Compare Oolitic, IN Car Insurance Rates (2021)

Car insurance in Oolitic, IN averages $280 a month. Oolitic, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Oolitic car insurance rates, compare quotes from the top car insurance companies in Oolitic, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Oolitic for teen drivers is USAA
  • Average car insurance rates in Oolitic, IN are $3,358/year
  • The cheapest car insurance company in Oolitic is USAA

If you need to buy Oolitic, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Oolitic, IN is right here.

You’ll find Oolitic car insurance rates, the cheapest Oolitic, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Oolitic, Indiana car insurance rates to Fort Wayne car insurance rates, Fishers car insurance rates, and Indianapolis car insurance rates.

Ready to find affordable Oolitic, IN car insurance today? Enter your ZIP code for fast, free Oolitic car insurance quotes.

Cheapest Oolitic, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Oolitic, IN car insurance rates? Every Oolitic, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oolitic, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,478 $2,538 $2,176 $2,379 $7,664 $9,656 $2,522 $2,741
American Family $2,177 $2,177 $1,958 $1,958 $6,007 $8,693 $2,177 $2,675
Farmers $1,479 $1,460 $1,269 $1,423 $7,828 $8,341 $1,938 $2,095
GEICO $1,673 $1,657 $1,547 $1,591 $4,871 $4,549 $1,912 $1,701
Liberty Mutual $4,048 $4,048 $3,718 $3,718 $8,901 $13,457 $4,048 $5,562
Nationwide $1,766 $1,811 $1,543 $1,655 $5,118 $6,678 $2,068 $2,269
Progressive $1,755 $1,666 $1,585 $1,598 $10,217 $11,501 $2,204 $2,256
State Farm $1,618 $1,618 $1,434 $1,434 $4,797 $6,162 $1,786 $1,985
Travelers $1,206 $1,226 $1,133 $1,131 $7,472 $11,783 $1,277 $1,476
USAA $1,008 $995 $932 $944 $2,764 $3,106 $1,364 $1,467

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Minimum Car Insurance in Oolitic, IN

Every driver must carry the minimum car insurance in Oolitic, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Oolitic, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Oolitic, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Oolitic, IN. Compare credit history car insurance rates in Oolitic from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Oolitic, Indiana

Insurance Company Poor Fair Good
Allstate $4,984 $3,708 $3,367
American Family $4,759 $3,089 $2,586
Farmers $3,772 $3,071 $2,844
GEICO $2,934 $2,438 $1,941
Liberty Mutual $7,907 $5,146 $4,759
Nationwide $3,263 $2,756 $2,572
Progressive $4,525 $4,000 $3,769
State Farm $3,795 $2,263 $1,754
Travelers $3,718 $3,150 $3,147
USAA $2,127 $1,397 $1,194

Cheapest Oolitic, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Oolitic, IN to rates for a clean record with top companies.

Annual Oolitic, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,200 $4,709 $4,351 $3,817
American Family $2,396 $3,826 $4,835 $2,854
Farmers $2,891 $3,368 $3,467 $3,191
GEICO $1,607 $2,518 $3,385 $2,240
Liberty Mutual $4,653 $5,470 $8,508 $5,119
Nationwide $2,457 $3,179 $3,046 $2,772
Progressive $3,073 $5,375 $3,668 $4,276
State Farm $2,545 $2,782 $2,545 $2,545
Travelers $2,834 $3,506 $3,973 $3,040
USAA $1,191 $1,688 $1,938 $1,474

Cheapest Oolitic, IN Car Insurance for Teen Drivers

Teen car insurance in Oolitic, IN can be expensive. Take a look at rates from the top car insurance companies in Oolitic for teenagers.

Annual Car Insurance Rates for Teen Drivers in Oolitic, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,664 $9,656
American Family $6,007 $8,693
Farmers $7,828 $8,341
GEICO $4,871 $4,549
Liberty Mutual $8,901 $13,457
Nationwide $5,118 $6,678
Progressive $10,217 $11,501
State Farm $4,797 $6,162
Travelers $7,472 $11,783
USAA $2,764 $3,106

Cheapest Oolitic, IN Car Insurance for Seniors

Take a look at Oolitic, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Oolitic, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,176 $2,379
American Family $1,958 $1,958
Farmers $1,269 $1,423
GEICO $1,547 $1,591
Liberty Mutual $3,718 $3,718
Nationwide $1,543 $1,655
Progressive $1,585 $1,598
State Farm $1,434 $1,434
Travelers $1,133 $1,131
USAA $932 $944

Cheapest Oolitic, IN Car Insurance Rates After a DUI

A DUI in Oolitic, IN increases car insurance rates. Compare Oolitic, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Oolitic, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,351
American Family $4,835
Farmers $3,467
GEICO $3,385
Liberty Mutual $8,508
Nationwide $3,046
Progressive $3,668
State Farm $2,545
Travelers $3,973
USAA $1,938

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Cheapest Oolitic, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Oolitic, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Oolitic, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,019 $4,019
American Family $3,436 $3,520
Farmers $3,229 $3,229
GEICO $2,392 $2,483
Liberty Mutual $5,779 $6,096
Nationwide $2,864 $2,864
Progressive $4,098 $4,098
State Farm $2,529 $2,679
Travelers $3,338 $3,338
USAA $1,552 $1,594

The Best Cheap Car Insurance Companies in Oolitic, IN

Take a look at a side-by-side comparison of the top car insurance companies in Oolitic, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Oolitic, Indiana

Insurance Company Average Annual Rates
Allstate $4,019
American Family $3,478
Farmers $3,229
GEICO $2,438
Liberty Mutual $5,937
Nationwide $2,863
Progressive $4,098
State Farm $2,604
Travelers $3,338
USAA $1,573

Category Winners: Cheapest Car Insurance in Oolitic, Indiana

Find the cheapest car insurance companies in Oolitic, IN for each category right here.

Best Annual Car Insurance Rates by Company in Oolitic, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Oolitic, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Oolitic car insurance rates. Find the cheapest Oolitic, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Oolitic, Indiana

Insurance Company Low Medium High
Allstate $3,827 $4,004 $4,226
American Family $3,439 $3,593 $3,402
Farmers $3,114 $3,222 $3,352
GEICO $2,295 $2,432 $2,587
Liberty Mutual $5,768 $5,924 $6,121
Nationwide $2,921 $2,840 $2,830
Progressive $3,880 $4,036 $4,376
State Farm $2,487 $2,603 $2,722
Travelers $3,275 $3,369 $3,371
USAA $1,523 $1,569 $1,625

What affects car insurance rates in Oolitic, Indiana?

What factors can have an impact on Oolitic, IN car insurance? There are several reasons why Oolitic car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Oolitic, Indiana.

Commute Time in Oolitic

The more time you spend in your car the higher the risk of an accident. The average commute length in Oolitic, IN is 24.5 minutes according to City-Data.

Compare Car Insurance Quotes in Oolitic, IN

Ready to find affordable Oolitic, Indiana car insurance today? Enter your ZIP code for fast, free Oolitic, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State