Compare Ophir, OR Car Insurance Rates (2021)

Car insurance in Ophir, OR averages $283 a month. Ophir, Oregon car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Ophir car insurance rates, compare quotes from the top car insurance companies in Ophir, OR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Ophir is USAA
  • Average car insurance rates in Ophir, OR after a DUI are $3,987/year
  • The cheapest car insurance company in Ophir for teen drivers is USAA

If you need to buy Ophir, Oregon car insurance, the options can be confusing. Everything you need to know about car insurance in Ophir, OR is right here.

You’ll find Ophir car insurance rates, the cheapest Ophir, OR car insurance companies, and information on Oregon car insurance laws. You can also compare Ophir, Oregon car insurance rates to Corvallis car insurance rates, Portland car insurance rates, and Beaverton car insurance rates.

Ready to find affordable Ophir, OR car insurance today? Enter your ZIP code for fast, free Ophir car insurance quotes.

Cheapest Ophir, OR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ophir, OR car insurance rates? Every Ophir, Oregon car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ophir, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,936 $2,721 $2,677 $2,694 $8,606 $9,547 $3,057 $3,064
American Family $2,134 $2,134 $1,903 $1,903 $5,264 $8,240 $2,134 $2,236
Farmers $1,916 $1,871 $1,701 $1,807 $7,654 $7,788 $2,148 $2,209
GEICO $2,258 $2,180 $2,086 $2,086 $5,786 $5,290 $2,406 $2,091
Liberty Mutual $2,573 $2,717 $2,236 $2,481 $8,129 $8,779 $2,493 $2,526
Nationwide $1,963 $1,957 $1,755 $1,835 $4,368 $5,453 $2,274 $2,393
Progressive $1,895 $1,719 $1,649 $1,694 $8,175 $9,045 $2,265 $2,149
State Farm $1,455 $1,455 $1,332 $1,332 $4,619 $5,796 $1,651 $1,894
Travelers $2,976 $3,003 $2,707 $2,822 $8,779 $10,848 $3,100 $3,151
USAA $1,510 $1,468 $1,487 $1,440 $4,560 $4,910 $1,937 $2,019

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Minimum Car Insurance in Ophir, OR

Every driver must carry the minimum car insurance in Ophir, OR. Take a look at the Oregon car insurance requirements.

Minimum Required Car Insurance Coverage in Ophir, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Ophir, OR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ophir, OR. Compare credit history car insurance rates in Ophir from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ophir, Oregon

Insurance Company Poor Fair Good
Allstate $5,790 $4,080 $3,369
American Family $4,117 $3,040 $2,573
Farmers $3,928 $3,200 $3,032
GEICO $3,646 $3,023 $2,400
Liberty Mutual $5,840 $3,457 $2,678
Nationwide $3,326 $2,634 $2,289
Progressive $4,013 $3,472 $3,236
State Farm $3,409 $2,175 $1,741
Travelers $5,828 $4,588 $3,604
USAA $3,620 $2,020 $1,609

Cheapest Ophir, OR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ophir, OR to rates for a clean record with top companies.

Annual Ophir, Oregon Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,571 $4,803 $4,942 $4,335
American Family $2,254 $3,476 $4,356 $2,888
Farmers $2,854 $3,674 $3,594 $3,425
GEICO $2,001 $3,164 $4,157 $2,768
Liberty Mutual $3,537 $3,956 $4,543 $3,931
Nationwide $2,338 $2,501 $3,521 $2,639
Progressive $2,691 $4,923 $3,470 $3,210
State Farm $2,165 $2,829 $2,386 $2,386
Travelers $3,759 $4,837 $5,499 $4,599
USAA $1,759 $2,449 $3,400 $2,056

Cheapest Ophir, OR Car Insurance for Teen Drivers

Teen car insurance in Ophir, OR can be expensive. Take a look at rates from the top car insurance companies in Ophir for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ophir, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,606 $9,547
American Family $5,264 $8,240
Farmers $7,654 $7,788
GEICO $5,786 $5,290
Liberty Mutual $8,129 $8,779
Nationwide $4,368 $5,453
Progressive $8,175 $9,045
State Farm $4,619 $5,796
Travelers $8,779 $10,848
USAA $4,560 $4,910

Cheapest Ophir, OR Car Insurance for Seniors

Take a look at Ophir, OR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ophir, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,677 $2,694
American Family $1,903 $1,903
Farmers $1,701 $1,807
GEICO $2,086 $2,086
Liberty Mutual $2,236 $2,481
Nationwide $1,755 $1,835
Progressive $1,649 $1,694
State Farm $1,332 $1,332
Travelers $2,707 $2,822
USAA $1,487 $1,440

Cheapest Ophir, OR Car Insurance Rates After a DUI

A DUI in Ophir, OR increases car insurance rates. Compare Ophir, Oregon DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ophir, Oregon

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,942
American Family $4,356
Farmers $3,594
GEICO $4,157
Liberty Mutual $4,543
Nationwide $3,521
Progressive $3,470
State Farm $2,386
Travelers $5,499
USAA $3,400

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Cheapest Ophir, OR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ophir, OR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ophir, Oregon

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,413 $4,413
American Family $3,194 $3,293
Farmers $3,387 $3,387
GEICO $2,972 $3,073
Liberty Mutual $3,992 $3,992
Nationwide $2,750 $2,750
Progressive $3,574 $3,574
State Farm $2,379 $2,505
Travelers $4,482 $4,864
USAA $2,347 $2,485

The Best Cheap Car Insurance Companies in Ophir, OR

Take a look at a side-by-side comparison of the top car insurance companies in Ophir, OR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ophir, Oregon

Insurance Company Average Annual Rates
Allstate $4,413
American Family $3,243
Farmers $3,387
GEICO $3,023
Liberty Mutual $3,992
Nationwide $2,750
Progressive $3,574
State Farm $2,442
Travelers $4,673
USAA $2,416

Category Winners: Cheapest Car Insurance in Ophir, Oregon

Find the cheapest car insurance companies in Ophir, OR for each category right here.

Best Annual Car Insurance Rates by Company in Ophir, Oregon

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Ophir, OR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ophir car insurance rates. Find the cheapest Ophir, OR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ophir, Oregon

Insurance Company Low Medium High
Allstate $4,240 $4,403 $4,595
American Family $3,228 $3,428 $3,074
Farmers $3,192 $3,347 $3,621
GEICO $2,800 $3,036 $3,233
Liberty Mutual $3,758 $3,982 $4,236
Nationwide $2,617 $2,821 $2,812
Progressive $3,437 $3,556 $3,728
State Farm $2,305 $2,445 $2,576
Travelers $4,308 $4,641 $5,072
USAA $2,317 $2,418 $2,513

Compare Car Insurance Quotes in Ophir, OR

Ready to find affordable Ophir, Oregon car insurance today? Enter your ZIP code for fast, free Ophir, OR car insurance quotes.

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