Compare Orangeburg, NY Car Insurance Rates (2021)

Car insurance in Orangeburg, NY averages $437 a month. Orangeburg, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Orangeburg car insurance rates, compare quotes from the top car insurance companies in Orangeburg, NY.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Orangeburg, NY after a DUI are $7,028/year
  • Average car insurance rates in Orangeburg, NY are $5,244/year
  • The cheapest car insurance company in Orangeburg for teen drivers is GEICO

If you need to buy Orangeburg, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Orangeburg, NY is right here.

You’ll find Orangeburg car insurance rates, the cheapest Orangeburg, NY car insurance companies, and information on New York car insurance laws. You can also compare Orangeburg, New York car insurance rates to New York car insurance rates, New Rochelle car insurance rates, and Albany car insurance rates.

Ready to find affordable Orangeburg, NY car insurance today? Enter your ZIP code for fast, free Orangeburg car insurance quotes.

Cheapest Orangeburg, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Orangeburg, NY car insurance rates? Every Orangeburg, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Orangeburg, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,849 $3,586 $3,640 $3,700 $11,926 $12,832 $3,726 $3,747
GEICO $2,191 $2,110 $2,134 $2,102 $4,766 $7,089 $1,969 $2,027
Liberty Mutual $5,449 $5,449 $5,077 $5,077 $10,665 $15,392 $5,449 $5,781
Nationwide $3,750 $3,750 $3,525 $3,525 $7,010 $10,563 $3,750 $4,866
Progressive $3,774 $3,387 $2,899 $2,976 $12,616 $13,691 $4,736 $4,407
State Farm $3,150 $3,150 $2,762 $2,762 $9,299 $11,435 $3,482 $3,674
Travelers $3,845 $3,820 $3,532 $3,749 $9,284 $11,082 $4,062 $4,186
USAA $2,147 $2,104 $1,962 $1,952 $8,913 $10,561 $2,743 $3,024

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Orangeburg, NY

Every driver must carry the minimum car insurance in Orangeburg, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Orangeburg, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Orangeburg, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Orangeburg, NY. Compare credit history car insurance rates in Orangeburg from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Orangeburg, New York

Insurance Company Poor Fair Good
Allstate $8,498 $4,916 $4,213
GEICO $3,821 $2,806 $2,519
Liberty Mutual $10,210 $6,673 $4,995
Nationwide $5,092 $5,092 $5,092
Progressive $9,961 $4,792 $3,429
State Farm $7,010 $4,395 $3,488
Travelers $7,586 $4,701 $4,048
USAA $6,382 $3,262 $2,883

Cheapest Orangeburg, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Orangeburg, NY to rates for a clean record with top companies.

Annual Orangeburg, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,907 $4,907 $7,380 $6,310
GEICO $2,350 $2,564 $4,930 $2,350
Liberty Mutual $5,736 $5,736 $11,964 $5,736
Nationwide $3,836 $3,836 $8,770 $3,928
Progressive $5,878 $5,878 $6,564 $5,923
State Farm $4,717 $4,717 $5,212 $5,212
Travelers $4,598 $5,841 $5,926 $5,415
USAA $3,701 $3,764 $5,475 $3,764

Cheapest Orangeburg, NY Car Insurance for Teen Drivers

Teen car insurance in Orangeburg, NY can be expensive. Take a look at rates from the top car insurance companies in Orangeburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Orangeburg, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,926 $12,832
GEICO $4,766 $7,089
Liberty Mutual $10,665 $15,392
Nationwide $7,010 $10,563
Progressive $12,616 $13,691
State Farm $9,299 $11,435
Travelers $9,284 $11,082
USAA $8,913 $10,561

Cheapest Orangeburg, NY Car Insurance for Seniors

Take a look at Orangeburg, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Orangeburg, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,640 $3,700
GEICO $2,134 $2,102
Liberty Mutual $5,077 $5,077
Nationwide $3,525 $3,525
Progressive $2,899 $2,976
State Farm $2,762 $2,762
Travelers $3,532 $3,749
USAA $1,962 $1,952

Cheapest Orangeburg, NY Car Insurance Rates After a DUI

A DUI in Orangeburg, NY increases car insurance rates. Compare Orangeburg, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Orangeburg, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,380
GEICO $4,930
Liberty Mutual $11,964
Nationwide $8,770
Progressive $6,564
State Farm $5,212
Travelers $5,926
USAA $5,475

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Orangeburg, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Orangeburg, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Orangeburg, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,793 $5,959
GEICO $2,957 $3,139
Liberty Mutual $7,082 $7,503
Nationwide $5,092 $5,092
Progressive $6,061 $6,061
State Farm $4,784 $5,145
Travelers $5,445 $5,445
USAA $4,134 $4,218

The Best Cheap Car Insurance Companies in Orangeburg, NY

Take a look at a side-by-side comparison of the top car insurance companies in Orangeburg, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Orangeburg, New York

Insurance Company Average Annual Rates
Allstate $5,876
GEICO $3,048
Liberty Mutual $7,293
Nationwide $5,092
Progressive $6,061
State Farm $4,964
Travelers $5,445
USAA $4,176

Category Winners: Cheapest Car Insurance in Orangeburg, New York

Find the cheapest car insurance companies in Orangeburg, NY for each category right here.

Best Annual Car Insurance Rates by Company in Orangeburg, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Orangeburg, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Orangeburg car insurance rates. Find the cheapest Orangeburg, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Orangeburg, New York

Insurance Company Low Medium High
Allstate $5,501 $5,852 $6,274
GEICO $2,868 $3,037 $3,241
Liberty Mutual $6,915 $7,273 $7,690
Nationwide $4,743 $5,046 $5,489
Progressive $5,692 $6,013 $6,476
State Farm $4,673 $4,997 $5,223
Travelers $5,130 $5,383 $5,821
USAA $4,027 $4,149 $4,352

What affects car insurance rates in Orangeburg, New York?

What factors can have an impact on Orangeburg, NY car insurance? There are several reasons why Orangeburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Orangeburg, New York.

Commute Time in Orangeburg

The more time you spend in your car the higher the risk of an accident. The average commute length in Orangeburg, NY is 30.1 minutes according to City-Data.

Compare Car Insurance Quotes in Orangeburg, NY

Ready to find affordable Orangeburg, New York car insurance today? Enter your ZIP code for fast, free Orangeburg, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption