Compare Olivia, MN Car Insurance Rates (2021)

Car insurance in Olivia, MN averages $343 a month. Olivia, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Olivia car insurance rates, compare quotes from the top car insurance companies in Olivia, MN.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Olivia, MN after a DUI are $5,603/year
  • Average car insurance rates in Olivia, MN are $4,117/year
  • The cheapest car insurance company in Olivia for teen drivers is State Farm

If you need to buy Olivia, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Olivia, MN is right here.

You’ll find Olivia car insurance rates, the cheapest Olivia, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Olivia, Minnesota car insurance rates to St. Paul car insurance rates, Plymouth car insurance rates, and Bloomington car insurance rates.

Ready to find affordable Olivia, MN car insurance today? Enter your ZIP code for fast, free Olivia car insurance quotes.

Cheapest Olivia, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Olivia, MN car insurance rates? Every Olivia, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Olivia, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,876 $2,876 $2,769 $2,769 $6,557 $9,480 $3,502 $3,671
American Family $2,024 $2,024 $1,834 $1,834 $5,456 $7,932 $2,024 $2,288
Farmers $1,641 $1,638 $1,582 $1,669 $4,556 $4,579 $2,140 $2,058
GEICO $2,406 $2,389 $2,305 $2,240 $4,914 $6,255 $2,256 $2,323
Liberty Mutual $8,952 $8,952 $8,863 $8,863 $17,660 $26,524 $8,952 $12,481
Nationwide $1,778 $1,785 $1,585 $1,681 $4,521 $5,487 $2,085 $2,167
State Farm $1,347 $1,347 $1,197 $1,197 $2,874 $3,539 $1,557 $1,288
USAA $1,825 $1,804 $1,667 $1,662 $4,833 $5,268 $2,373 $2,515

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Olivia, MN

Every driver must carry the minimum car insurance in Olivia, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Olivia, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Olivia, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Olivia, MN. Compare credit history car insurance rates in Olivia from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Olivia, Minnesota

Insurance Company Poor Fair Good
Allstate $6,325 $3,430 $3,183
American Family $4,301 $2,892 $2,337
Farmers $3,117 $2,240 $2,092
GEICO $3,766 $3,077 $2,565
Liberty Mutual $17,646 $11,407 $8,915
Nationwide $3,133 $2,530 $2,246
State Farm $2,613 $1,599 $1,167
USAA $4,270 $2,116 $1,844

Cheapest Olivia, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Olivia, MN to rates for a clean record with top companies.

Annual Olivia, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,127 $4,548 $5,466 $4,107
American Family $2,124 $3,892 $4,284 $2,407
Farmers $2,129 $2,676 $2,710 $2,416
GEICO $2,072 $3,307 $4,945 $2,220
Liberty Mutual $9,312 $12,745 $18,523 $10,043
Nationwide $2,098 $2,776 $3,189 $2,482
State Farm $1,652 $1,934 $1,793 $1,793
USAA $2,038 $2,594 $3,916 $2,426

Cheapest Olivia, MN Car Insurance for Teen Drivers

Teen car insurance in Olivia, MN can be expensive. Take a look at rates from the top car insurance companies in Olivia for teenagers.

Annual Car Insurance Rates for Teen Drivers in Olivia, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,557 $9,480
American Family $5,456 $7,932
Farmers $4,556 $4,579
GEICO $4,914 $6,255
Liberty Mutual $17,660 $26,524
Nationwide $4,521 $5,487
State Farm $2,874 $3,539
USAA $4,833 $5,268

Cheapest Olivia, MN Car Insurance for Seniors

Take a look at Olivia, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Olivia, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,769 $2,769
American Family $1,834 $1,834
Farmers $1,582 $1,669
GEICO $2,305 $2,240
Liberty Mutual $8,863 $8,863
Nationwide $1,585 $1,681
State Farm $1,197 $1,197
USAA $1,667 $1,662

Cheapest Olivia, MN Car Insurance Rates After a DUI

A DUI in Olivia, MN increases car insurance rates. Compare Olivia, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Olivia, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,466
American Family $4,284
Farmers $2,710
GEICO $4,945
Liberty Mutual $18,523
Nationwide $3,189
State Farm $1,793
USAA $3,916

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Olivia, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Olivia, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Olivia, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,312 $4,312
American Family $3,140 $3,214
Farmers $2,483 $2,483
GEICO $3,095 $3,177
Liberty Mutual $12,283 $13,028
Nationwide $2,636 $2,636
State Farm $1,745 $1,841
USAA $2,707 $2,779

The Best Cheap Car Insurance Companies in Olivia, MN

Take a look at a side-by-side comparison of the top car insurance companies in Olivia, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Olivia, Minnesota

Insurance Company Average Annual Rates
Allstate $4,312
American Family $3,177
Farmers $2,483
GEICO $3,136
Liberty Mutual $12,656
Nationwide $2,636
State Farm $1,793
USAA $2,743

Category Winners: Cheapest Car Insurance in Olivia, Minnesota

Find the cheapest car insurance companies in Olivia, MN for each category right here.

Best Annual Car Insurance Rates by Company in Olivia, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Olivia, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Olivia car insurance rates. Find the cheapest Olivia, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Olivia, Minnesota

Insurance Company Low Medium High
Allstate $4,251 $4,309 $4,376
American Family $3,170 $3,265 $3,096
Farmers $2,390 $2,493 $2,566
GEICO $3,045 $3,135 $3,228
Liberty Mutual $12,350 $12,666 $12,951
Nationwide $2,492 $2,654 $2,763
State Farm $1,722 $1,799 $1,859
USAA $2,658 $2,742 $2,830

What affects car insurance rates in Olivia, Minnesota?

What factors can have an impact on Olivia, MN car insurance? There are several reasons why Olivia car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Olivia, Minnesota.

Commute Time in Olivia

The more time you spend in your car the higher the risk of an accident. The average commute length in Olivia, MN is 17.3 minutes according to City-Data.

Compare Car Insurance Quotes in Olivia, MN

Ready to find affordable Olivia, Minnesota car insurance today? Enter your ZIP code for fast, free Olivia, MN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption