Compare Orangeburg, SC Car Insurance Rates (2021)

Car insurance in Orangeburg, SC averages $311 a month. Orangeburg, South Carolina car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Orangeburg car insurance rates, compare quotes from the top car insurance companies in Orangeburg, SC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Orangeburg, SC are $3,738/year
  • The cheapest ZIP code in Orangeburg is 29118
  • The cheapest car insurance company in Orangeburg is State Farm

If you need to buy Orangeburg, South Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Orangeburg, SC is right here.

You’ll find Orangeburg car insurance rates, the cheapest Orangeburg, SC car insurance companies, and information on South Carolina car insurance laws. You can also compare Orangeburg, South Carolina car insurance rates to Goose Creek car insurance rates, Columbia car insurance rates, and Mount Pleasant car insurance rates.

Ready to find affordable Orangeburg, SC car insurance today? Enter your ZIP code for fast, free Orangeburg car insurance quotes.

Cheapest Orangeburg, SC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Orangeburg, SC car insurance rates? Every Orangeburg, South Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Orangeburg, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,522 $2,522 $2,410 $2,410 $6,469 $8,266 $2,796 $3,042
Farmers $3,081 $3,104 $2,926 $3,204 $7,873 $8,747 $3,345 $3,375
GEICO $2,674 $2,674 $2,443 $2,443 $6,261 $6,427 $3,103 $3,170
Nationwide $2,426 $2,468 $2,177 $2,274 $5,648 $7,342 $2,728 $2,996
Progressive $2,298 $2,125 $1,972 $2,059 $9,367 $10,350 $2,638 $2,748
State Farm $2,027 $2,027 $1,830 $1,830 $5,743 $7,234 $2,274 $2,551
USAA $1,811 $1,818 $1,668 $1,672 $7,180 $7,860 $2,377 $2,507

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Minimum Car Insurance in Orangeburg, SC

Every driver must carry the minimum car insurance in Orangeburg, SC. Take a look at the South Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Orangeburg, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Orangeburg, SC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Orangeburg, SC. Compare credit history car insurance rates in Orangeburg from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Orangeburg, South Carolina

Insurance Company Poor Fair Good
Allstate $4,785 $3,597 $3,032
Farmers $5,145 $4,304 $3,922
GEICO $5,566 $2,994 $2,388
Nationwide $4,182 $3,369 $2,971
Progressive $4,677 $4,094 $3,813
State Farm $4,579 $2,794 $2,196
USAA $5,237 $2,585 $2,262

Cheapest Orangeburg, SC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Orangeburg, SC to rates for a clean record with top companies.

Annual Orangeburg, South Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,878 $4,537 $4,016 $3,789
Farmers $3,732 $5,127 $4,283 $4,685
GEICO $2,784 $3,599 $5,429 $2,784
Nationwide $2,784 $3,607 $4,568 $3,069
Progressive $3,445 $4,988 $4,179 $4,166
State Farm $2,902 $3,541 $3,157 $3,157
USAA $2,663 $3,286 $4,516 $2,982

Cheapest Orangeburg, SC Car Insurance for Teen Drivers

Teen car insurance in Orangeburg, SC can be expensive. Take a look at rates from the top car insurance companies in Orangeburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Orangeburg, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,469 $8,266
Farmers $7,873 $8,747
GEICO $6,261 $6,427
Nationwide $5,648 $7,342
Progressive $9,367 $10,350
State Farm $5,743 $7,234
USAA $7,180 $7,860

Cheapest Orangeburg, SC Car Insurance for Seniors

Take a look at Orangeburg, SC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Orangeburg, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,410 $2,410
Farmers $2,926 $3,204
GEICO $2,443 $2,443
Nationwide $2,177 $2,274
Progressive $1,972 $2,059
State Farm $1,830 $1,830
USAA $1,668 $1,672

Cheapest Orangeburg, SC Car Insurance Rates After a DUI

A DUI in Orangeburg, SC increases car insurance rates. Compare Orangeburg, South Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Orangeburg, South Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,016
Farmers $4,283
GEICO $5,429
Nationwide $4,568
Progressive $4,179
State Farm $3,157
USAA $4,516

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Cheapest Orangeburg, SC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Orangeburg, SC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Orangeburg, South Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,725 $3,884
Farmers $4,457 $4,457
GEICO $3,632 $3,667
Nationwide $3,507 $3,507
Progressive $4,195 $4,195
State Farm $3,110 $3,269
USAA $3,326 $3,397

Cheapest Orangeburg, SC Car Insurance Rates by ZIP Code

Orangeburg car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Orangeburg, SC.

Annual Car Insurance Rates by ZIP Code in Orangeburg, South Carolina

ZIP Code Average Annual Rates
29117 $3,468
29118 $3,445

The Best Cheap Car Insurance Companies in Orangeburg, SC

Take a look at a side-by-side comparison of the top car insurance companies in Orangeburg, SC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Orangeburg, South Carolina

Insurance Company Average Annual Rates
Allstate $3,805
Farmers $4,457
GEICO $3,649
Nationwide $3,507
Progressive $4,195
State Farm $3,189
USAA $3,362

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Category Winners: Cheapest Car Insurance in Orangeburg, South Carolina

Find the cheapest car insurance companies in Orangeburg, SC for each category right here.

Best Annual Car Insurance Rates by Company in Orangeburg, South Carolina

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Cheapest Orangeburg, SC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Orangeburg car insurance rates. Find the cheapest Orangeburg, SC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Orangeburg, South Carolina

Insurance Company Low Medium High
Allstate $3,582 $3,786 $4,045
Farmers $3,968 $4,451 $4,952
GEICO $3,374 $3,607 $3,966
Nationwide $3,499 $3,502 $3,522
Progressive $3,875 $4,136 $4,573
State Farm $2,958 $3,188 $3,422
USAA $3,159 $3,356 $3,569

What affects car insurance rates in Orangeburg, South Carolina?

What factors can have an impact on Orangeburg, SC car insurance? There are several reasons why Orangeburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Orangeburg, South Carolina.

Commute Time in Orangeburg

The more time you spend in your car the higher the risk of an accident. The average commute length in Orangeburg, SC is 20.2 minutes according to City-Data.

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Compare Car Insurance Quotes in Orangeburg, SC

Ready to find affordable Orangeburg, South Carolina car insurance today? Enter your ZIP code for fast, free Orangeburg, SC car insurance quotes.

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