Compare Olivet, IL Car Insurance Rates (2021)

Car insurance in Olivet, IL averages $248 a month. Olivet, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Olivet car insurance rates, compare quotes from the top car insurance companies in Olivet, IL.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Olivet, IL after a DUI are $3,470/year
  • Average car insurance rates in Olivet, IL are $2,973/year
  • The cheapest car insurance company in Olivet for teen drivers is State Farm

If you need to buy Olivet, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Olivet, IL is right here.

You’ll find Olivet car insurance rates, the cheapest Olivet, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Olivet, Illinois car insurance rates to Elgin car insurance rates, Champaign car insurance rates, and Chicago car insurance rates.

Ready to find affordable Olivet, IL car insurance today? Enter your ZIP code for fast, free Olivet car insurance quotes.

Cheapest Olivet, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Olivet, IL car insurance rates? Every Olivet, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Olivet, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,953 $2,967 $3,074 $3,074 $7,561 $9,833 $3,547 $3,833
American Family $2,245 $2,245 $2,055 $2,055 $6,324 $8,770 $2,245 $2,896
Farmers $2,212 $2,211 $1,964 $2,074 $9,372 $9,766 $2,527 $2,648
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,314 $1,420 $1,097 $1,225 $4,181 $4,651 $1,373 $1,450
Nationwide $1,693 $1,724 $1,508 $1,597 $4,608 $5,912 $1,967 $2,129
Progressive $1,869 $1,766 $1,540 $1,617 $6,701 $7,513 $2,223 $2,394
State Farm $1,313 $1,313 $1,166 $1,166 $3,660 $4,653 $1,482 $1,697
Travelers $1,453 $1,533 $1,317 $1,404 $4,075 $5,079 $1,542 $1,624
USAA $1,719 $1,765 $1,598 $1,592 $5,442 $6,030 $2,275 $2,525

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Olivet, IL

Every driver must carry the minimum car insurance in Olivet, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Olivet, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Olivet, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Olivet, IL. Compare credit history car insurance rates in Olivet from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Olivet, Illinois

Insurance Company Poor Fair Good
Allstate $5,883 $4,234 $3,699
American Family $4,795 $3,261 $2,757
Farmers $4,659 $3,910 $3,721
GEICO $3,690 $1,812 $1,417
Liberty Mutual $2,954 $1,842 $1,471
Nationwide $3,151 $2,545 $2,230
Progressive $3,661 $3,094 $2,855
State Farm $2,990 $1,790 $1,389
Travelers $2,755 $2,207 $1,798
USAA $3,831 $2,620 $2,154

Cheapest Olivet, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Olivet, IL to rates for a clean record with top companies.

Annual Olivet, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,330 $5,570 $5,187 $4,334
American Family $2,647 $3,768 $4,998 $3,004
Farmers $3,460 $4,457 $4,346 $4,125
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,746 $2,461 $2,171 $1,978
Nationwide $2,132 $2,755 $3,236 $2,446
Progressive $2,642 $3,909 $2,926 $3,336
State Farm $1,886 $2,226 $2,056 $2,056
Travelers $1,799 $2,348 $2,614 $2,252
USAA $2,050 $2,931 $4,024 $2,468

Cheapest Olivet, IL Car Insurance for Teen Drivers

Teen car insurance in Olivet, IL can be expensive. Take a look at rates from the top car insurance companies in Olivet for teenagers.

Annual Car Insurance Rates for Teen Drivers in Olivet, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,561 $9,833
American Family $6,324 $8,770
Farmers $9,372 $9,766
GEICO $4,375 $4,641
Liberty Mutual $4,181 $4,651
Nationwide $4,608 $5,912
Progressive $6,701 $7,513
State Farm $3,660 $4,653
Travelers $4,075 $5,079
USAA $5,442 $6,030

Cheapest Olivet, IL Car Insurance for Seniors

Take a look at Olivet, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Olivet, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,074 $3,074
American Family $2,055 $2,055
Farmers $1,964 $2,074
GEICO $1,364 $1,612
Liberty Mutual $1,097 $1,225
Nationwide $1,508 $1,597
Progressive $1,540 $1,617
State Farm $1,166 $1,166
Travelers $1,317 $1,404
USAA $1,598 $1,592

Cheapest Olivet, IL Car Insurance Rates After a DUI

A DUI in Olivet, IL increases car insurance rates. Compare Olivet, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Olivet, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,187
American Family $4,998
Farmers $4,346
GEICO $3,141
Liberty Mutual $2,171
Nationwide $3,236
Progressive $2,926
State Farm $2,056
Travelers $2,614
USAA $4,024

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Olivet, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Olivet, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Olivet, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,605 $4,605
American Family $3,558 $3,651
Farmers $4,097 $4,097
GEICO $2,263 $2,351
Liberty Mutual $2,089 $2,089
Nationwide $2,642 $2,642
Progressive $3,203 $3,203
State Farm $2,005 $2,108
Travelers $2,166 $2,341
USAA $2,787 $2,949

The Best Cheap Car Insurance Companies in Olivet, IL

Take a look at a side-by-side comparison of the top car insurance companies in Olivet, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Olivet, Illinois

Insurance Company Average Annual Rates
Allstate $4,605
American Family $3,604
Farmers $4,097
GEICO $2,307
Liberty Mutual $2,089
Nationwide $2,642
Progressive $3,203
State Farm $2,056
Travelers $2,253
USAA $2,868

Category Winners: Cheapest Car Insurance in Olivet, Illinois

Find the cheapest car insurance companies in Olivet, IL for each category right here.

Best Annual Car Insurance Rates by Company in Olivet, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Olivet, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Olivet car insurance rates. Find the cheapest Olivet, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Olivet, Illinois

Insurance Company Low Medium High
Allstate $4,473 $4,601 $4,742
American Family $3,484 $3,736 $3,593
Farmers $3,906 $4,005 $4,380
GEICO $2,131 $2,300 $2,489
Liberty Mutual $1,971 $2,084 $2,211
Nationwide $2,636 $2,662 $2,629
Progressive $2,936 $3,184 $3,489
State Farm $1,951 $2,059 $2,159
Travelers $2,121 $2,251 $2,388
USAA $2,681 $2,865 $3,059

Compare Car Insurance Quotes in Olivet, IL

Ready to find affordable Olivet, Illinois car insurance today? Enter your ZIP code for fast, free Olivet, IL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption