Compare Olney, IL Car Insurance Rates (2021)

Car insurance in Olney, IL averages $247 a month. Olney, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Olney car insurance rates, compare quotes from the top car insurance companies in Olney, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Olney for teen drivers is State Farm
  • Average car insurance rates in Olney, IL after a DUI are $3,446/year
  • The cheapest car insurance company in Olney is State Farm

If you need to buy Olney, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Olney, IL is right here.

You’ll find Olney car insurance rates, the cheapest Olney, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Olney, Illinois car insurance rates to Aurora car insurance rates, Elgin car insurance rates, and Springfield car insurance rates.

Ready to find affordable Olney, IL car insurance today? Enter your ZIP code for fast, free Olney car insurance quotes.

Cheapest Olney, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Olney, IL car insurance rates? Every Olney, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Olney, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,031 $3,046 $3,153 $3,153 $7,734 $10,062 $3,641 $3,934
American Family $2,165 $2,165 $1,978 $1,978 $6,009 $8,367 $2,165 $2,787
Farmers $2,331 $2,336 $2,077 $2,185 $9,387 $9,782 $2,652 $2,789
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,337 $1,445 $1,114 $1,245 $4,149 $4,616 $1,399 $1,482
Nationwide $1,726 $1,759 $1,535 $1,629 $4,666 $5,999 $2,001 $2,170
Progressive $1,868 $1,777 $1,538 $1,614 $6,365 $7,140 $2,218 $2,373
State Farm $1,321 $1,321 $1,162 $1,162 $3,533 $4,500 $1,487 $1,699
Travelers $1,467 $1,548 $1,320 $1,407 $4,033 $4,990 $1,560 $1,643
USAA $1,639 $1,669 $1,524 $1,504 $5,278 $5,822 $2,158 $2,375

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Minimum Car Insurance in Olney, IL

Every driver must carry the minimum car insurance in Olney, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Olney, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Olney, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Olney, IL. Compare credit history car insurance rates in Olney from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Olney, Illinois

Insurance Company Poor Fair Good
Allstate $6,032 $4,337 $3,788
American Family $4,600 $3,120 $2,635
Farmers $4,783 $3,993 $3,802
GEICO $3,690 $1,812 $1,417
Liberty Mutual $2,971 $1,848 $1,476
Nationwide $3,206 $2,585 $2,266
Progressive $3,572 $3,002 $2,761
State Farm $2,942 $1,762 $1,366
Travelers $2,751 $2,196 $1,791
USAA $3,658 $2,511 $2,069

Cheapest Olney, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Olney, IL to rates for a clean record with top companies.

Annual Olney, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,422 $5,702 $5,309 $4,444
American Family $2,535 $3,615 $4,782 $2,876
Farmers $3,550 $4,550 $4,437 $4,231
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,757 $2,468 $2,181 $1,988
Nationwide $2,163 $2,801 $3,294 $2,485
Progressive $2,575 $3,771 $2,849 $3,251
State Farm $1,866 $2,180 $2,023 $2,023
Travelers $1,797 $2,342 $2,597 $2,249
USAA $1,958 $2,813 $3,852 $2,361

Cheapest Olney, IL Car Insurance for Teen Drivers

Teen car insurance in Olney, IL can be expensive. Take a look at rates from the top car insurance companies in Olney for teenagers.

Annual Car Insurance Rates for Teen Drivers in Olney, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,734 $10,062
American Family $6,009 $8,367
Farmers $9,387 $9,782
GEICO $4,375 $4,641
Liberty Mutual $4,149 $4,616
Nationwide $4,666 $5,999
Progressive $6,365 $7,140
State Farm $3,533 $4,500
Travelers $4,033 $4,990
USAA $5,278 $5,822

Cheapest Olney, IL Car Insurance for Seniors

Take a look at Olney, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Olney, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,153 $3,153
American Family $1,978 $1,978
Farmers $2,077 $2,185
GEICO $1,364 $1,612
Liberty Mutual $1,114 $1,245
Nationwide $1,535 $1,629
Progressive $1,538 $1,614
State Farm $1,162 $1,162
Travelers $1,320 $1,407
USAA $1,524 $1,504

Cheapest Olney, IL Car Insurance Rates After a DUI

A DUI in Olney, IL increases car insurance rates. Compare Olney, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Olney, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,309
American Family $4,782
Farmers $4,437
GEICO $3,141
Liberty Mutual $2,181
Nationwide $3,294
Progressive $2,849
State Farm $2,023
Travelers $2,597
USAA $3,852

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Cheapest Olney, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Olney, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Olney, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,719 $4,719
American Family $3,407 $3,497
Farmers $4,192 $4,192
GEICO $2,263 $2,351
Liberty Mutual $2,098 $2,098
Nationwide $2,686 $2,686
Progressive $3,112 $3,112
State Farm $1,973 $2,073
Travelers $2,158 $2,334
USAA $2,669 $2,823

The Best Cheap Car Insurance Companies in Olney, IL

Take a look at a side-by-side comparison of the top car insurance companies in Olney, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Olney, Illinois

Insurance Company Average Annual Rates
Allstate $4,719
American Family $3,452
Farmers $4,192
GEICO $2,307
Liberty Mutual $2,098
Nationwide $2,686
Progressive $3,112
State Farm $2,023
Travelers $2,246
USAA $2,746

Category Winners: Cheapest Car Insurance in Olney, Illinois

Find the cheapest car insurance companies in Olney, IL for each category right here.

Best Annual Car Insurance Rates by Company in Olney, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Olney, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Olney car insurance rates. Find the cheapest Olney, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Olney, Illinois

Insurance Company Low Medium High
Allstate $4,585 $4,715 $4,858
American Family $3,343 $3,577 $3,435
Farmers $4,015 $4,108 $4,455
GEICO $2,131 $2,300 $2,489
Liberty Mutual $1,985 $2,094 $2,216
Nationwide $2,684 $2,705 $2,669
Progressive $2,849 $3,088 $3,398
State Farm $1,932 $2,026 $2,112
Travelers $2,127 $2,244 $2,367
USAA $2,562 $2,743 $2,933

What affects car insurance rates in Olney, Illinois?

What factors can have an impact on Olney, IL car insurance? There are several reasons why Olney car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Olney, Illinois.

Commute Time in Olney

The more time you spend in your car the higher the risk of an accident. The average commute length in Olney, IL is 17.1 minutes according to City-Data.

Compare Car Insurance Quotes in Olney, IL

Ready to find affordable Olney, Illinois car insurance today? Enter your ZIP code for fast, free Olney, IL car insurance quotes.

Free Car Insurance Comparison

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