Compare Only, TN Car Insurance Rates (2021)

Car insurance in Only, TN averages $299 a month. Only, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Only car insurance rates, compare quotes from the top car insurance companies in Only, TN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Only, TN after a DUI are $4,192/year
  • The cheapest car insurance company in Only is State Farm
  • The cheapest car insurance company in Only for teen drivers is Travelers

If you need to buy Only, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Only, TN is right here.

You’ll find Only car insurance rates, the cheapest Only, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Only, Tennessee car insurance rates to Clarksville car insurance rates, Knoxville car insurance rates, and Franklin car insurance rates.

Ready to find affordable Only, TN car insurance today? Enter your ZIP code for fast, free Only car insurance quotes.

Cheapest Only, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Only, TN car insurance rates? Every Only, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Only, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,752 $2,642 $2,473 $2,567 $10,326 $11,230 $2,936 $3,041
Farmers $1,785 $1,816 $1,600 $1,755 $7,299 $7,753 $2,415 $2,565
GEICO $2,066 $2,089 $1,909 $1,909 $6,088 $6,214 $2,087 $2,151
Liberty Mutual $3,610 $129 $2,962 $3,309 $14,534 $16,152 $3,877 $4,143
Nationwide $2,029 $2,050 $1,818 $1,853 $5,414 $7,005 $2,323 $2,533
Progressive $1,909 $1,804 $1,555 $1,623 $8,543 $9,628 $2,306 $2,527
State Farm $1,653 $1,653 $1,475 $1,475 $4,853 $6,079 $1,862 $2,165
Travelers $1,751 $1,843 $1,590 $1,692 $4,879 $6,037 $1,865 $1,963
USAA $1,591 $1,628 $1,429 $1,436 $5,503 $6,313 $2,075 $2,228

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Minimum Car Insurance in Only, TN

Every driver must carry the minimum car insurance in Only, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Only, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Only, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Only, TN. Compare credit history car insurance rates in Only from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Only, Tennessee

Insurance Company Poor Fair Good
Allstate $6,055 $4,638 $3,545
Farmers $4,010 $3,140 $2,970
GEICO $3,482 $2,976 $2,735
Liberty Mutual $8,740 $5,346 $4,182
Nationwide $3,761 $2,980 $2,643
Progressive $4,205 $3,622 $3,384
State Farm $3,851 $2,310 $1,794
Travelers $3,439 $2,698 $1,970
USAA $4,042 $2,350 $1,934

Cheapest Only, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Only, TN to rates for a clean record with top companies.

Annual Only, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,973 $4,737 $5,727 $4,547
Farmers $2,881 $3,567 $3,646 $3,399
GEICO $2,215 $2,982 $4,845 $2,215
Liberty Mutual $4,941 $7,112 $6,621 $5,684
Nationwide $2,704 $2,704 $4,070 $3,033
Progressive $3,292 $4,271 $3,506 $3,880
State Farm $2,429 $2,874 $2,652 $2,652
Travelers $2,193 $2,814 $3,105 $2,696
USAA $2,024 $3,014 $3,556 $2,506

Cheapest Only, TN Car Insurance for Teen Drivers

Teen car insurance in Only, TN can be expensive. Take a look at rates from the top car insurance companies in Only for teenagers.

Annual Car Insurance Rates for Teen Drivers in Only, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,326 $11,230
Farmers $7,299 $7,753
GEICO $6,088 $6,214
Liberty Mutual $14,534 $16,152
Nationwide $5,414 $7,005
Progressive $8,543 $9,628
State Farm $4,853 $6,079
Travelers $4,879 $6,037
USAA $5,503 $6,313

Cheapest Only, TN Car Insurance for Seniors

Take a look at Only, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Only, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,473 $2,567
Farmers $1,600 $1,755
GEICO $1,909 $1,909
Liberty Mutual $2,962 $3,309
Nationwide $1,818 $1,853
Progressive $1,555 $1,623
State Farm $1,475 $1,475
Travelers $1,590 $1,692
USAA $1,429 $1,436

Cheapest Only, TN Car Insurance Rates After a DUI

A DUI in Only, TN increases car insurance rates. Compare Only, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Only, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,727
Farmers $3,646
GEICO $4,845
Liberty Mutual $6,621
Nationwide $4,070
Progressive $3,506
State Farm $2,652
Travelers $3,105
USAA $3,556

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Cheapest Only, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Only, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Only, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,746 $4,746
Farmers $3,373 $3,373
GEICO $3,048 $3,080
Liberty Mutual $6,090 $6,090
Nationwide $3,128 $3,128
Progressive $3,737 $3,737
State Farm $2,590 $2,713
Travelers $2,596 $2,808
USAA $2,696 $2,855

The Best Cheap Car Insurance Companies in Only, TN

Take a look at a side-by-side comparison of the top car insurance companies in Only, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Only, Tennessee

Insurance Company Average Annual Rates
Allstate $4,746
Farmers $3,373
GEICO $3,064
Liberty Mutual $6,090
Nationwide $3,128
Progressive $3,737
State Farm $2,652
Travelers $2,702
USAA $2,775

Category Winners: Cheapest Car Insurance in Only, Tennessee

Find the cheapest car insurance companies in Only, TN for each category right here.

Best Annual Car Insurance Rates by Company in Only, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Only, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Only car insurance rates. Find the cheapest Only, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Only, Tennessee

Insurance Company Low Medium High
Allstate $4,581 $4,735 $4,922
Farmers $3,189 $3,358 $3,573
GEICO $2,927 $3,058 $3,208
Liberty Mutual $5,835 $6,087 $6,346
Nationwide $3,154 $3,057 $3,173
Progressive $3,524 $3,738 $3,949
State Farm $2,527 $2,661 $2,767
Travelers $2,545 $2,700 $2,862
USAA $2,694 $2,766 $2,866

Compare Car Insurance Quotes in Only, TN

Ready to find affordable Only, Tennessee car insurance today? Enter your ZIP code for fast, free Only, TN car insurance quotes.

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