Compare Olney, MO Car Insurance Rates (2021)

Car insurance in Olney, MO averages $286 a month. Olney, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Olney car insurance rates, compare quotes from the top car insurance companies in Olney, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Olney for teen drivers is Nationwide
  • The cheapest car insurance company in Olney is Nationwide
  • Average car insurance rates in Olney, MO after a DUI are $3,993/year

If you need to buy Olney, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Olney, MO is right here.

You’ll find Olney car insurance rates, the cheapest Olney, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Olney, Missouri car insurance rates to Kansas City car insurance rates, St. Joseph car insurance rates, and Independence car insurance rates.

Ready to find affordable Olney, MO car insurance today? Enter your ZIP code for fast, free Olney car insurance quotes.

Cheapest Olney, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Olney, MO car insurance rates? Every Olney, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Olney, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,977 $2,878 $2,685 $2,770 $8,386 $9,108 $2,840 $2,927
American Family $2,053 $2,053 $1,832 $1,832 $5,700 $7,391 $2,053 $2,394
Farmers $2,583 $2,580 $2,305 $2,439 $10,665 $11,060 $2,946 $3,087
GEICO $1,969 $2,196 $1,528 $1,925 $5,977 $6,355 $1,825 $1,853
Liberty Mutual $2,759 $2,988 $2,266 $2,544 $9,910 $11,013 $2,902 $3,090
Nationwide $1,505 $1,534 $1,350 $1,426 $3,847 $4,912 $1,721 $1,857
Progressive $2,140 $1,993 $1,755 $1,804 $7,044 $7,927 $2,619 $2,684
State Farm $1,706 $1,706 $1,531 $1,531 $4,977 $6,266 $1,920 $2,194
USAA $1,568 $1,555 $1,412 $1,439 $4,644 $5,677 $1,954 $2,176

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Minimum Car Insurance in Olney, MO

Every driver must carry the minimum car insurance in Olney, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Olney, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Olney, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Olney, MO. Compare credit history car insurance rates in Olney from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Olney, Missouri

Insurance Company Poor Fair Good
Allstate $5,963 $3,836 $3,164
American Family $4,127 $2,910 $2,453
Farmers $5,378 $4,483 $4,264
GEICO $4,079 $2,657 $2,125
Liberty Mutual $6,713 $4,109 $3,230
Nationwide $2,674 $2,212 $1,921
Progressive $4,041 $3,353 $3,094
State Farm $3,760 $2,435 $1,992
USAA $4,253 $1,984 $1,423

Cheapest Olney, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Olney, MO to rates for a clean record with top companies.

Annual Olney, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,701 $4,184 $5,206 $4,193
American Family $2,342 $3,425 $4,198 $2,688
Farmers $4,081 $5,060 $4,950 $4,742
GEICO $2,338 $2,981 $3,971 $2,525
Liberty Mutual $3,392 $4,894 $5,030 $5,420
Nationwide $1,779 $2,288 $3,060 $1,949
Progressive $3,024 $4,058 $3,356 $3,546
State Farm $2,504 $2,954 $2,729 $2,729
USAA $2,050 $2,486 $3,437 $2,240

Cheapest Olney, MO Car Insurance for Teen Drivers

Teen car insurance in Olney, MO can be expensive. Take a look at rates from the top car insurance companies in Olney for teenagers.

Annual Car Insurance Rates for Teen Drivers in Olney, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,386 $9,108
American Family $5,700 $7,391
Farmers $10,665 $11,060
GEICO $5,977 $6,355
Liberty Mutual $9,910 $11,013
Nationwide $3,847 $4,912
Progressive $7,044 $7,927
State Farm $4,977 $6,266
USAA $4,644 $5,677

Cheapest Olney, MO Car Insurance for Seniors

Take a look at Olney, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Olney, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,685 $2,770
American Family $1,832 $1,832
Farmers $2,305 $2,439
GEICO $1,528 $1,925
Liberty Mutual $2,266 $2,544
Nationwide $1,350 $1,426
Progressive $1,755 $1,804
State Farm $1,531 $1,531
USAA $1,412 $1,439

Cheapest Olney, MO Car Insurance Rates After a DUI

A DUI in Olney, MO increases car insurance rates. Compare Olney, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Olney, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,206
American Family $4,198
Farmers $4,950
GEICO $3,971
Liberty Mutual $5,030
Nationwide $3,060
Progressive $3,356
State Farm $2,729
USAA $3,437

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Cheapest Olney, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Olney, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Olney, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,321 $4,321
American Family $3,132 $3,194
Farmers $4,708 $4,708
GEICO $2,895 $3,012
Liberty Mutual $4,684 $4,684
Nationwide $2,269 $2,269
Progressive $3,496 $3,496
State Farm $2,662 $2,796
USAA $2,461 $2,646

The Best Cheap Car Insurance Companies in Olney, MO

Take a look at a side-by-side comparison of the top car insurance companies in Olney, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Olney, Missouri

Insurance Company Average Annual Rates
Allstate $4,321
American Family $3,163
Farmers $4,708
GEICO $2,954
Liberty Mutual $4,684
Nationwide $2,269
Progressive $3,496
State Farm $2,729
USAA $2,553

Category Winners: Cheapest Car Insurance in Olney, Missouri

Find the cheapest car insurance companies in Olney, MO for each category right here.

Best Annual Car Insurance Rates by Company in Olney, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Olney, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Olney car insurance rates. Find the cheapest Olney, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Olney, Missouri

Insurance Company Low Medium High
Allstate $4,153 $4,312 $4,499
American Family $3,062 $3,263 $3,165
Farmers $4,404 $4,661 $5,060
GEICO $2,783 $2,970 $3,107
Liberty Mutual $4,404 $4,707 $4,941
Nationwide $2,125 $2,291 $2,392
Progressive $3,128 $3,502 $3,858
State Farm $2,551 $2,738 $2,898
USAA $2,442 $2,545 $2,673

Compare Car Insurance Quotes in Olney, MO

Ready to find affordable Olney, Missouri car insurance today? Enter your ZIP code for fast, free Olney, MO car insurance quotes.

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