Compare Onalaska, TX Car Insurance Rates (2021)

Car insurance in Onalaska, TX averages $333 a month. Onalaska, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Onalaska car insurance rates, compare quotes from the top car insurance companies in Onalaska, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Onalaska, TX are $4,002/year
  • The cheapest car insurance company in Onalaska is USAA
  • The cheapest car insurance company in Onalaska for teen drivers is USAA

If you need to buy Onalaska, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Onalaska, TX is right here.

You’ll find Onalaska car insurance rates, the cheapest Onalaska, TX car insurance companies, and information on Texas car insurance laws. You can also compare Onalaska, Texas car insurance rates to Fort Worth car insurance rates, Houston car insurance rates, and Plano car insurance rates.

Ready to find affordable Onalaska, TX car insurance today? Enter your ZIP code for fast, free Onalaska car insurance quotes.

Cheapest Onalaska, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Onalaska, TX car insurance rates? Every Onalaska, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Onalaska, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,543 $3,574 $3,497 $3,497 $9,382 $11,324 $4,383 $4,566
American Family $3,278 $3,685 $3,120 $3,611 $9,283 $12,086 $4,835 $5,514
GEICO $2,294 $2,472 $2,210 $2,500 $4,973 $5,178 $2,479 $2,478
Nationwide $2,345 $2,384 $2,071 $2,193 $6,681 $8,579 $2,758 $2,984
Progressive $2,533 $2,422 $2,239 $2,288 $10,249 $11,448 $3,008 $3,066
State Farm $1,995 $1,995 $1,768 $1,768 $4,678 $5,944 $2,162 $2,231
USAA $1,639 $1,652 $1,563 $1,555 $4,581 $5,001 $2,188 $2,355

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Minimum Car Insurance in Onalaska, TX

Every driver must carry the minimum car insurance in Onalaska, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Onalaska, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Onalaska, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Onalaska, TX. Compare credit history car insurance rates in Onalaska from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Onalaska, Texas

Insurance Company Poor Fair Good
Allstate $6,952 $5,097 $4,364
American Family $7,698 $4,989 $4,342
GEICO $4,736 $2,687 $1,797
Nationwide $4,497 $3,612 $3,139
Progressive $5,272 $4,521 $4,176
State Farm $3,994 $2,483 $1,976
USAA $3,779 $2,174 $1,746

Cheapest Onalaska, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Onalaska, TX to rates for a clean record with top companies.

Annual Onalaska, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,244 $6,554 $6,841 $4,244
American Family $5,149 $6,622 $5,785 $5,149
GEICO $2,611 $3,439 $2,883 $3,360
Nationwide $3,251 $3,251 $4,822 $3,673
Progressive $4,062 $5,225 $4,757 $4,584
State Farm $2,514 $2,870 $3,372 $2,514
USAA $1,915 $2,823 $3,329 $2,199

Cheapest Onalaska, TX Car Insurance for Teen Drivers

Teen car insurance in Onalaska, TX can be expensive. Take a look at rates from the top car insurance companies in Onalaska for teenagers.

Annual Car Insurance Rates for Teen Drivers in Onalaska, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,382 $11,324
American Family $9,283 $12,086
GEICO $4,973 $5,178
Nationwide $6,681 $8,579
Progressive $10,249 $11,448
State Farm $4,678 $5,944
USAA $4,581 $5,001

Cheapest Onalaska, TX Car Insurance for Seniors

Take a look at Onalaska, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Onalaska, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,497 $3,497
American Family $3,120 $3,611
GEICO $2,210 $2,500
Nationwide $2,071 $2,193
Progressive $2,239 $2,288
State Farm $1,768 $1,768
USAA $1,563 $1,555

Cheapest Onalaska, TX Car Insurance Rates After a DUI

A DUI in Onalaska, TX increases car insurance rates. Compare Onalaska, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Onalaska, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,841
American Family $5,785
GEICO $2,883
Nationwide $4,822
Progressive $4,757
State Farm $3,372
USAA $3,329

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Cheapest Onalaska, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Onalaska, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Onalaska, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,339 $5,602
American Family $5,677 $5,677
GEICO $3,015 $3,131
Nationwide $3,749 $3,749
Progressive $4,657 $4,657
State Farm $2,818 $2,818
USAA $2,534 $2,599

The Best Cheap Car Insurance Companies in Onalaska, TX

Take a look at a side-by-side comparison of the top car insurance companies in Onalaska, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Onalaska, Texas

Insurance Company Average Annual Rates
Allstate $5,471
American Family $5,677
GEICO $3,073
Nationwide $3,749
Progressive $4,657
State Farm $2,818
USAA $2,567

Category Winners: Cheapest Car Insurance in Onalaska, Texas

Find the cheapest car insurance companies in Onalaska, TX for each category right here.

Best Annual Car Insurance Rates by Company in Onalaska, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Onalaska, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Onalaska car insurance rates. Find the cheapest Onalaska, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Onalaska, Texas

Insurance Company Low Medium High
Allstate $5,347 $5,425 $5,640
American Family $5,231 $5,433 $6,365
GEICO $2,912 $3,033 $3,274
Nationwide $4,039 $3,588 $3,621
Progressive $4,436 $4,635 $4,899
State Farm $2,679 $2,808 $2,965
USAA $2,483 $2,556 $2,660

What affects car insurance rates in Onalaska, Texas?

What factors can have an impact on Onalaska, TX car insurance? There are several reasons why Onalaska car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Onalaska, Texas.

Car Theft in Onalaska

High levels of vehicle theft can make car insurance more expensive. Onalaska, TX car theft statistics from the FBI indicate 4 vehicle thefts a year.

Commute Time in Onalaska

The more time you spend in your car the higher the risk of an accident. The average commute length in Onalaska, TX is 33.3 minutes according to City-Data.

Compare Car Insurance Quotes in Onalaska, TX

Ready to find affordable Onalaska, Texas car insurance today? Enter your ZIP code for fast, free Onalaska, TX car insurance quotes.

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