Compare Omaha, GA Car Insurance Rates (2021)

Car insurance in Omaha, GA averages $387 a month. Omaha, Georgia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Omaha car insurance rates, compare quotes from the top car insurance companies in Omaha, GA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Omaha for teen drivers is GEICO
  • Average car insurance rates in Omaha, GA are $4,650/year
  • Average car insurance rates in Omaha, GA after a DUI are $5,752/year

If you need to buy Omaha, Georgia car insurance, the options can be confusing. Everything you need to know about car insurance in Omaha, GA is right here.

You’ll find Omaha car insurance rates, the cheapest Omaha, GA car insurance companies, and information on Georgia car insurance laws. You can also compare Omaha, Georgia car insurance rates to Atlanta car insurance rates, Warner Robins car insurance rates, and Smyrna car insurance rates.

Ready to find affordable Omaha, GA car insurance today? Enter your ZIP code for fast, free Omaha car insurance quotes.

Cheapest Omaha, GA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Omaha, GA car insurance rates? Every Omaha, Georgia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Omaha, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,757 $2,757 $2,647 $2,647 $6,385 $8,193 $3,080 $3,360
GEICO $1,794 $1,756 $1,723 $1,723 $5,088 $6,070 $2,241 $2,524
Liberty Mutual $4,989 $5,436 $4,088 $4,641 $20,620 $23,033 $5,291 $5,641
Nationwide $4,010 $4,150 $3,940 $4,342 $12,456 $16,087 $4,886 $5,314
Progressive $2,420 $2,264 $2,066 $2,153 $7,000 $7,778 $2,807 $2,960
State Farm $1,901 $1,901 $1,704 $1,704 $4,997 $6,575 $2,084 $2,246
USAA $1,693 $1,691 $1,565 $1,575 $6,034 $7,159 $2,107 $2,329

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Minimum Car Insurance in Omaha, GA

Every driver must carry the minimum car insurance in Omaha, GA. Take a look at the Georgia car insurance requirements.

Minimum Required Car Insurance Coverage in Omaha, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Omaha, GA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Omaha, GA. Compare credit history car insurance rates in Omaha from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Omaha, Georgia

Insurance Company Poor Fair Good
Allstate $5,164 $3,581 $3,190
GEICO $3,604 $2,532 $2,459
Liberty Mutual $13,220 $8,088 $6,345
Nationwide $8,230 $6,650 $5,814
Progressive $4,214 $3,562 $3,266
State Farm $4,092 $2,551 $2,024
USAA $3,937 $2,764 $2,357

Cheapest Omaha, GA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Omaha, GA to rates for a clean record with top companies.

Annual Omaha, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,272 $5,093 $4,103 $3,445
GEICO $1,912 $2,414 $4,991 $2,143
Liberty Mutual $7,010 $9,551 $10,982 $9,327
Nationwide $5,298 $6,223 $9,638 $6,434
Progressive $2,936 $4,986 $3,390 $3,411
State Farm $2,637 $3,141 $2,889 $2,889
USAA $2,312 $2,920 $4,271 $2,574

Cheapest Omaha, GA Car Insurance for Teen Drivers

Teen car insurance in Omaha, GA can be expensive. Take a look at rates from the top car insurance companies in Omaha for teenagers.

Annual Car Insurance Rates for Teen Drivers in Omaha, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,385 $8,193
GEICO $5,088 $6,070
Liberty Mutual $20,620 $23,033
Nationwide $12,456 $16,087
Progressive $7,000 $7,778
State Farm $4,997 $6,575
USAA $6,034 $7,159

Cheapest Omaha, GA Car Insurance for Seniors

Take a look at Omaha, GA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Omaha, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,647 $2,647
GEICO $1,723 $1,723
Liberty Mutual $4,088 $4,641
Nationwide $3,940 $4,342
Progressive $2,066 $2,153
State Farm $1,704 $1,704
USAA $1,565 $1,575

Cheapest Omaha, GA Car Insurance Rates After a DUI

A DUI in Omaha, GA increases car insurance rates. Compare Omaha, Georgia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Omaha, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,103
GEICO $4,991
Liberty Mutual $10,982
Nationwide $9,638
Progressive $3,390
State Farm $2,889
USAA $4,271

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Cheapest Omaha, GA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Omaha, GA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Omaha, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,887 $4,070
GEICO $2,815 $2,915
Liberty Mutual $9,217 $9,217
Nationwide $6,898 $6,898
Progressive $3,681 $3,681
State Farm $2,889 $2,889
USAA $2,882 $3,157

The Best Cheap Car Insurance Companies in Omaha, GA

Take a look at a side-by-side comparison of the top car insurance companies in Omaha, GA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Omaha, Georgia

Insurance Company Average Annual Rates
Allstate $3,978
GEICO $2,865
Liberty Mutual $9,217
Nationwide $6,898
Progressive $3,681
State Farm $2,889
USAA $3,019

Category Winners: Cheapest Car Insurance in Omaha, Georgia

Find the cheapest car insurance companies in Omaha, GA for each category right here.

Best Annual Car Insurance Rates by Company in Omaha, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Omaha, GA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Omaha car insurance rates. Find the cheapest Omaha, GA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Omaha, Georgia

Insurance Company Low Medium High
Allstate $3,611 $4,029 $4,295
GEICO $2,675 $2,878 $3,042
Liberty Mutual $8,843 $9,168 $9,641
Nationwide $6,793 $7,016 $6,885
Progressive $3,419 $3,631 $3,993
State Farm $2,701 $2,890 $3,076
USAA $2,886 $3,004 $3,168

What affects car insurance rates in Omaha, Georgia?

What factors can have an impact on Omaha, GA car insurance? There are several reasons why Omaha car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Omaha, Georgia.

Traffic in Omaha

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Omaha, GA traffic data from INRIX ranks Omaha as the 824th-most congested in the world.

Compare Car Insurance Quotes in Omaha, GA

Ready to find affordable Omaha, Georgia car insurance today? Enter your ZIP code for fast, free Omaha, GA car insurance quotes.

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