Compare Onarga, IL Car Insurance Rates (2021)

Car insurance in Onarga, IL averages $258 a month. Onarga, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Onarga car insurance rates, compare quotes from the top car insurance companies in Onarga, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Onarga is State Farm
  • Average car insurance rates in Onarga, IL after a DUI are $3,619/year
  • The cheapest car insurance company in Onarga for teen drivers is State Farm

If you need to buy Onarga, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Onarga, IL is right here.

You’ll find Onarga car insurance rates, the cheapest Onarga, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Onarga, Illinois car insurance rates to Chicago car insurance rates, Cicero car insurance rates, and Elgin car insurance rates.

Ready to find affordable Onarga, IL car insurance today? Enter your ZIP code for fast, free Onarga car insurance quotes.

Cheapest Onarga, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Onarga, IL car insurance rates? Every Onarga, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Onarga, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,362 $3,377 $3,524 $3,524 $8,830 $11,475 $4,045 $4,372
American Family $2,245 $2,245 $2,055 $2,055 $6,324 $8,770 $2,245 $2,896
Farmers $2,257 $2,259 $2,003 $2,118 $9,660 $10,073 $2,576 $2,696
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,372 $1,481 $1,140 $1,275 $4,514 $5,024 $1,434 $1,513
Nationwide $1,925 $1,959 $1,711 $1,813 $5,345 $6,858 $2,246 $2,433
Progressive $1,876 $1,776 $1,543 $1,621 $6,639 $7,450 $2,230 $2,403
State Farm $1,284 $1,284 $1,144 $1,144 $3,632 $4,610 $1,451 $1,666
Travelers $1,430 $1,510 $1,295 $1,381 $3,978 $4,956 $1,517 $1,599
USAA $1,719 $1,765 $1,598 $1,592 $5,442 $6,030 $2,275 $2,525

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Minimum Car Insurance in Onarga, IL

Every driver must carry the minimum car insurance in Onarga, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Onarga, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Onarga, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Onarga, IL. Compare credit history car insurance rates in Onarga from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Onarga, Illinois

Insurance Company Poor Fair Good
Allstate $6,767 $4,892 $4,282
American Family $4,795 $3,261 $2,757
Farmers $4,781 $4,015 $3,820
GEICO $3,690 $1,812 $1,417
Liberty Mutual $3,137 $1,960 $1,562
Nationwide $3,624 $2,926 $2,559
Progressive $3,653 $3,083 $2,841
State Farm $2,947 $1,765 $1,369
Travelers $2,702 $2,160 $1,762
USAA $3,831 $2,620 $2,154

Cheapest Onarga, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Onarga, IL to rates for a clean record with top companies.

Annual Onarga, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,758 $6,485 $6,030 $4,982
American Family $2,647 $3,768 $4,998 $3,004
Farmers $3,552 $4,576 $4,463 $4,229
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,852 $2,621 $2,306 $2,099
Nationwide $2,445 $3,167 $3,724 $2,809
Progressive $2,635 $3,888 $2,917 $3,328
State Farm $1,856 $2,198 $2,027 $2,027
Travelers $1,763 $2,298 $2,564 $2,207
USAA $2,050 $2,931 $4,024 $2,468

Cheapest Onarga, IL Car Insurance for Teen Drivers

Teen car insurance in Onarga, IL can be expensive. Take a look at rates from the top car insurance companies in Onarga for teenagers.

Annual Car Insurance Rates for Teen Drivers in Onarga, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,830 $11,475
American Family $6,324 $8,770
Farmers $9,660 $10,073
GEICO $4,375 $4,641
Liberty Mutual $4,514 $5,024
Nationwide $5,345 $6,858
Progressive $6,639 $7,450
State Farm $3,632 $4,610
Travelers $3,978 $4,956
USAA $5,442 $6,030

Cheapest Onarga, IL Car Insurance for Seniors

Take a look at Onarga, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Onarga, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,524 $3,524
American Family $2,055 $2,055
Farmers $2,003 $2,118
GEICO $1,364 $1,612
Liberty Mutual $1,140 $1,275
Nationwide $1,711 $1,813
Progressive $1,543 $1,621
State Farm $1,144 $1,144
Travelers $1,295 $1,381
USAA $1,598 $1,592

Cheapest Onarga, IL Car Insurance Rates After a DUI

A DUI in Onarga, IL increases car insurance rates. Compare Onarga, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Onarga, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,030
American Family $4,998
Farmers $4,463
GEICO $3,141
Liberty Mutual $2,306
Nationwide $3,724
Progressive $2,917
State Farm $2,027
Travelers $2,564
USAA $4,024

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Cheapest Onarga, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Onarga, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Onarga, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,314 $5,314
American Family $3,558 $3,651
Farmers $4,205 $4,205
GEICO $2,263 $2,351
Liberty Mutual $2,219 $2,219
Nationwide $3,036 $3,036
Progressive $3,192 $3,192
State Farm $1,976 $2,078
Travelers $2,123 $2,294
USAA $2,787 $2,949

The Best Cheap Car Insurance Companies in Onarga, IL

Take a look at a side-by-side comparison of the top car insurance companies in Onarga, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Onarga, Illinois

Insurance Company Average Annual Rates
Allstate $5,314
American Family $3,604
Farmers $4,205
GEICO $2,307
Liberty Mutual $2,219
Nationwide $3,036
Progressive $3,192
State Farm $2,027
Travelers $2,208
USAA $2,868

Category Winners: Cheapest Car Insurance in Onarga, Illinois

Find the cheapest car insurance companies in Onarga, IL for each category right here.

Best Annual Car Insurance Rates by Company in Onarga, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Onarga, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Onarga car insurance rates. Find the cheapest Onarga, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Onarga, Illinois

Insurance Company Low Medium High
Allstate $5,144 $5,309 $5,489
American Family $3,484 $3,736 $3,593
Farmers $3,999 $4,104 $4,512
GEICO $2,131 $2,300 $2,489
Liberty Mutual $2,093 $2,215 $2,350
Nationwide $3,022 $3,060 $3,026
Progressive $2,922 $3,174 $3,481
State Farm $1,921 $2,030 $2,129
Travelers $2,075 $2,206 $2,343
USAA $2,681 $2,865 $3,059

What affects car insurance rates in Onarga, Illinois?

What factors can have an impact on Onarga, IL car insurance? There are several reasons why Onarga car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Onarga, Illinois.

Commute Time in Onarga

The more time you spend in your car the higher the risk of an accident. The average commute length in Onarga, IL is 19.8 minutes according to City-Data.

Compare Car Insurance Quotes in Onarga, IL

Ready to find affordable Onarga, Illinois car insurance today? Enter your ZIP code for fast, free Onarga, IL car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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