Compare Omaha, AR Car Insurance Rates (2021)

Car insurance in Omaha, AR averages $322 a month. Omaha, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Omaha car insurance rates, compare quotes from the top car insurance companies in Omaha, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Omaha, AR are $3,861/year
  • The cheapest car insurance company in Omaha is USAA
  • Average car insurance rates in Omaha, AR after a DUI are $4,624/year

If you need to buy Omaha, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Omaha, AR is right here.

You’ll find Omaha car insurance rates, the cheapest Omaha, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Omaha, Arkansas car insurance rates to North Little Rock car insurance rates, Rogers car insurance rates, and Bentonville car insurance rates.

Ready to find affordable Omaha, AR car insurance today? Enter your ZIP code for fast, free Omaha car insurance quotes.

Cheapest Omaha, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Omaha, AR car insurance rates? Every Omaha, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Omaha, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,894 $2,920 $2,574 $2,753 $10,392 $12,445 $3,206 $3,491
Farmers $2,358 $2,345 $2,110 $2,215 $9,769 $10,109 $2,718 $2,880
GEICO $2,331 $2,305 $2,150 $2,090 $6,083 $6,098 $2,293 $2,325
Liberty Mutual $2,084 $2,229 $1,999 $2,228 $7,413 $8,150 $2,247 $2,344
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $2,746 $2,602 $2,251 $2,361 $11,676 $13,153 $3,286 $3,565
State Farm $1,504 $1,504 $1,344 $1,344 $4,321 $5,422 $1,693 $1,949
Travelers $2,016 $2,054 $1,989 $1,994 $11,620 $18,623 $2,155 $2,497
USAA $1,254 $1,268 $1,161 $1,172 $3,866 $4,057 $1,612 $1,740

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Minimum Car Insurance in Omaha, AR

Every driver must carry the minimum car insurance in Omaha, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Omaha, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Omaha, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Omaha, AR. Compare credit history car insurance rates in Omaha from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Omaha, Arkansas

Insurance Company Poor Fair Good
Allstate $6,393 $4,890 $3,969
Farmers $4,917 $4,109 $3,913
GEICO $3,845 $3,161 $2,622
Liberty Mutual $5,176 $3,131 $2,453
Nationwide $4,238 $3,407 $3,105
Progressive $5,901 $5,033 $4,681
State Farm $3,451 $2,081 $1,622
Travelers $6,162 $5,140 $4,803
USAA $2,674 $1,823 $1,552

Cheapest Omaha, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Omaha, AR to rates for a clean record with top companies.

Annual Omaha, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,202 $5,275 $5,851 $5,010
Farmers $3,638 $4,668 $4,557 $4,389
GEICO $2,177 $3,340 $4,978 $2,343
Liberty Mutual $2,444 $3,973 $4,645 $3,285
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $4,484 $6,240 $4,712 $5,384
State Farm $2,190 $2,580 $2,385 $2,385
Travelers $4,500 $4,649 $6,799 $5,525
USAA $1,553 $1,962 $2,828 $1,722

Cheapest Omaha, AR Car Insurance for Teen Drivers

Teen car insurance in Omaha, AR can be expensive. Take a look at rates from the top car insurance companies in Omaha for teenagers.

Annual Car Insurance Rates for Teen Drivers in Omaha, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,392 $12,445
Farmers $9,769 $10,109
GEICO $6,083 $6,098
Liberty Mutual $7,413 $8,150
Nationwide $5,888 $7,499
Progressive $11,676 $13,153
State Farm $4,321 $5,422
Travelers $11,620 $18,623
USAA $3,866 $4,057

Cheapest Omaha, AR Car Insurance for Seniors

Take a look at Omaha, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Omaha, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,574 $2,753
Farmers $2,110 $2,215
GEICO $2,150 $2,090
Liberty Mutual $1,999 $2,228
Nationwide $2,200 $2,325
Progressive $2,251 $2,361
State Farm $1,344 $1,344
Travelers $1,989 $1,994
USAA $1,161 $1,172

Cheapest Omaha, AR Car Insurance Rates After a DUI

A DUI in Omaha, AR increases car insurance rates. Compare Omaha, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Omaha, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,851
Farmers $4,557
GEICO $4,978
Liberty Mutual $4,645
Nationwide $4,865
Progressive $4,712
State Farm $2,385
Travelers $6,799
USAA $2,828

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Cheapest Omaha, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Omaha, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Omaha, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,084 $5,084
Farmers $4,313 $4,313
GEICO $3,187 $3,232
Liberty Mutual $3,587 $3,587
Nationwide $3,583 $3,583
Progressive $5,205 $5,205
State Farm $2,329 $2,441
Travelers $5,368 $5,368
USAA $1,959 $2,074

The Best Cheap Car Insurance Companies in Omaha, AR

Take a look at a side-by-side comparison of the top car insurance companies in Omaha, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Omaha, Arkansas

Insurance Company Average Annual Rates
Allstate $5,084
Farmers $4,313
GEICO $3,209
Liberty Mutual $3,587
Nationwide $3,583
Progressive $5,205
State Farm $2,385
Travelers $5,368
USAA $2,016

Category Winners: Cheapest Car Insurance in Omaha, Arkansas

Find the cheapest car insurance companies in Omaha, AR for each category right here.

Best Annual Car Insurance Rates by Company in Omaha, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Omaha, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Omaha car insurance rates. Find the cheapest Omaha, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Omaha, Arkansas

Insurance Company Low Medium High
Allstate $4,953 $5,081 $5,219
Farmers $4,125 $4,274 $4,540
GEICO $3,089 $3,209 $3,331
Liberty Mutual $3,463 $3,563 $3,734
Nationwide $3,614 $3,513 $3,623
Progressive $4,814 $5,120 $5,680
State Farm $2,275 $2,382 $2,499
Travelers $5,127 $5,384 $5,595
USAA $1,937 $2,009 $2,102

What affects car insurance rates in Omaha, Arkansas?

What factors can have an impact on Omaha, AR car insurance? There are several reasons why Omaha car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Omaha, Arkansas.

Commute Time in Omaha

The more time you spend in your car the higher the risk of an accident. The average commute length in Omaha, AR is 25.2 minutes according to City-Data.

Traffic in Omaha

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Omaha, AR traffic data from INRIX ranks Omaha as the 824th-most congested in the world.

Compare Car Insurance Quotes in Omaha, AR

Ready to find affordable Omaha, Arkansas car insurance today? Enter your ZIP code for fast, free Omaha, AR car insurance quotes.

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Average Monthly Car Insurance Rates by State