Compare Opp, AL Car Insurance Rates (2021)

Car insurance in Opp, AL averages $279 a month. Opp, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Opp car insurance rates, compare quotes from the top car insurance companies in Opp, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Opp is USAA
  • Average car insurance rates in Opp, AL are $3,346/year
  • Average car insurance rates in Opp, AL after a DUI are $3,831/year

If you need to buy Opp, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Opp, AL is right here.

You’ll find Opp car insurance rates, the cheapest Opp, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Opp, Alabama car insurance rates to Birmingham car insurance rates, Hoover car insurance rates, and Decatur car insurance rates.

Ready to find affordable Opp, AL car insurance today? Enter your ZIP code for fast, free Opp car insurance quotes.

Cheapest Opp, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Opp, AL car insurance rates? Every Opp, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Opp, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,899 $1,826 $1,702 $1,737 $6,215 $6,674 $2,166 $2,228
Farmers $2,146 $2,128 $1,919 $2,032 $8,193 $8,430 $2,450 $2,559
GEICO $1,919 $1,894 $1,817 $1,864 $4,936 $4,820 $2,027 $1,875
Liberty Mutual $3,114 $3,367 $2,558 $2,861 $11,026 $12,259 $3,323 $3,548
Nationwide $1,674 $1,696 $1,527 $1,581 $4,358 $5,617 $1,856 $2,074
Progressive $1,932 $1,823 $1,581 $1,690 $7,550 $8,415 $2,255 $2,373
State Farm $2,412 $2,412 $2,163 $2,163 $6,987 $8,773 $2,717 $3,119
Travelers $1,512 $1,537 $1,412 $1,407 $7,859 $12,265 $1,435 $1,665
USAA $1,223 $1,247 $1,141 $1,125 $3,557 $3,951 $1,589 $1,721

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Minimum Car Insurance in Opp, AL

Every driver must carry the minimum car insurance in Opp, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Opp, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Opp, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Opp, AL. Compare credit history car insurance rates in Opp from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Opp, Alabama

Insurance Company Poor Fair Good
Allstate $3,792 $2,958 $2,418
Farmers $4,184 $3,601 $3,412
GEICO $3,361 $2,399 $2,171
Liberty Mutual $7,540 $4,610 $3,621
Nationwide $3,073 $2,400 $2,171
Progressive $3,922 $3,335 $3,101
State Farm $6,223 $3,157 $2,149
Travelers $3,970 $3,438 $3,501
USAA $2,616 $1,700 $1,517

Cheapest Opp, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Opp, AL to rates for a clean record with top companies.

Annual Opp, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,629 $3,074 $3,580 $2,940
Farmers $3,138 $4,059 $3,958 $3,775
GEICO $1,796 $2,872 $3,506 $2,401
Liberty Mutual $4,124 $5,732 $5,620 $5,552
Nationwide $2,231 $2,231 $3,241 $2,489
Progressive $3,130 $3,901 $3,341 $3,438
State Farm $3,490 $4,275 $3,804 $3,804
Travelers $3,029 $3,181 $4,641 $3,696
USAA $1,498 $1,873 $2,786 $1,621

Cheapest Opp, AL Car Insurance for Teen Drivers

Teen car insurance in Opp, AL can be expensive. Take a look at rates from the top car insurance companies in Opp for teenagers.

Annual Car Insurance Rates for Teen Drivers in Opp, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,215 $6,674
Farmers $8,193 $8,430
GEICO $4,936 $4,820
Liberty Mutual $11,026 $12,259
Nationwide $4,358 $5,617
Progressive $7,550 $8,415
State Farm $6,987 $8,773
Travelers $7,859 $12,265
USAA $3,557 $3,951

Cheapest Opp, AL Car Insurance for Seniors

Take a look at Opp, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Opp, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,702 $1,737
Farmers $1,919 $2,032
GEICO $1,817 $1,864
Liberty Mutual $2,558 $2,861
Nationwide $1,527 $1,581
Progressive $1,581 $1,690
State Farm $2,163 $2,163
Travelers $1,412 $1,407
USAA $1,141 $1,125

Cheapest Opp, AL Car Insurance Rates After a DUI

A DUI in Opp, AL increases car insurance rates. Compare Opp, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Opp, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,580
Farmers $3,958
GEICO $3,506
Liberty Mutual $5,620
Nationwide $3,241
Progressive $3,341
State Farm $3,804
Travelers $4,641
USAA $2,786

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Cheapest Opp, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Opp, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Opp, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,056 $3,056
Farmers $3,732 $3,732
GEICO $2,594 $2,694
Liberty Mutual $5,257 $5,257
Nationwide $2,548 $2,548
Progressive $3,452 $3,452
State Farm $3,752 $3,935
Travelers $3,637 $3,637
USAA $1,856 $2,033

The Best Cheap Car Insurance Companies in Opp, AL

Take a look at a side-by-side comparison of the top car insurance companies in Opp, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Opp, Alabama

Insurance Company Average Annual Rates
Allstate $3,056
Farmers $3,732
GEICO $2,644
Liberty Mutual $5,257
Nationwide $2,548
Progressive $3,452
State Farm $3,843
Travelers $3,637
USAA $1,944

Category Winners: Cheapest Car Insurance in Opp, Alabama

Find the cheapest car insurance companies in Opp, AL for each category right here.

Best Annual Car Insurance Rates by Company in Opp, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Opp, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Opp car insurance rates. Find the cheapest Opp, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Opp, Alabama

Insurance Company Low Medium High
Allstate $2,964 $3,052 $3,151
Farmers $3,546 $3,690 $3,960
GEICO $2,433 $2,631 $2,867
Liberty Mutual $5,030 $5,234 $5,508
Nationwide $2,529 $2,526 $2,589
Progressive $3,112 $3,429 $3,816
State Farm $3,646 $3,836 $4,047
Travelers $3,485 $3,709 $3,716
USAA $1,874 $1,934 $2,025

What affects car insurance rates in Opp, Alabama?

What factors can have an impact on Opp, AL car insurance? There are several reasons why Opp car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Opp, Alabama.

Commute Time in Opp

The more time you spend in your car the higher the risk of an accident. The average commute length in Opp, AL is 22.0 minutes according to City-Data.

Compare Car Insurance Quotes in Opp, AL

Ready to find affordable Opp, Alabama car insurance today? Enter your ZIP code for fast, free Opp, AL car insurance quotes.

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Average Monthly Car Insurance Rates by State