Compare Orange, CA Car Insurance Rates (2021)

Car insurance in Orange, CA averages $299 a month. Orange, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Orange car insurance rates, compare quotes from the top car insurance companies in Orange, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Orange for teen drivers is USAA
  • Average car insurance rates in Orange, CA after a DUI are $5,043/year
  • The cheapest car insurance company in Orange is USAA

If you need to buy Orange, California car insurance, the options can be confusing. Everything you need to know about car insurance in Orange, CA is right here.

You’ll find Orange car insurance rates, the cheapest Orange, CA car insurance companies, and information on California car insurance laws. You can also compare Orange, California car insurance rates to San Jose car insurance rates, San Diego car insurance rates, and San Francisco car insurance rates.

Ready to find affordable Orange, CA car insurance today? Enter your ZIP code for fast, free Orange car insurance quotes.

Cheapest Orange, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Orange, CA car insurance rates? Every Orange, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Orange, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,952 $2,945 $2,160 $2,171 $8,297 $10,424 $3,753 $4,091
Farmers $2,560 $2,560 $2,329 $2,329 $8,145 $13,221 $3,034 $3,382
GEICO $1,778 $1,779 $1,672 $1,672 $5,416 $5,500 $2,554 $2,606
Liberty Mutual $2,171 $2,041 $2,034 $1,965 $4,672 $5,026 $2,428 $2,468
Nationwide $3,146 $2,999 $2,766 $2,603 $8,073 $8,903 $3,759 $3,704
Progressive $1,733 $1,785 $1,473 $1,750 $4,651 $5,606 $2,494 $2,683
State Farm $3,209 $3,209 $2,869 $2,869 $5,955 $7,396 $3,555 $3,664
Travelers $2,398 $2,314 $2,127 $2,107 $5,041 $5,688 $3,112 $3,036
USAA $1,905 $1,803 $1,860 $1,866 $4,345 $4,373 $2,639 $2,492

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Minimum Car Insurance in Orange, CA

Every driver must carry the minimum car insurance in Orange, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Orange, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Orange, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Orange, CA to rates for a clean record with top companies.

Annual Orange, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,777 $4,655 $7,325 $3,640
Farmers $3,479 $4,732 $5,878 $4,692
GEICO $2,007 $3,105 $3,888 $2,489
Liberty Mutual $2,474 $3,312 $2,993 $2,622
Nationwide $3,137 $4,022 $6,795 $4,022
Progressive $1,816 $3,086 $3,570 $2,616
State Farm $2,923 $3,483 $6,568 $3,390
Travelers $2,143 $3,527 $4,064 $3,177
USAA $1,768 $2,633 $4,304 $1,936

Cheapest Orange, CA Car Insurance for Teen Drivers

Teen car insurance in Orange, CA can be expensive. Take a look at rates from the top car insurance companies in Orange for teenagers.

Annual Car Insurance Rates for Teen Drivers in Orange, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,297 $10,424
Farmers $8,145 $13,221
GEICO $5,416 $5,500
Liberty Mutual $4,672 $5,026
Nationwide $8,073 $8,903
Progressive $4,651 $5,606
State Farm $5,955 $7,396
Travelers $5,041 $5,688
USAA $4,345 $4,373

Cheapest Orange, CA Car Insurance for Seniors

Take a look at Orange, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Orange, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,160 $2,171
Farmers $2,329 $2,329
GEICO $1,672 $1,672
Liberty Mutual $2,034 $1,965
Nationwide $2,766 $2,603
Progressive $1,473 $1,750
State Farm $2,869 $2,869
Travelers $2,127 $2,107
USAA $1,860 $1,866

Cheapest Orange, CA Car Insurance Rates After a DUI

A DUI in Orange, CA increases car insurance rates. Compare Orange, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Orange, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,325
Farmers $5,878
GEICO $3,888
Liberty Mutual $2,993
Nationwide $6,795
Progressive $3,570
State Farm $6,568
Travelers $4,064
USAA $4,304

Cheapest Orange, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Orange, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Orange, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,146 $5,052
Farmers $4,259 $5,132
GEICO $2,609 $3,136
Liberty Mutual $2,617 $3,084
Nationwide $3,967 $5,022
Progressive $2,513 $3,031
State Farm $3,942 $4,240
Travelers $2,908 $3,548
USAA $2,452 $2,868

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Cheapest Orange, CA Car Insurance Rates by ZIP Code

Orange car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Orange, CA.

Annual Car Insurance Rates by ZIP Code in Orange, California

ZIP Code Average Annual Rates
92862 $4,961
92865 $4,879
92866 $4,786
92867 $4,921
92868 $5,022
92869 $4,858

The Best Cheap Car Insurance Companies in Orange, CA

Take a look at a side-by-side comparison of the top car insurance companies in Orange, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Orange, California

Insurance Company Average Annual Rates
Allstate $4,599
Farmers $4,695
GEICO $2,872
Liberty Mutual $2,851
Nationwide $4,494
Progressive $2,772
State Farm $4,091
Travelers $3,228
USAA $2,660

Category Winners: Cheapest Car Insurance in Orange, California

Find the cheapest car insurance companies in Orange, CA for each category right here.

Best Annual Car Insurance Rates by Company in Orange, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Orange, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Orange car insurance rates. Find the cheapest Orange, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Orange, California

Insurance Company Low Medium High
Allstate $4,341 $4,641 $4,816
Farmers $4,328 $4,736 $5,021
GEICO $2,583 $2,908 $3,126
Liberty Mutual $2,625 $2,879 $3,048
Nationwide $4,018 $4,578 $4,887
Progressive $2,488 $2,858 $2,970
State Farm $3,650 $4,171 $4,452
Travelers $2,758 $3,326 $3,599
USAA $2,416 $2,711 $2,853

What affects car insurance rates in Orange, California?

What factors can have an impact on Orange, CA car insurance? There are several reasons why Orange car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Orange, California.

Car Theft in Orange

High levels of vehicle theft can make car insurance more expensive. Orange, CA car theft statistics from the FBI indicate 300 vehicle thefts a year.

Commute Time in Orange

The more time you spend in your car the higher the risk of an accident. The average commute length in Orange, CA is 29.0 minutes according to City-Data.

Compare Car Insurance Quotes in Orange, CA

Ready to find affordable Orange, California car insurance today? Enter your ZIP code for fast, free Orange, CA car insurance quotes.

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