Compare Olton, TX Car Insurance Rates (2021)

Car insurance in Olton, TX averages $310 a month. Olton, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Olton car insurance rates, compare quotes from the top car insurance companies in Olton, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Olton, TX after a DUI are $4,248/year
  • The cheapest car insurance company in Olton for teen drivers is USAA
  • Average car insurance rates in Olton, TX are $3,722/year

If you need to buy Olton, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Olton, TX is right here.

You’ll find Olton car insurance rates, the cheapest Olton, TX car insurance companies, and information on Texas car insurance laws. You can also compare Olton, Texas car insurance rates to Dallas car insurance rates, San Antonio car insurance rates, and Arlington car insurance rates.

Ready to find affordable Olton, TX car insurance today? Enter your ZIP code for fast, free Olton car insurance quotes.

Cheapest Olton, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Olton, TX car insurance rates? Every Olton, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Olton, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,799 $3,856 $3,759 $3,759 $9,583 $11,643 $4,706 $4,936
American Family $2,659 $2,933 $2,392 $2,716 $6,372 $8,360 $3,692 $4,190
GEICO $2,142 $2,286 $2,030 $2,255 $4,531 $4,757 $2,313 $2,337
Nationwide $2,652 $2,712 $2,331 $2,486 $7,378 $9,563 $3,099 $3,373
Progressive $2,212 $2,107 $1,973 $2,009 $9,268 $10,336 $2,624 $2,670
State Farm $1,856 $1,856 $1,642 $1,642 $4,299 $5,456 $2,007 $2,076
USAA $1,558 $1,606 $1,464 $1,501 $3,909 $4,372 $2,090 $2,325

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Minimum Car Insurance in Olton, TX

Every driver must carry the minimum car insurance in Olton, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Olton, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Olton, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Olton, TX. Compare credit history car insurance rates in Olton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Olton, Texas

Insurance Company Poor Fair Good
Allstate $7,361 $5,346 $4,559
American Family $5,803 $3,577 $3,113
GEICO $4,354 $2,478 $1,663
Nationwide $5,059 $4,032 $3,507
Progressive $4,665 $4,039 $3,746
State Farm $3,691 $2,295 $1,827
USAA $3,528 $1,968 $1,564

Cheapest Olton, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Olton, TX to rates for a clean record with top companies.

Annual Olton, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,560 $6,837 $7,064 $4,560
American Family $3,815 $4,803 $4,224 $3,815
GEICO $2,408 $3,142 $2,676 $3,099
Nationwide $3,623 $3,623 $5,439 $4,112
Progressive $3,623 $4,677 $4,224 $4,076
State Farm $2,330 $2,652 $3,104 $2,330
USAA $1,787 $2,568 $3,006 $2,051

Cheapest Olton, TX Car Insurance for Teen Drivers

Teen car insurance in Olton, TX can be expensive. Take a look at rates from the top car insurance companies in Olton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Olton, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,583 $11,643
American Family $6,372 $8,360
GEICO $4,531 $4,757
Nationwide $7,378 $9,563
Progressive $9,268 $10,336
State Farm $4,299 $5,456
USAA $3,909 $4,372

Cheapest Olton, TX Car Insurance for Seniors

Take a look at Olton, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Olton, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,759 $3,759
American Family $2,392 $2,716
GEICO $2,030 $2,255
Nationwide $2,331 $2,486
Progressive $1,973 $2,009
State Farm $1,642 $1,642
USAA $1,464 $1,501

Cheapest Olton, TX Car Insurance Rates After a DUI

A DUI in Olton, TX increases car insurance rates. Compare Olton, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Olton, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,064
American Family $4,224
GEICO $2,676
Nationwide $5,439
Progressive $4,224
State Farm $3,104
USAA $3,006

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Cheapest Olton, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Olton, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Olton, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,623 $5,888
American Family $4,164 $4,164
GEICO $2,777 $2,886
Nationwide $4,199 $4,199
Progressive $4,150 $4,150
State Farm $2,604 $2,604
USAA $2,322 $2,384

The Best Cheap Car Insurance Companies in Olton, TX

Take a look at a side-by-side comparison of the top car insurance companies in Olton, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Olton, Texas

Insurance Company Average Annual Rates
Allstate $5,755
American Family $4,164
GEICO $2,831
Nationwide $4,199
Progressive $4,150
State Farm $2,604
USAA $2,353

Category Winners: Cheapest Car Insurance in Olton, Texas

Find the cheapest car insurance companies in Olton, TX for each category right here.

Best Annual Car Insurance Rates by Company in Olton, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Olton, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Olton car insurance rates. Find the cheapest Olton, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Olton, Texas

Insurance Company Low Medium High
Allstate $5,620 $5,704 $5,941
American Family $3,911 $4,030 $4,552
GEICO $2,712 $2,803 $2,979
Nationwide $4,557 $4,013 $4,028
Progressive $3,973 $4,132 $4,344
State Farm $2,488 $2,597 $2,728
USAA $2,300 $2,347 $2,412

What affects car insurance rates in Olton, Texas?

What factors can have an impact on Olton, TX car insurance? There are several reasons why Olton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Olton, Texas.

Car Theft in Olton

High levels of vehicle theft can make car insurance more expensive. Olton, TX car theft statistics from the FBI indicate 0 vehicle thefts a year.

Commute Time in Olton

The more time you spend in your car the higher the risk of an accident. The average commute length in Olton, TX is 17.2 minutes according to City-Data.

Compare Car Insurance Quotes in Olton, TX

Ready to find affordable Olton, Texas car insurance today? Enter your ZIP code for fast, free Olton, TX car insurance quotes.

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