Compare Ona, WV Car Insurance Rates (2021)

Car insurance in Ona, WV averages $334 a month. Ona, West Virginia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Ona car insurance rates, compare quotes from the top car insurance companies in Ona, WV.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ona, WV after a DUI are $4,946/year
  • The cheapest car insurance company in Ona is State Farm
  • Average car insurance rates in Ona, WV are $4,003/year

If you need to buy Ona, West Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Ona, WV is right here.

You’ll find Ona car insurance rates, the cheapest Ona, WV car insurance companies, and information on West Virginia car insurance laws. You can also compare Ona, West Virginia car insurance rates to Beckley car insurance rates, Charleston car insurance rates, and Weirton car insurance rates.

Ready to find affordable Ona, WV car insurance today? Enter your ZIP code for fast, free Ona car insurance quotes.

Cheapest Ona, WV Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ona, WV car insurance rates? Every Ona, West Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ona, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,911 $2,694 $2,618 $2,624 $10,674 $11,123 $3,188 $3,177
GEICO $2,820 $2,783 $2,689 $2,607 $6,842 $8,256 $2,714 $2,829
Liberty Mutual $3,754 $4,077 $3,016 $3,673 $14,074 $15,883 $3,885 $4,277
Nationwide $2,075 $2,106 $1,888 $1,978 $5,437 $6,875 $2,346 $2,511
Progressive $2,108 $2,031 $1,947 $1,944 $9,107 $10,251 $2,529 $2,606
State Farm $1,752 $1,752 $1,580 $1,580 $3,958 $5,113 $2,071 $1,634
USAA $1,758 $1,733 $1,639 $1,651 $5,861 $6,467 $2,272 $2,440

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Minimum Car Insurance in Ona, WV

Every driver must carry the minimum car insurance in Ona, WV. Take a look at the West Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Ona, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ona, WV Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ona, WV. Compare credit history car insurance rates in Ona from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ona, West Virginia

Insurance Company Poor Fair Good
Allstate $5,922 $4,700 $4,006
GEICO $4,755 $3,865 $3,208
Liberty Mutual $9,415 $5,779 $4,545
Nationwide $3,590 $3,030 $2,836
Progressive $4,551 $3,963 $3,683
State Farm $3,496 $2,127 $1,668
USAA $4,376 $2,530 $2,028

Cheapest Ona, WV Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ona, WV to rates for a clean record with top companies.

Annual Ona, West Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,105 $4,876 $5,848 $4,675
GEICO $2,427 $3,919 $6,819 $2,605
Liberty Mutual $5,398 $6,804 $7,535 $6,583
Nationwide $2,518 $3,368 $3,922 $2,801
Progressive $3,455 $4,627 $4,126 $4,054
State Farm $2,229 $2,632 $2,430 $2,430
USAA $2,338 $2,772 $3,945 $2,855

Cheapest Ona, WV Car Insurance for Teen Drivers

Teen car insurance in Ona, WV can be expensive. Take a look at rates from the top car insurance companies in Ona for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ona, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,674 $11,123
GEICO $6,842 $8,256
Liberty Mutual $14,074 $15,883
Nationwide $5,437 $6,875
Progressive $9,107 $10,251
State Farm $3,958 $5,113
USAA $5,861 $6,467

Cheapest Ona, WV Car Insurance for Seniors

Take a look at Ona, WV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ona, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,618 $2,624
GEICO $2,689 $2,607
Liberty Mutual $3,016 $3,673
Nationwide $1,888 $1,978
Progressive $1,947 $1,944
State Farm $1,580 $1,580
USAA $1,639 $1,651

Cheapest Ona, WV Car Insurance Rates After a DUI

A DUI in Ona, WV increases car insurance rates. Compare Ona, West Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ona, West Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,848
GEICO $6,819
Liberty Mutual $7,535
Nationwide $3,922
Progressive $4,126
State Farm $2,430
USAA $3,945

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Cheapest Ona, WV Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ona, WV by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ona, West Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,876 $4,876
GEICO $3,900 $3,985
Liberty Mutual $6,580 $6,580
Nationwide $3,152 $3,152
Progressive $4,066 $4,066
State Farm $2,365 $2,496
USAA $2,943 $3,012

The Best Cheap Car Insurance Companies in Ona, WV

Take a look at a side-by-side comparison of the top car insurance companies in Ona, WV to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ona, West Virginia

Insurance Company Average Annual Rates
Allstate $4,876
GEICO $3,942
Liberty Mutual $6,580
Nationwide $3,152
Progressive $4,066
State Farm $2,430
USAA $2,978

Category Winners: Cheapest Car Insurance in Ona, West Virginia

Find the cheapest car insurance companies in Ona, WV for each category right here.

Best Annual Car Insurance Rates by Company in Ona, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Ona, WV Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ona car insurance rates. Find the cheapest Ona, WV car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ona, West Virginia

Insurance Company Low Medium High
Allstate $4,668 $4,866 $5,095
GEICO $3,728 $3,952 $4,148
Liberty Mutual $6,259 $6,565 $6,916
Nationwide $3,085 $3,141 $3,230
Progressive $3,886 $4,018 $4,293
State Farm $2,279 $2,424 $2,587
USAA $2,861 $2,972 $3,100

Compare Car Insurance Quotes in Ona, WV

Ready to find affordable Ona, West Virginia car insurance today? Enter your ZIP code for fast, free Ona, WV car insurance quotes.

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