Compare Onaga, KS Car Insurance Rates (2021)

Car insurance in Onaga, KS averages $276 a month. Onaga, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Onaga car insurance rates, compare quotes from the top car insurance companies in Onaga, KS.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Onaga for teen drivers is American Family
  • The cheapest car insurance company in Onaga is American Family
  • Average car insurance rates in Onaga, KS are $3,309/year

If you need to buy Onaga, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Onaga, KS is right here.

You’ll find Onaga car insurance rates, the cheapest Onaga, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Onaga, Kansas car insurance rates to Kansas City car insurance rates, Overland Park car insurance rates, and Lenexa car insurance rates.

Ready to find affordable Onaga, KS car insurance today? Enter your ZIP code for fast, free Onaga car insurance quotes.

Cheapest Onaga, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Onaga, KS car insurance rates? Every Onaga, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Onaga, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,655 $2,589 $2,371 $2,441 $7,265 $8,136 $2,739 $2,845
American Family $1,588 $1,588 $1,435 $1,435 $3,098 $3,718 $1,588 $1,789
Farmers $2,619 $2,609 $2,345 $2,441 $6,850 $7,103 $2,942 $3,106
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,371 $2,562 $2,254 $2,514 $10,841 $12,107 $2,597 $2,811
Nationwide $1,908 $1,972 $1,694 $1,831 $3,874 $4,772 $2,213 $2,362
Progressive $2,334 $2,215 $1,879 $1,965 $8,684 $9,785 $2,748 $2,945
State Farm $1,653 $1,653 $1,446 $1,446 $4,372 $5,577 $1,857 $2,096
Travelers $1,986 $2,021 $1,937 $1,960 $7,998 $12,455 $2,033 $2,399
USAA $1,396 $1,431 $1,272 $1,296 $4,580 $4,837 $1,837 $1,934

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Minimum Car Insurance in Onaga, KS

Every driver must carry the minimum car insurance in Onaga, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Onaga, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Onaga, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Onaga, KS. Compare credit history car insurance rates in Onaga from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Onaga, Kansas

Insurance Company Poor Fair Good
Allstate $4,804 $3,653 $3,183
American Family $2,651 $1,874 $1,565
Farmers $4,427 $3,512 $3,317
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,757 $4,757 $4,757
Nationwide $2,867 $2,519 $2,349
Progressive $4,662 $3,922 $3,624
State Farm $3,658 $2,186 $1,694
Travelers $4,738 $3,856 $3,703
USAA $3,182 $2,079 $1,707

Cheapest Onaga, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Onaga, KS to rates for a clean record with top companies.

Annual Onaga, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,348 $3,898 $4,515 $3,760
American Family $1,992 $2,142 $1,992 $1,992
Farmers $3,172 $4,061 $3,959 $3,816
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,591 $5,393 $5,296 $4,748
Nationwide $1,928 $2,222 $3,950 $2,212
Progressive $3,757 $4,402 $3,928 $4,191
State Farm $2,333 $2,692 $2,513 $2,513
Travelers $2,988 $3,896 $5,372 $4,140
USAA $1,705 $2,284 $3,352 $1,950

Cheapest Onaga, KS Car Insurance for Teen Drivers

Teen car insurance in Onaga, KS can be expensive. Take a look at rates from the top car insurance companies in Onaga for teenagers.

Annual Car Insurance Rates for Teen Drivers in Onaga, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,265 $8,136
American Family $3,098 $3,718
Farmers $6,850 $7,103
GEICO $4,439 $5,960
Liberty Mutual $10,841 $12,107
Nationwide $3,874 $4,772
Progressive $8,684 $9,785
State Farm $4,372 $5,577
Travelers $7,998 $12,455
USAA $4,580 $4,837

Cheapest Onaga, KS Car Insurance for Seniors

Take a look at Onaga, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Onaga, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,371 $2,441
American Family $1,435 $1,435
Farmers $2,345 $2,441
GEICO $2,443 $2,273
Liberty Mutual $2,254 $2,514
Nationwide $1,694 $1,831
Progressive $1,879 $1,965
State Farm $1,446 $1,446
Travelers $1,937 $1,960
USAA $1,272 $1,296

Cheapest Onaga, KS Car Insurance Rates After a DUI

A DUI in Onaga, KS increases car insurance rates. Compare Onaga, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Onaga, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,515
American Family $1,992
Farmers $3,959
GEICO $4,922
Liberty Mutual $5,296
Nationwide $3,950
Progressive $3,928
State Farm $2,513
Travelers $5,372
USAA $3,352

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Cheapest Onaga, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Onaga, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Onaga, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,880 $3,880
American Family $2,004 $2,056
Farmers $3,752 $3,752
GEICO $3,027 $3,159
Liberty Mutual $4,757 $4,757
Nationwide $2,578 $2,578
Progressive $4,069 $4,069
State Farm $2,450 $2,575
Travelers $4,099 $4,099
USAA $2,254 $2,392

The Best Cheap Car Insurance Companies in Onaga, KS

Take a look at a side-by-side comparison of the top car insurance companies in Onaga, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Onaga, Kansas

Insurance Company Average Annual Rates
Allstate $3,880
American Family $2,030
Farmers $3,752
GEICO $3,093
Liberty Mutual $4,757
Nationwide $2,578
Progressive $4,069
State Farm $2,513
Travelers $4,099
USAA $2,323

Category Winners: Cheapest Car Insurance in Onaga, Kansas

Find the cheapest car insurance companies in Onaga, KS for each category right here.

Best Annual Car Insurance Rates by Company in Onaga, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Onaga, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Onaga car insurance rates. Find the cheapest Onaga, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Onaga, Kansas

Insurance Company Low Medium High
Allstate $3,772 $3,872 $3,997
American Family $2,049 $2,132 $1,909
Farmers $3,609 $3,732 $3,915
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,652 $4,747 $4,873
Nationwide $2,721 $2,549 $2,465
Progressive $3,836 $4,037 $4,335
State Farm $2,423 $2,519 $2,596
Travelers $3,895 $4,105 $4,297
USAA $2,253 $2,318 $2,398

What affects car insurance rates in Onaga, Kansas?

What factors can have an impact on Onaga, KS car insurance? There are several reasons why Onaga car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Onaga, Kansas.

Commute Time in Onaga

The more time you spend in your car the higher the risk of an accident. The average commute length in Onaga, KS is 21.6 minutes according to City-Data.

Compare Car Insurance Quotes in Onaga, KS

Ready to find affordable Onaga, Kansas car insurance today? Enter your ZIP code for fast, free Onaga, KS car insurance quotes.

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