Progressive $3,793 $5,613 $4,330 $4,613
State Farm $2,956 $3,515 $3,236 $3,236
Travelers $4,808 $4,947 $7,148 $5,157
USAA $2,057 $2,908 $3,474 $2,473

Cheapest Olive Hill, KY Car Insurance for Teen Drivers

Teen car insurance in Olive Hill, KY can be expensive. Take a look at rates from the top car insurance companies in Olive Hill for teenagers.

Annual Car Insurance Rates for Teen Drivers in Olive Hill, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,180 $13,685
GEICO $8,902 $10,417
Liberty Mutual $13,629 $15,054
Nationwide $7,480 $9,251
Progressive $10,722 $12,143
State Farm $5,987 $7,562
Travelers $11,307 $18,180
USAA $4,861 $5,119

Cheapest Olive Hill, KY Car Insurance for Seniors

Take a look at Olive Hill, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Olive Hill, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,975 $3,171
GEICO $4,595 $4,158
Liberty Mutual $2,995 $3,353
Nationwide $3,200 $3,331
Progressive $1,980 $1,990
State Farm $1,791 $1,791
Travelers $2,304 $2,309
USAA $1,649 $1,680

Cheapest Olive Hill, KY Car Insurance Rates After a DUI

A DUI in Olive Hill, KY increases car insurance rates. Compare Olive Hill, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Olive Hill, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,640
GEICO $8,597
Liberty Mutual $6,197
Nationwide $6,176
Progressive $4,330
State Farm $3,236
Travelers $7,148
USAA $3,474

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Cheapest Olive Hill, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Olive Hill, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Olive Hill, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,754 $5,754
GEICO $5,341 $5,438
Liberty Mutual $6,218 $6,218
Nationwide $4,794 $4,794
Progressive $4,587 $4,587
State Farm $3,158 $3,313
Travelers $5,515 $5,515
USAA $2,626 $2,829

The Best Cheap Car Insurance Companies in Olive Hill, KY

Take a look at a side-by-side comparison of the top car insurance companies in Olive Hill, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Olive Hill, Kentucky

Insurance Company Average Annual Rates
Allstate $5,754
GEICO $5,390
Liberty Mutual $6,218
Nationwide $4,794
Progressive $4,587
State Farm $3,236
Travelers $5,515
USAA $2,728

Category Winners: Cheapest Car Insurance in Olive Hill, Kentucky

Find the cheapest car insurance companies in Olive Hill, KY for each category right here.

Best Annual Car Insurance Rates by Company in Olive Hill, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Olive Hill, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Olive Hill car insurance rates. Find the cheapest Olive Hill, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Olive Hill, Kentucky

Insurance Company Low Medium High
Allstate $5,359 $5,733 $6,171
GEICO $4,884 $5,352 $5,934
Liberty Mutual $5,894 $6,174 $6,587
Nationwide $4,753 $4,727 $4,902
Progressive $4,259 $4,532 $4,971
State Farm $3,057 $3,231 $3,419
Travelers $5,229 $5,537 $5,778
USAA $2,605 $2,721 $2,858

What affects car insurance rates in Olive Hill, Kentucky?

What factors can have an impact on Olive Hill, KY car insurance? There are several reasons why Olive Hill car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Olive Hill, Kentucky.

Commute Time in Olive Hill

The more time you spend in your car the higher the risk of an accident. The average commute length in Olive Hill, KY is 26.1 minutes according to City-Data.

Compare Car Insurance Quotes in Olive Hill, KY

Ready to find affordable Olive Hill, Kentucky car insurance today? Enter your ZIP code for fast, free Olive Hill, KY car insurance quotes.

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