Compare Orange Lake, NY Car Insurance Rates (2021)

Car insurance in Orange Lake, NY averages $385 a month. Orange Lake, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Orange Lake car insurance rates, compare quotes from the top car insurance companies in Orange Lake, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Orange Lake, NY after a DUI are $6,180/year
  • The cheapest car insurance company in Orange Lake is GEICO
  • The cheapest car insurance company in Orange Lake for teen drivers is GEICO

If you need to buy Orange Lake, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Orange Lake, NY is right here.

You’ll find Orange Lake car insurance rates, the cheapest Orange Lake, NY car insurance companies, and information on New York car insurance laws. You can also compare Orange Lake, New York car insurance rates to Utica car insurance rates, Buffalo car insurance rates, and New York car insurance rates.

Ready to find affordable Orange Lake, NY car insurance today? Enter your ZIP code for fast, free Orange Lake car insurance quotes.

Cheapest Orange Lake, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Orange Lake, NY car insurance rates? Every Orange Lake, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Orange Lake, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,793 $3,532 $3,572 $3,620 $11,443 $12,288 $3,682 $3,688
GEICO $1,973 $1,898 $1,917 $1,889 $4,235 $6,248 $1,775 $1,816
Liberty Mutual $5,156 $5,156 $4,799 $4,799 $10,086 $16,390 $5,156 $5,477
Nationwide $3,294 $3,294 $3,100 $3,100 $6,028 $9,066 $3,294 $4,252
Progressive $2,580 $2,380 $2,037 $2,080 $8,744 $9,648 $3,303 $3,169
State Farm $3,033 $3,033 $2,647 $2,647 $8,904 $11,417 $3,338 $3,500
Travelers $3,595 $3,549 $3,256 $3,444 $8,279 $9,748 $3,775 $3,868
USAA $1,538 $1,507 $1,401 $1,395 $6,311 $7,498 $1,956 $2,151

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Minimum Car Insurance in Orange Lake, NY

Every driver must carry the minimum car insurance in Orange Lake, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Orange Lake, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Orange Lake, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Orange Lake, NY. Compare credit history car insurance rates in Orange Lake from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Orange Lake, New York

Insurance Company Poor Fair Good
Allstate $8,241 $4,772 $4,094
GEICO $3,407 $2,503 $2,246
Liberty Mutual $9,988 $6,520 $4,874
Nationwide $4,429 $4,429 $4,429
Progressive $6,820 $3,427 $2,482
State Farm $6,799 $4,263 $3,383
Travelers $6,900 $4,254 $3,664
USAA $4,555 $2,309 $2,045

Cheapest Orange Lake, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Orange Lake, NY to rates for a clean record with top companies.

Annual Orange Lake, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,796 $4,796 $7,109 $6,108
GEICO $2,106 $2,297 $4,367 $2,106
Liberty Mutual $5,674 $5,674 $11,486 $5,674
Nationwide $3,344 $3,344 $7,603 $3,424
Progressive $4,122 $4,122 $4,577 $4,149
State Farm $4,584 $4,584 $5,046 $5,046
Travelers $4,197 $5,289 $5,361 $4,911
USAA $2,634 $2,678 $3,889 $2,678

Cheapest Orange Lake, NY Car Insurance for Teen Drivers

Teen car insurance in Orange Lake, NY can be expensive. Take a look at rates from the top car insurance companies in Orange Lake for teenagers.

Annual Car Insurance Rates for Teen Drivers in Orange Lake, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,443 $12,288
GEICO $4,235 $6,248
Liberty Mutual $10,086 $16,390
Nationwide $6,028 $9,066
Progressive $8,744 $9,648
State Farm $8,904 $11,417
Travelers $8,279 $9,748
USAA $6,311 $7,498

Cheapest Orange Lake, NY Car Insurance for Seniors

Take a look at Orange Lake, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Orange Lake, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,572 $3,620
GEICO $1,917 $1,889
Liberty Mutual $4,799 $4,799
Nationwide $3,100 $3,100
Progressive $2,037 $2,080
State Farm $2,647 $2,647
Travelers $3,256 $3,444
USAA $1,401 $1,395

Cheapest Orange Lake, NY Car Insurance Rates After a DUI

A DUI in Orange Lake, NY increases car insurance rates. Compare Orange Lake, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Orange Lake, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,109
GEICO $4,367
Liberty Mutual $11,486
Nationwide $7,603
Progressive $4,577
State Farm $5,046
Travelers $5,361
USAA $3,889

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Cheapest Orange Lake, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Orange Lake, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Orange Lake, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,622 $5,783
GEICO $2,639 $2,799
Liberty Mutual $6,927 $7,328
Nationwide $4,429 $4,429
Progressive $4,243 $4,243
State Farm $4,641 $4,989
Travelers $4,939 $4,939
USAA $2,940 $2,999

The Best Cheap Car Insurance Companies in Orange Lake, NY

Take a look at a side-by-side comparison of the top car insurance companies in Orange Lake, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Orange Lake, New York

Insurance Company Average Annual Rates
Allstate $5,702
GEICO $2,719
Liberty Mutual $7,127
Nationwide $4,429
Progressive $4,243
State Farm $4,815
Travelers $4,939
USAA $2,970

Category Winners: Cheapest Car Insurance in Orange Lake, New York

Find the cheapest car insurance companies in Orange Lake, NY for each category right here.

Best Annual Car Insurance Rates by Company in Orange Lake, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI USAA
With 1 Speeding Violation GEICO

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Cheapest Orange Lake, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Orange Lake car insurance rates. Find the cheapest Orange Lake, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Orange Lake, New York

Insurance Company Low Medium High
Allstate $5,328 $5,678 $6,101
GEICO $2,564 $2,706 $2,885
Liberty Mutual $6,809 $7,106 $7,467
Nationwide $4,156 $4,391 $4,739
Progressive $3,997 $4,211 $4,520
State Farm $4,577 $4,841 $5,027
Travelers $4,673 $4,886 $5,258
USAA $2,875 $2,953 $3,080

What affects car insurance rates in Orange Lake, New York?

What factors can have an impact on Orange Lake, NY car insurance? There are several reasons why Orange Lake car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Orange Lake, New York.

Commute Time in Orange Lake

The more time you spend in your car the higher the risk of an accident. The average commute length in Orange Lake, NY is 40.8 minutes according to City-Data.

Compare Car Insurance Quotes in Orange Lake, NY

Ready to find affordable Orange Lake, New York car insurance today? Enter your ZIP code for fast, free Orange Lake, NY car insurance quotes.

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