Compare Ora, IN Car Insurance Rates (2021)

Car insurance in Ora, IN averages $283 a month. Ora, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Ora car insurance rates, compare quotes from the top car insurance companies in Ora, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Ora for teen drivers is USAA
  • Average car insurance rates in Ora, IN are $3,395/year
  • The cheapest car insurance company in Ora is USAA

If you need to buy Ora, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Ora, IN is right here.

You’ll find Ora car insurance rates, the cheapest Ora, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Ora, Indiana car insurance rates to Carmel car insurance rates, Bloomington car insurance rates, and Fort Wayne car insurance rates.

Ready to find affordable Ora, IN car insurance today? Enter your ZIP code for fast, free Ora car insurance quotes.

Cheapest Ora, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ora, IN car insurance rates? Every Ora, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ora, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,670 $2,749 $2,324 $2,546 $7,926 $9,950 $2,743 $2,987
American Family $2,307 $2,307 $2,063 $2,063 $6,152 $8,981 $2,307 $2,854
Farmers $1,568 $1,546 $1,347 $1,514 $8,428 $9,011 $2,059 $2,216
GEICO $1,534 $1,521 $1,431 $1,480 $4,461 $4,147 $1,750 $1,547
Liberty Mutual $4,181 $4,181 $3,837 $3,837 $9,238 $13,984 $4,181 $5,758
Nationwide $1,813 $1,859 $1,583 $1,698 $5,292 $6,902 $2,126 $2,333
Progressive $1,672 $1,593 $1,507 $1,522 $9,518 $10,718 $2,094 $2,145
State Farm $1,631 $1,631 $1,454 $1,454 $4,936 $6,335 $1,806 $2,003
Travelers $1,199 $1,226 $1,096 $1,107 $6,919 $11,046 $1,249 $1,490
USAA $1,037 $1,023 $961 $972 $2,858 $3,203 $1,403 $1,505

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Minimum Car Insurance in Ora, IN

Every driver must carry the minimum car insurance in Ora, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Ora, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ora, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ora, IN. Compare credit history car insurance rates in Ora from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ora, Indiana

Insurance Company Poor Fair Good
Allstate $5,274 $3,899 $3,538
American Family $4,953 $3,229 $2,706
Farmers $4,040 $3,292 $3,051
GEICO $2,688 $2,234 $1,780
Liberty Mutual $8,189 $5,330 $4,929
Nationwide $3,363 $2,839 $2,651
Progressive $4,258 $3,751 $3,529
State Farm $3,872 $2,308 $1,789
Travelers $3,531 $2,986 $2,982
USAA $2,184 $1,441 $1,235

Cheapest Ora, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ora, IN to rates for a clean record with top companies.

Annual Ora, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,397 $4,959 $4,566 $4,027
American Family $2,501 $3,991 $5,046 $2,979
Farmers $3,105 $3,599 $3,716 $3,424
GEICO $1,471 $2,307 $3,115 $2,043
Liberty Mutual $4,847 $5,677 $8,752 $5,322
Nationwide $2,531 $3,276 $3,139 $2,857
Progressive $2,890 $5,027 $3,447 $4,020
State Farm $2,594 $2,844 $2,594 $2,594
Travelers $2,694 $3,318 $3,760 $2,893
USAA $1,225 $1,741 $1,996 $1,518

Cheapest Ora, IN Car Insurance for Teen Drivers

Teen car insurance in Ora, IN can be expensive. Take a look at rates from the top car insurance companies in Ora for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ora, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,926 $9,950
American Family $6,152 $8,981
Farmers $8,428 $9,011
GEICO $4,461 $4,147
Liberty Mutual $9,238 $13,984
Nationwide $5,292 $6,902
Progressive $9,518 $10,718
State Farm $4,936 $6,335
Travelers $6,919 $11,046
USAA $2,858 $3,203

Cheapest Ora, IN Car Insurance for Seniors

Take a look at Ora, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ora, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,324 $2,546
American Family $2,063 $2,063
Farmers $1,347 $1,514
GEICO $1,431 $1,480
Liberty Mutual $3,837 $3,837
Nationwide $1,583 $1,698
Progressive $1,507 $1,522
State Farm $1,454 $1,454
Travelers $1,096 $1,107
USAA $961 $972

Cheapest Ora, IN Car Insurance Rates After a DUI

A DUI in Ora, IN increases car insurance rates. Compare Ora, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ora, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,566
American Family $5,046
Farmers $3,716
GEICO $3,115
Liberty Mutual $8,752
Nationwide $3,139
Progressive $3,447
State Farm $2,594
Travelers $3,760
USAA $1,996

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Cheapest Ora, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ora, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ora, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,237 $4,237
American Family $3,585 $3,673
Farmers $3,461 $3,461
GEICO $2,193 $2,275
Liberty Mutual $5,984 $6,315
Nationwide $2,951 $2,951
Progressive $3,846 $3,846
State Farm $2,580 $2,733
Travelers $3,166 $3,166
USAA $1,599 $1,642

The Best Cheap Car Insurance Companies in Ora, IN

Take a look at a side-by-side comparison of the top car insurance companies in Ora, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ora, Indiana

Insurance Company Average Annual Rates
Allstate $4,237
American Family $3,629
Farmers $3,461
GEICO $2,234
Liberty Mutual $6,149
Nationwide $2,951
Progressive $3,846
State Farm $2,656
Travelers $3,166
USAA $1,620

Category Winners: Cheapest Car Insurance in Ora, Indiana

Find the cheapest car insurance companies in Ora, IN for each category right here.

Best Annual Car Insurance Rates by Company in Ora, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Ora, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ora car insurance rates. Find the cheapest Ora, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ora, Indiana

Insurance Company Low Medium High
Allstate $4,061 $4,223 $4,427
American Family $3,604 $3,750 $3,534
Farmers $3,320 $3,453 $3,610
GEICO $2,089 $2,228 $2,385
Liberty Mutual $5,961 $6,135 $6,352
Nationwide $3,007 $2,927 $2,919
Progressive $3,636 $3,787 $4,115
State Farm $2,525 $2,656 $2,788
Travelers $3,107 $3,196 $3,196
USAA $1,563 $1,616 $1,682

Compare Car Insurance Quotes in Ora, IN

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Average Monthly Car Insurance Rates by State