Compare Ona, FL Car Insurance Rates (2021)

Car insurance in Ona, FL averages $342 a month. Ona, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Ona car insurance rates, compare quotes from the top car insurance companies in Ona, FL.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Ona, FL after a DUI are $4,922/year
  • The cheapest car insurance company in Ona is USAA
  • The cheapest car insurance company in Ona for teen drivers is State Farm

If you need to buy Ona, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Ona, FL is right here.

You’ll find Ona car insurance rates, the cheapest Ona, FL car insurance companies, and information on Florida car insurance laws. You can also compare Ona, Florida car insurance rates to Tampa car insurance rates, Jacksonville car insurance rates, and Port St. Lucie car insurance rates.

Ready to find affordable Ona, FL car insurance today? Enter your ZIP code for fast, free Ona car insurance quotes.

Cheapest Ona, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ona, FL car insurance rates? Every Ona, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ona, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,977 $3,792 $3,440 $3,494 $13,673 $14,718 $4,001 $4,067
GEICO $2,781 $2,796 $2,601 $2,601 $4,936 $6,203 $3,063 $3,116
Liberty Mutual $3,315 $3,315 $3,040 $3,040 $6,962 $10,703 $3,315 $4,480
Nationwide $2,512 $2,482 $2,248 $2,325 $5,977 $7,354 $2,761 $2,872
Progressive $3,484 $3,289 $2,984 $3,197 $9,621 $10,479 $4,194 $4,012
State Farm $1,695 $1,695 $1,532 $1,532 $4,838 $6,165 $1,875 $2,015
USAA $1,530 $1,503 $1,426 $1,415 $5,263 $6,126 $1,912 $2,065

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Ona, FL

Every driver must carry the minimum car insurance in Ona, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Ona, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Ona, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ona, FL. Compare credit history car insurance rates in Ona from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ona, Florida

Insurance Company Poor Fair Good
Allstate $8,901 $5,667 $4,618
GEICO $5,089 $3,103 $2,345
Liberty Mutual $6,136 $4,512 $3,666
Nationwide $4,457 $3,277 $2,965
Progressive $6,747 $4,768 $3,958
State Farm $3,618 $2,402 $1,985
USAA $4,318 $2,112 $1,535

Cheapest Ona, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ona, FL to rates for a clean record with top companies.

Annual Ona, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,514 $6,600 $7,343 $6,124
GEICO $2,465 $3,133 $4,635 $3,816
Liberty Mutual $3,458 $4,472 $6,457 $4,698
Nationwide $3,055 $3,344 $4,481 $3,386
Progressive $4,088 $6,009 $5,071 $5,462
State Farm $2,447 $2,890 $2,668 $2,668
USAA $2,076 $2,565 $3,802 $2,177

Cheapest Ona, FL Car Insurance for Teen Drivers

Teen car insurance in Ona, FL can be expensive. Take a look at rates from the top car insurance companies in Ona for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ona, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,673 $14,718
GEICO $4,936 $6,203
Liberty Mutual $6,962 $10,703
Nationwide $5,977 $7,354
Progressive $9,621 $10,479
State Farm $4,838 $6,165
USAA $5,263 $6,126

Cheapest Ona, FL Car Insurance for Seniors

Take a look at Ona, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ona, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,440 $3,494
GEICO $2,601 $2,601
Liberty Mutual $3,040 $3,040
Nationwide $2,248 $2,325
Progressive $2,984 $3,197
State Farm $1,532 $1,532
USAA $1,426 $1,415

Cheapest Ona, FL Car Insurance Rates After a DUI

A DUI in Ona, FL increases car insurance rates. Compare Ona, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ona, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,343
GEICO $4,635
Liberty Mutual $6,457
Nationwide $4,481
Progressive $5,071
State Farm $2,668
USAA $3,802

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Ona, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ona, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ona, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,214 $6,577
GEICO $3,495 $3,529
Liberty Mutual $4,618 $4,924
Nationwide $3,566 $3,566
Progressive $5,158 $5,158
State Farm $2,578 $2,758
USAA $2,625 $2,685

The Best Cheap Car Insurance Companies in Ona, FL

Take a look at a side-by-side comparison of the top car insurance companies in Ona, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ona, Florida

Insurance Company Average Annual Rates
Allstate $6,395
GEICO $3,512
Liberty Mutual $4,771
Nationwide $3,566
Progressive $5,158
State Farm $2,668
USAA $2,655

Category Winners: Cheapest Car Insurance in Ona, Florida

Find the cheapest car insurance companies in Ona, FL for each category right here.

Best Annual Car Insurance Rates by Company in Ona, Florida

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Ona, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ona car insurance rates. Find the cheapest Ona, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ona, Florida

Insurance Company Low Medium High
Allstate $5,200 $6,667 $7,319
GEICO $2,905 $3,629 $4,002
Liberty Mutual $4,363 $4,847 $5,104
Nationwide $2,821 $3,707 $4,171
Progressive $4,388 $5,268 $5,817
State Farm $2,309 $2,727 $2,969
USAA $2,290 $2,750 $2,925

What affects car insurance rates in Ona, Florida?

What factors can have an impact on Ona, FL car insurance? There are several reasons why Ona car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ona, Florida.

Commute Time in Ona

The more time you spend in your car the higher the risk of an accident. The average commute length in Ona, FL is 31.4 minutes according to City-Data.

Compare Car Insurance Quotes in Ona, FL

Ready to find affordable Ona, Florida car insurance today? Enter your ZIP code for fast, free Ona, FL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State