Compare Onaway, MI Car Insurance Rates (2021)

Car insurance in Onaway, MI averages $800 a month. Onaway, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Onaway car insurance rates, compare quotes from the top car insurance companies in Onaway, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Onaway, MI after a DUI are $16,058/year
  • The cheapest car insurance company in Onaway for teen drivers is USAA
  • The cheapest car insurance company in Onaway is USAA

If you need to buy Onaway, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Onaway, MI is right here.

You’ll find Onaway car insurance rates, the cheapest Onaway, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Onaway, Michigan car insurance rates to Troy car insurance rates, Detroit car insurance rates, and Livonia car insurance rates.

Ready to find affordable Onaway, MI car insurance today? Enter your ZIP code for fast, free Onaway car insurance quotes.

Cheapest Onaway, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Onaway, MI car insurance rates? Every Onaway, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Onaway, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $18,261 $18,261 $17,077 $17,077 $43,192 $43,192 $19,197 $19,197
Farmers $3,383 $3,383 $3,155 $3,155 $7,585 $7,585 $3,792 $3,792
GEICO $3,770 $3,770 $3,803 $3,803 $10,360 $10,360 $3,607 $3,607
Liberty Mutual $12,825 $12,825 $12,695 $12,695 $30,474 $30,474 $12,825 $12,825
Nationwide $4,842 $4,842 $4,311 $4,311 $12,461 $12,461 $5,293 $5,293
Progressive $3,014 $2,830 $2,655 $2,944 $10,869 $11,646 $3,522 $3,308
State Farm $7,106 $7,106 $6,553 $6,553 $24,268 $24,268 $8,318 $8,318
Travelers $5,584 $5,584 $4,792 $4,792 $16,861 $16,861 $6,069 $6,069
USAA $2,315 $2,209 $2,178 $2,072 $5,527 $5,282 $2,821 $2,728

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Minimum Car Insurance in Onaway, MI

Every driver must carry the minimum car insurance in Onaway, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Onaway, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Onaway, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Onaway, MI. Compare credit history car insurance rates in Onaway from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Onaway, Michigan

Insurance Company Poor Fair Good
Allstate $37,414 $20,541 $15,340
Farmers $5,846 $3,939 $3,651
GEICO $6,920 $5,091 $4,144
Liberty Mutual $27,202 $15,721 $8,691
Nationwide $8,486 $6,332 $5,361
Progressive $5,884 $4,946 $4,466
State Farm $18,753 $9,488 $6,443
Travelers $8,534 $8,275 $8,170
USAA $4,680 $2,685 $2,060

Cheapest Onaway, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Onaway, MI to rates for a clean record with top companies.

Annual Onaway, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,880 $15,975 $53,265 $16,607
Farmers $3,775 $4,795 $4,728 $4,617
GEICO $1,947 $4,015 $12,040 $3,538
Liberty Mutual $12,177 $14,582 $26,565 $15,494
Nationwide $5,734 $7,704 $6,993 $6,475
Progressive $4,333 $5,663 $5,101 $5,297
State Farm $7,501 $8,913 $18,800 $11,032
Travelers $5,658 $8,053 $12,908 $6,686
USAA $2,536 $3,144 $4,126 $2,760

Cheapest Onaway, MI Car Insurance for Teen Drivers

Teen car insurance in Onaway, MI can be expensive. Take a look at rates from the top car insurance companies in Onaway for teenagers.

Annual Car Insurance Rates for Teen Drivers in Onaway, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $43,192 $43,192
Farmers $7,585 $7,585
GEICO $10,360 $10,360
Liberty Mutual $30,474 $30,474
Nationwide $12,461 $12,461
Progressive $10,869 $11,646
State Farm $24,268 $24,268
Travelers $16,861 $16,861
USAA $5,527 $5,282

Cheapest Onaway, MI Car Insurance for Seniors

Take a look at Onaway, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Onaway, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $17,077 $17,077
Farmers $3,155 $3,155
GEICO $3,803 $3,803
Liberty Mutual $12,695 $12,695
Nationwide $4,311 $4,311
Progressive $2,655 $2,944
State Farm $6,553 $6,553
Travelers $4,792 $4,792
USAA $2,178 $2,072

Cheapest Onaway, MI Car Insurance Rates After a DUI

A DUI in Onaway, MI increases car insurance rates. Compare Onaway, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Onaway, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $53,265
Farmers $4,728
GEICO $12,040
Liberty Mutual $26,565
Nationwide $6,993
Progressive $5,101
State Farm $18,800
Travelers $12,908
USAA $4,126

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Cheapest Onaway, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Onaway, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Onaway, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $24,432 $24,432
Farmers $4,479 $4,479
GEICO $5,259 $5,511
Liberty Mutual $16,605 $17,805
Nationwide $6,726 $6,726
Progressive $5,099 $5,099
State Farm $11,246 $11,877
Travelers $8,279 $8,375
USAA $3,106 $3,177

The Best Cheap Car Insurance Companies in Onaway, MI

Take a look at a side-by-side comparison of the top car insurance companies in Onaway, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Onaway, Michigan

Insurance Company Average Annual Rates
Allstate $24,432
Farmers $4,479
GEICO $5,385
Liberty Mutual $17,205
Nationwide $6,726
Progressive $5,099
State Farm $11,561
Travelers $8,327
USAA $3,142

Category Winners: Cheapest Car Insurance in Onaway, Michigan

Find the cheapest car insurance companies in Onaway, MI for each category right here.

Best Annual Car Insurance Rates by Company in Onaway, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Onaway, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Onaway car insurance rates. Find the cheapest Onaway, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Onaway, Michigan

Insurance Company Low Medium High
Allstate $23,877 $24,481 $24,937
Farmers $4,357 $4,469 $4,611
GEICO $5,049 $5,340 $5,767
Liberty Mutual $16,782 $17,164 $17,669
Nationwide $7,083 $6,602 $6,494
Progressive $4,946 $5,106 $5,244
State Farm $10,986 $11,632 $12,066
Travelers $8,241 $8,334 $8,405
USAA $3,036 $3,150 $3,238

What affects car insurance rates in Onaway, Michigan?

What factors can have an impact on Onaway, MI car insurance? There are several reasons why Onaway car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Onaway, Michigan.

Commute Time in Onaway

The more time you spend in your car the higher the risk of an accident. The average commute length in Onaway, MI is 22.6 minutes according to City-Data.

Compare Car Insurance Quotes in Onaway, MI

Ready to find affordable Onaway, Michigan car insurance today? Enter your ZIP code for fast, free Onaway, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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