Compare Ontario Center, NY Car Insurance Rates (2021)

Car insurance in Ontario Center, NY averages $249 a month. Ontario Center, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Ontario Center car insurance rates, compare quotes from the top car insurance companies in Ontario Center, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ontario Center, NY after a DUI are $3,915/year
  • Average car insurance rates in Ontario Center, NY are $2,994/year
  • The cheapest car insurance company in Ontario Center for teen drivers is GEICO

If you need to buy Ontario Center, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Ontario Center, NY is right here.

You’ll find Ontario Center car insurance rates, the cheapest Ontario Center, NY car insurance companies, and information on New York car insurance laws. You can also compare Ontario Center, New York car insurance rates to Schenectady car insurance rates, Yonkers car insurance rates, and New York car insurance rates.

Ready to find affordable Ontario Center, NY car insurance today? Enter your ZIP code for fast, free Ontario Center car insurance quotes.

Cheapest Ontario Center, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ontario Center, NY car insurance rates? Every Ontario Center, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ontario Center, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,166 $2,043 $2,036 $2,068 $6,229 $6,683 $2,143 $2,162
GEICO $1,143 $1,104 $1,115 $1,099 $2,387 $3,488 $1,031 $1,064
Liberty Mutual $3,126 $3,126 $2,913 $2,913 $6,046 $9,796 $3,126 $3,320
Nationwide $1,988 $1,988 $1,880 $1,880 $3,472 $5,150 $1,988 $2,519
Progressive $1,568 $1,470 $1,266 $1,283 $5,402 $6,032 $2,034 $1,989
State Farm $2,478 $2,478 $2,157 $2,157 $7,181 $9,231 $2,721 $2,856
Travelers $2,189 $2,219 $2,019 $2,170 $5,199 $6,248 $2,336 $2,440
USAA $1,407 $1,383 $1,273 $1,277 $5,556 $6,624 $1,796 $1,982

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Minimum Car Insurance in Ontario Center, NY

Every driver must carry the minimum car insurance in Ontario Center, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Ontario Center, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Ontario Center, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ontario Center, NY. Compare credit history car insurance rates in Ontario Center from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ontario Center, New York

Insurance Company Poor Fair Good
Allstate $4,570 $2,684 $2,321
GEICO $1,947 $1,431 $1,284
Liberty Mutual $5,994 $3,935 $2,957
Nationwide $2,608 $2,608 $2,608
Progressive $4,128 $2,167 $1,597
State Farm $5,518 $3,459 $2,744
Travelers $4,237 $2,707 $2,364
USAA $4,102 $2,062 $1,823

Cheapest Ontario Center, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ontario Center, NY to rates for a clean record with top companies.

Annual Ontario Center, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,712 $2,712 $3,935 $3,406
GEICO $1,228 $1,337 $2,423 $1,228
Liberty Mutual $3,448 $3,448 $6,837 $3,448
Nationwide $2,004 $2,004 $4,377 $2,048
Progressive $2,559 $2,559 $2,829 $2,574
State Farm $3,724 $3,724 $4,090 $4,090
Travelers $2,650 $3,312 $3,359 $3,089
USAA $2,368 $2,406 $3,469 $2,406

Cheapest Ontario Center, NY Car Insurance for Teen Drivers

Teen car insurance in Ontario Center, NY can be expensive. Take a look at rates from the top car insurance companies in Ontario Center for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ontario Center, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,229 $6,683
GEICO $2,387 $3,488
Liberty Mutual $6,046 $9,796
Nationwide $3,472 $5,150
Progressive $5,402 $6,032
State Farm $7,181 $9,231
Travelers $5,199 $6,248
USAA $5,556 $6,624

Cheapest Ontario Center, NY Car Insurance for Seniors

Take a look at Ontario Center, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ontario Center, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,036 $2,068
GEICO $1,115 $1,099
Liberty Mutual $2,913 $2,913
Nationwide $1,880 $1,880
Progressive $1,266 $1,283
State Farm $2,157 $2,157
Travelers $2,019 $2,170
USAA $1,273 $1,277

Cheapest Ontario Center, NY Car Insurance Rates After a DUI

A DUI in Ontario Center, NY increases car insurance rates. Compare Ontario Center, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ontario Center, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,935
GEICO $2,423
Liberty Mutual $6,837
Nationwide $4,377
Progressive $2,829
State Farm $4,090
Travelers $3,359
USAA $3,469

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Cheapest Ontario Center, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ontario Center, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ontario Center, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,149 $3,234
GEICO $1,508 $1,600
Liberty Mutual $4,176 $4,415
Nationwide $2,608 $2,608
Progressive $2,630 $2,630
State Farm $3,766 $4,048
Travelers $3,102 $3,102
USAA $2,636 $2,689

The Best Cheap Car Insurance Companies in Ontario Center, NY

Take a look at a side-by-side comparison of the top car insurance companies in Ontario Center, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ontario Center, New York

Insurance Company Average Annual Rates
Allstate $3,191
GEICO $1,554
Liberty Mutual $4,295
Nationwide $2,608
Progressive $2,630
State Farm $3,907
Travelers $3,102
USAA $2,662

Category Winners: Cheapest Car Insurance in Ontario Center, New York

Find the cheapest car insurance companies in Ontario Center, NY for each category right here.

Best Annual Car Insurance Rates by Company in Ontario Center, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Ontario Center, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ontario Center car insurance rates. Find the cheapest Ontario Center, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ontario Center, New York

Insurance Company Low Medium High
Allstate $3,008 $3,180 $3,386
GEICO $1,469 $1,551 $1,642
Liberty Mutual $4,105 $4,280 $4,502
Nationwide $2,466 $2,588 $2,770
Progressive $2,501 $2,619 $2,771
State Farm $3,727 $3,928 $4,067
Travelers $2,943 $3,076 $3,289
USAA $2,588 $2,650 $2,748

Compare Car Insurance Quotes in Ontario Center, NY

Ready to find affordable Ontario Center, New York car insurance today? Enter your ZIP code for fast, free Ontario Center, NY car insurance quotes.

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