Compare Onsted, MI Car Insurance Rates (2021)

Car insurance in Onsted, MI averages $731 a month. Onsted, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Onsted car insurance rates, compare quotes from the top car insurance companies in Onsted, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Onsted, MI after a DUI are $14,842/year
  • Average car insurance rates in Onsted, MI are $8,773/year
  • The cheapest car insurance company in Onsted is USAA

If you need to buy Onsted, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Onsted, MI is right here.

You’ll find Onsted car insurance rates, the cheapest Onsted, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Onsted, Michigan car insurance rates to Lansing car insurance rates, Detroit car insurance rates, and Troy car insurance rates.

Ready to find affordable Onsted, MI car insurance today? Enter your ZIP code for fast, free Onsted car insurance quotes.

Cheapest Onsted, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Onsted, MI car insurance rates? Every Onsted, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Onsted, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $15,509 $15,509 $14,412 $14,412 $38,395 $38,395 $16,339 $16,339
Farmers $3,735 $3,735 $3,485 $3,485 $8,392 $8,392 $4,199 $4,199
GEICO $4,000 $4,000 $4,076 $4,076 $10,944 $10,944 $3,816 $3,816
Liberty Mutual $13,502 $13,502 $13,369 $13,369 $31,726 $31,726 $13,502 $13,502
Nationwide $2,608 $2,608 $2,355 $2,355 $5,982 $5,982 $2,809 $2,809
Progressive $2,717 $2,549 $2,408 $2,654 $10,074 $10,842 $3,168 $2,985
State Farm $6,790 $6,790 $6,289 $6,289 $23,652 $23,652 $7,967 $7,967
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,347 $2,217 $2,212 $2,086 $5,635 $5,330 $2,840 $2,714

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Minimum Car Insurance in Onsted, MI

Every driver must carry the minimum car insurance in Onsted, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Onsted, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Onsted, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Onsted, MI. Compare credit history car insurance rates in Onsted from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Onsted, Michigan

Insurance Company Poor Fair Good
Allstate $32,096 $17,780 $13,615
Farmers $6,501 $4,342 $4,014
GEICO $7,340 $5,396 $4,391
Liberty Mutual $28,504 $16,469 $9,101
Nationwide $4,285 $3,243 $2,788
Progressive $5,365 $4,541 $4,118
State Farm $18,121 $9,172 $6,231
Travelers $6,813 $6,608 $6,525
USAA $4,725 $2,718 $2,075

Cheapest Onsted, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Onsted, MI to rates for a clean record with top companies.

Annual Onsted, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,314 $13,798 $46,120 $14,422
Farmers $4,164 $5,302 $5,232 $5,112
GEICO $2,023 $4,254 $12,842 $3,717
Liberty Mutual $12,534 $15,189 $28,276 $16,099
Nationwide $2,971 $3,886 $3,573 $3,324
Progressive $3,985 $5,193 $4,674 $4,847
State Farm $7,138 $8,542 $18,371 $10,648
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,560 $3,186 $4,159 $2,786

Cheapest Onsted, MI Car Insurance for Teen Drivers

Teen car insurance in Onsted, MI can be expensive. Take a look at rates from the top car insurance companies in Onsted for teenagers.

Annual Car Insurance Rates for Teen Drivers in Onsted, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $38,395 $38,395
Farmers $8,392 $8,392
GEICO $10,944 $10,944
Liberty Mutual $31,726 $31,726
Nationwide $5,982 $5,982
Progressive $10,074 $10,842
State Farm $23,652 $23,652
Travelers $13,395 $13,395
USAA $5,635 $5,330

Cheapest Onsted, MI Car Insurance for Seniors

Take a look at Onsted, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Onsted, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $14,412 $14,412
Farmers $3,485 $3,485
GEICO $4,076 $4,076
Liberty Mutual $13,369 $13,369
Nationwide $2,355 $2,355
Progressive $2,408 $2,654
State Farm $6,289 $6,289
Travelers $3,858 $3,858
USAA $2,212 $2,086

Cheapest Onsted, MI Car Insurance Rates After a DUI

A DUI in Onsted, MI increases car insurance rates. Compare Onsted, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Onsted, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $46,120
Farmers $5,232
GEICO $12,842
Liberty Mutual $28,276
Nationwide $3,573
Progressive $4,674
State Farm $18,371
Travelers $10,331
USAA $4,159

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Cheapest Onsted, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Onsted, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Onsted, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $21,164 $21,164
Farmers $4,952 $4,952
GEICO $5,578 $5,840
Liberty Mutual $17,405 $18,644
Nationwide $3,438 $3,438
Progressive $4,675 $4,675
State Farm $10,874 $11,475
Travelers $6,611 $6,686
USAA $3,137 $3,209

The Best Cheap Car Insurance Companies in Onsted, MI

Take a look at a side-by-side comparison of the top car insurance companies in Onsted, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Onsted, Michigan

Insurance Company Average Annual Rates
Allstate $21,164
Farmers $4,952
GEICO $5,709
Liberty Mutual $18,025
Nationwide $3,438
Progressive $4,675
State Farm $11,175
Travelers $6,649
USAA $3,173

Category Winners: Cheapest Car Insurance in Onsted, Michigan

Find the cheapest car insurance companies in Onsted, MI for each category right here.

Best Annual Car Insurance Rates by Company in Onsted, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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Cheapest Onsted, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Onsted car insurance rates. Find the cheapest Onsted, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Onsted, Michigan

Insurance Company Low Medium High
Allstate $20,511 $21,222 $21,759
Farmers $4,837 $4,943 $5,077
GEICO $5,326 $5,658 $6,143
Liberty Mutual $17,614 $17,984 $18,475
Nationwide $3,583 $3,386 $3,347
Progressive $4,522 $4,682 $4,820
State Farm $10,625 $11,243 $11,657
Travelers $6,575 $6,656 $6,715
USAA $3,077 $3,180 $3,261

What affects car insurance rates in Onsted, Michigan?

What factors can have an impact on Onsted, MI car insurance? There are several reasons why Onsted car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Onsted, Michigan.

Commute Time in Onsted

The more time you spend in your car the higher the risk of an accident. The average commute length in Onsted, MI is 26.7 minutes according to City-Data.

Compare Car Insurance Quotes in Onsted, MI

Ready to find affordable Onsted, Michigan car insurance today? Enter your ZIP code for fast, free Onsted, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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