Compare Oracle, AZ Car Insurance Rates (2021)

Car insurance in Oracle, AZ averages $305 a month. Oracle, Arizona car insurance requirements are 15/30/10, but you might need full coverage insurance if your car is financed. To find cheap Oracle car insurance rates, compare quotes from the top car insurance companies in Oracle, AZ.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Oracle is GEICO
  • The cheapest car insurance company in Oracle for teen drivers is GEICO
  • Average car insurance rates in Oracle, AZ are $3,664/year

If you need to buy Oracle, Arizona car insurance, the options can be confusing. Everything you need to know about car insurance in Oracle, AZ is right here.

You’ll find Oracle car insurance rates, the cheapest Oracle, AZ car insurance companies, and information on Arizona car insurance laws. You can also compare Oracle, Arizona car insurance rates to Peoria car insurance rates, Glendale car insurance rates, and Phoenix car insurance rates.

Ready to find affordable Oracle, AZ car insurance today? Enter your ZIP code for fast, free Oracle car insurance quotes.

Cheapest Oracle, AZ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Oracle, AZ car insurance rates? Every Oracle, Arizona car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oracle, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,726 $3,726 $3,624 $3,624 $7,890 $10,182 $4,150 $4,501
American Family $2,854 $2,854 $2,619 $2,619 $7,519 $9,792 $2,854 $3,359
Farmers $2,485 $2,491 $2,205 $2,342 $10,784 $11,238 $2,822 $2,935
GEICO $1,402 $1,559 $1,177 $1,489 $3,988 $4,209 $1,283 $1,269
Nationwide $2,303 $2,346 $2,061 $2,184 $5,621 $7,201 $2,650 $2,865
Progressive $1,858 $1,635 $1,671 $1,587 $7,597 $8,490 $2,007 $2,003
State Farm $2,507 $2,507 $2,211 $2,211 $7,504 $9,427 $2,694 $3,391
Travelers $1,969 $2,070 $1,826 $1,941 $5,755 $7,223 $2,084 $2,191
USAA $1,580 $1,592 $1,467 $1,499 $5,657 $6,528 $2,076 $2,244

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Minimum Car Insurance in Oracle, AZ

Every driver must carry the minimum car insurance in Oracle, AZ. Take a look at the Arizona car insurance requirements.

Minimum Required Car Insurance Coverage in Oracle, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Oracle, AZ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Oracle, AZ. Compare credit history car insurance rates in Oracle from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Oracle, Arizona

Insurance Company Poor Fair Good
Allstate $6,609 $4,710 $4,214
American Family $5,424 $4,032 $3,470
Farmers $5,308 $4,448 $4,232
GEICO $2,808 $1,846 $1,487
Nationwide $4,096 $3,259 $2,856
Progressive $3,745 $3,269 $3,054
State Farm $7,431 $2,904 $1,835
Travelers $3,812 $3,110 $2,475
USAA $3,742 $2,596 $2,153

Cheapest Oracle, AZ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Oracle, AZ to rates for a clean record with top companies.

Annual Oracle, Arizona Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,181 $5,242 $5,918 $5,371
American Family $3,051 $4,736 $5,902 $3,547
Farmers $3,941 $5,079 $4,956 $4,675
GEICO $1,592 $2,146 $2,857 $1,592
Nationwide $2,881 $3,030 $4,481 $3,223
Progressive $2,963 $3,896 $3,126 $3,440
State Farm $3,706 $4,408 $4,057 $4,057
Travelers $2,505 $3,267 $3,632 $3,124
USAA $2,067 $2,938 $3,887 $2,429

Cheapest Oracle, AZ Car Insurance for Teen Drivers

Teen car insurance in Oracle, AZ can be expensive. Take a look at rates from the top car insurance companies in Oracle for teenagers.

Annual Car Insurance Rates for Teen Drivers in Oracle, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,890 $10,182
American Family $7,519 $9,792
Farmers $10,784 $11,238
GEICO $3,988 $4,209
Nationwide $5,621 $7,201
Progressive $7,597 $8,490
State Farm $7,504 $9,427
Travelers $5,755 $7,223
USAA $5,657 $6,528

Cheapest Oracle, AZ Car Insurance for Seniors

Take a look at Oracle, AZ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Oracle, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,624 $3,624
American Family $2,619 $2,619
Farmers $2,205 $2,342
GEICO $1,177 $1,489
Nationwide $2,061 $2,184
Progressive $1,671 $1,587
State Farm $2,211 $2,211
Travelers $1,826 $1,941
USAA $1,467 $1,499

Cheapest Oracle, AZ Car Insurance Rates After a DUI

A DUI in Oracle, AZ increases car insurance rates. Compare Oracle, Arizona DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Oracle, Arizona

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,918
American Family $5,902
Farmers $4,956
GEICO $2,857
Nationwide $4,481
Progressive $3,126
State Farm $4,057
Travelers $3,632
USAA $3,887

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Cheapest Oracle, AZ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Oracle, AZ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Oracle, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,178 $5,178
American Family $4,267 $4,351
Farmers $4,663 $4,663
GEICO $2,013 $2,081
Nationwide $3,404 $3,404
Progressive $3,356 $3,356
State Farm $3,957 $4,156
Travelers $3,132 $3,132
USAA $2,799 $2,862

The Best Cheap Car Insurance Companies in Oracle, AZ

Take a look at a side-by-side comparison of the top car insurance companies in Oracle, AZ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Oracle, Arizona

Insurance Company Average Annual Rates
Allstate $5,178
American Family $4,309
Farmers $4,663
GEICO $2,047
Nationwide $3,404
Progressive $3,356
State Farm $4,057
Travelers $3,132
USAA $2,830

Category Winners: Cheapest Car Insurance in Oracle, Arizona

Find the cheapest car insurance companies in Oracle, AZ for each category right here.

Best Annual Car Insurance Rates by Company in Oracle, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Oracle, AZ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Oracle car insurance rates. Find the cheapest Oracle, AZ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Oracle, Arizona

Insurance Company Low Medium High
Allstate $4,783 $5,207 $5,545
American Family $4,157 $4,447 $4,323
Farmers $3,954 $4,711 $5,324
GEICO $1,745 $2,075 $2,320
Nationwide $3,251 $3,440 $3,520
Progressive $2,969 $3,418 $3,682
State Farm $3,664 $4,122 $4,384
Travelers $2,806 $3,181 $3,410
USAA $2,625 $2,865 $3,001

What affects car insurance rates in Oracle, Arizona?

What factors can have an impact on Oracle, AZ car insurance? There are several reasons why Oracle car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Oracle, Arizona.

Commute Time in Oracle

The more time you spend in your car the higher the risk of an accident. The average commute length in Oracle, AZ is 36.1 minutes according to City-Data.

Compare Car Insurance Quotes in Oracle, AZ

Ready to find affordable Oracle, Arizona car insurance today? Enter your ZIP code for fast, free Oracle, AZ car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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