Compare Olmstead, KY Car Insurance Rates (2021)

Car insurance in Olmstead, KY averages $332 a month. Olmstead, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Olmstead car insurance rates, compare quotes from the top car insurance companies in Olmstead, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Olmstead, KY after a DUI are $4,804/year
  • The cheapest car insurance company in Olmstead for teen drivers is USAA
  • Average car insurance rates in Olmstead, KY are $3,984/year

If you need to buy Olmstead, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Olmstead, KY is right here.

You’ll find Olmstead car insurance rates, the cheapest Olmstead, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Olmstead, Kentucky car insurance rates to Nicholasville car insurance rates, Independence car insurance rates, and Frankfort car insurance rates.

Ready to find affordable Olmstead, KY car insurance today? Enter your ZIP code for fast, free Olmstead car insurance quotes.

Cheapest Olmstead, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Olmstead, KY car insurance rates? Every Olmstead, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Olmstead, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,096 $3,070 $2,788 $2,972 $11,246 $12,625 $3,450 $3,658
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,416 $2,617 $2,057 $2,296 $9,797 $10,837 $2,528 $2,634
Nationwide $3,102 $3,105 $2,800 $2,930 $6,819 $8,506 $3,500 $3,672
Progressive $1,797 $1,720 $1,605 $1,616 $8,490 $9,614 $2,228 $2,289
State Farm $1,713 $1,713 $1,530 $1,530 $5,131 $6,498 $1,912 $2,140
Travelers $1,990 $2,026 $1,949 $1,953 $9,284 $14,834 $2,077 $2,405
USAA $1,739 $1,748 $1,567 $1,601 $4,537 $4,791 $2,197 $2,410

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Minimum Car Insurance in Olmstead, KY

Every driver must carry the minimum car insurance in Olmstead, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Olmstead, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Olmstead, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Olmstead, KY. Compare credit history car insurance rates in Olmstead from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Olmstead, Kentucky

Insurance Company Poor Fair Good
Allstate $7,097 $4,901 $4,091
GEICO $6,955 $3,473 $2,264
Liberty Mutual $6,277 $3,862 $3,054
Nationwide $5,239 $4,104 $3,569
Progressive $4,110 $3,573 $3,327
State Farm $4,011 $2,418 $1,884
Travelers $5,092 $4,310 $4,292
USAA $3,834 $2,142 $1,745

Cheapest Olmstead, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Olmstead, KY to rates for a clean record with top companies.

Annual Olmstead, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,462 $5,800 $6,170 $5,021
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $3,675 $5,629 $4,386 $3,901
Nationwide $3,414 $4,428 $5,612 $3,764
Progressive $3,041 $4,476 $3,468 $3,696
State Farm $2,532 $3,010 $2,771 $2,771
Travelers $3,986 $4,101 $5,900 $4,273
USAA $1,945 $2,746 $3,266 $2,338

Cheapest Olmstead, KY Car Insurance for Teen Drivers

Teen car insurance in Olmstead, KY can be expensive. Take a look at rates from the top car insurance companies in Olmstead for teenagers.

Annual Car Insurance Rates for Teen Drivers in Olmstead, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,246 $12,625
GEICO $6,831 $8,150
Liberty Mutual $9,797 $10,837
Nationwide $6,819 $8,506
Progressive $8,490 $9,614
State Farm $5,131 $6,498
Travelers $9,284 $14,834
USAA $4,537 $4,791

Cheapest Olmstead, KY Car Insurance for Seniors

Take a look at Olmstead, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Olmstead, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,788 $2,972
GEICO $3,608 $3,267
Liberty Mutual $2,057 $2,296
Nationwide $2,800 $2,930
Progressive $1,605 $1,616
State Farm $1,530 $1,530
Travelers $1,949 $1,953
USAA $1,567 $1,601

Cheapest Olmstead, KY Car Insurance Rates After a DUI

A DUI in Olmstead, KY increases car insurance rates. Compare Olmstead, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Olmstead, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,170
GEICO $6,862
Liberty Mutual $4,386
Nationwide $5,612
Progressive $3,468
State Farm $2,771
Travelers $5,900
USAA $3,266

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Cheapest Olmstead, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Olmstead, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Olmstead, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,363 $5,363
GEICO $4,191 $4,270
Liberty Mutual $4,398 $4,398
Nationwide $4,304 $4,304
Progressive $3,670 $3,670
State Farm $2,703 $2,839
Travelers $4,565 $4,565
USAA $2,478 $2,670

The Best Cheap Car Insurance Companies in Olmstead, KY

Take a look at a side-by-side comparison of the top car insurance companies in Olmstead, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Olmstead, Kentucky

Insurance Company Average Annual Rates
Allstate $5,363
GEICO $4,231
Liberty Mutual $4,398
Nationwide $4,304
Progressive $3,670
State Farm $2,771
Travelers $4,565
USAA $2,574

Category Winners: Cheapest Car Insurance in Olmstead, Kentucky

Find the cheapest car insurance companies in Olmstead, KY for each category right here.

Best Annual Car Insurance Rates by Company in Olmstead, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Olmstead, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Olmstead car insurance rates. Find the cheapest Olmstead, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Olmstead, Kentucky

Insurance Company Low Medium High
Allstate $5,032 $5,344 $5,713
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,197 $4,371 $4,625
Nationwide $4,380 $4,252 $4,281
Progressive $3,409 $3,628 $3,973
State Farm $2,613 $2,770 $2,930
Travelers $4,345 $4,588 $4,762
USAA $2,460 $2,568 $2,693

Compare Car Insurance Quotes in Olmstead, KY

Ready to find affordable Olmstead, Kentucky car insurance today? Enter your ZIP code for fast, free Olmstead, KY car insurance quotes.

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