Compare Oradell, NJ Car Insurance Rates (2021)

Car insurance in Oradell, NJ averages $459 a month. Oradell, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Oradell car insurance rates, compare quotes from the top car insurance companies in Oradell, NJ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Oradell, NJ after a DUI are $6,587/year
  • The cheapest car insurance company in Oradell is GEICO
  • Average car insurance rates in Oradell, NJ are $5,512/year

If you need to buy Oradell, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Oradell, NJ is right here.

You’ll find Oradell car insurance rates, the cheapest Oradell, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Oradell, New Jersey car insurance rates to Newark car insurance rates, Clifton car insurance rates, and Trenton car insurance rates.

Ready to find affordable Oradell, NJ car insurance today? Enter your ZIP code for fast, free Oradell car insurance quotes.

Cheapest Oradell, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Oradell, NJ car insurance rates? Every Oradell, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oradell, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,553 $3,535 $3,457 $3,457 $11,192 $13,576 $4,192 $4,283
Farmers $4,615 $4,664 $4,504 $4,428 $13,705 $15,831 $5,513 $5,645
GEICO $2,215 $2,187 $2,177 $2,177 $4,041 $3,961 $2,561 $2,455
Liberty Mutual $4,058 $4,058 $4,454 $4,454 $10,540 $11,967 $4,454 $5,118
Progressive $1,984 $1,836 $1,794 $1,847 $8,975 $9,816 $2,345 $2,233
State Farm $4,989 $4,989 $4,529 $4,529 $16,531 $21,211 $5,700 $6,370
Travelers $2,945 $2,891 $2,734 $2,784 $6,899 $7,924 $2,899 $2,898

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Minimum Car Insurance in Oradell, NJ

Every driver must carry the minimum car insurance in Oradell, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Oradell, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Oradell, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Oradell, NJ. Compare credit history car insurance rates in Oradell from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Oradell, New Jersey

Insurance Company Poor Fair Good
Allstate $8,248 $5,305 $4,164
Farmers $8,772 $6,850 $6,467
GEICO $4,097 $2,358 $1,711
Liberty Mutual $7,770 $5,768 $4,874
Progressive $4,311 $3,768 $3,482
State Farm $12,466 $7,506 $5,845
Travelers $5,317 $3,940 $2,733

Cheapest Oradell, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Oradell, NJ to rates for a clean record with top companies.

Annual Oradell, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,415 $7,370 $6,454 $5,382
Farmers $5,703 $9,703 $7,866 $6,181
GEICO $2,118 $2,783 $3,868 $2,118
Liberty Mutual $5,896 $6,740 $6,019 $5,896
Progressive $3,313 $4,457 $3,788 $3,858
State Farm $4,663 $8,517 $13,702 $7,542
Travelers $3,078 $4,538 $4,413 $3,958

Cheapest Oradell, NJ Car Insurance for Teen Drivers

Teen car insurance in Oradell, NJ can be expensive. Take a look at rates from the top car insurance companies in Oradell for teenagers.

Annual Car Insurance Rates for Teen Drivers in Oradell, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,192 $13,576
Farmers $13,705 $15,831
GEICO $4,041 $3,961
Liberty Mutual $10,540 $11,967
Progressive $8,975 $9,816
State Farm $16,531 $21,211
Travelers $6,899 $7,924

Cheapest Oradell, NJ Car Insurance for Seniors

Take a look at Oradell, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Oradell, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,457 $3,457
Farmers $4,504 $4,428
GEICO $2,177 $2,177
Liberty Mutual $4,454 $4,454
Progressive $1,794 $1,847
State Farm $4,529 $4,529
Travelers $2,734 $2,784

Cheapest Oradell, NJ Car Insurance Rates After a DUI

A DUI in Oradell, NJ increases car insurance rates. Compare Oradell, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Oradell, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,454
Farmers $7,866
GEICO $3,868
Liberty Mutual $6,019
Progressive $3,788
State Farm $13,702
Travelers $4,413

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Cheapest Oradell, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Oradell, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Oradell, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,894 $5,917
Farmers $7,363 $7,363
GEICO $2,699 $2,745
Liberty Mutual $6,078 $6,197
Progressive $3,854 $3,854
State Farm $8,380 $8,832
Travelers $3,997 $3,997

The Best Cheap Car Insurance Companies in Oradell, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Oradell, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Oradell, New Jersey

Insurance Company Average Annual Rates
Allstate $5,905
Farmers $7,363
GEICO $2,722
Liberty Mutual $6,138
Progressive $3,854
State Farm $8,606
Travelers $3,997

Category Winners: Cheapest Car Insurance in Oradell, New Jersey

Find the cheapest car insurance companies in Oradell, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Oradell, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Oradell, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Oradell car insurance rates. Find the cheapest Oradell, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Oradell, New Jersey

Insurance Company Low Medium High
Allstate $5,460 $5,991 $6,266
Farmers $6,540 $7,321 $8,229
GEICO $2,406 $2,780 $2,979
Liberty Mutual $5,493 $6,322 $6,598
Progressive $3,446 $3,920 $4,195
State Farm $7,965 $8,724 $9,129
Travelers $3,641 $3,999 $4,350

What affects car insurance rates in Oradell, New Jersey?

What factors can have an impact on Oradell, NJ car insurance? There are several reasons why Oradell car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Oradell, New Jersey.

Commute Time in Oradell

The more time you spend in your car the higher the risk of an accident. The average commute length in Oradell, NJ is 39.0 minutes according to City-Data.

Compare Car Insurance Quotes in Oradell, NJ

Ready to find affordable Oradell, New Jersey car insurance today? Enter your ZIP code for fast, free Oradell, NJ car insurance quotes.

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