Compare Orangevale, CA Car Insurance Rates (2021)

Car insurance in Orangevale, CA averages $307 a month. Orangevale, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Orangevale car insurance rates, compare quotes from the top car insurance companies in Orangevale, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Orangevale for teen drivers is USAA
  • The cheapest car insurance company in Orangevale is Progressive
  • Average car insurance rates in Orangevale, CA after a DUI are $5,167/year

If you need to buy Orangevale, California car insurance, the options can be confusing. Everything you need to know about car insurance in Orangevale, CA is right here.

You’ll find Orangevale car insurance rates, the cheapest Orangevale, CA car insurance companies, and information on California car insurance laws. You can also compare Orangevale, California car insurance rates to Long Beach car insurance rates, Oakland car insurance rates, and Sacramento car insurance rates.

Ready to find affordable Orangevale, CA car insurance today? Enter your ZIP code for fast, free Orangevale car insurance quotes.

Cheapest Orangevale, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Orangevale, CA car insurance rates? Every Orangevale, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Orangevale, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,679 $2,685 $1,964 $1,979 $7,461 $9,401 $3,421 $3,760
Farmers $2,873 $2,873 $2,597 $2,597 $9,142 $14,921 $3,402 $3,788
GEICO $1,689 $1,689 $1,588 $1,588 $5,144 $5,220 $2,426 $2,473
Liberty Mutual $2,458 $2,326 $2,280 $2,210 $5,319 $5,677 $2,770 $2,797
Nationwide $3,397 $3,242 $2,988 $2,814 $8,659 $9,574 $4,060 $4,000
Progressive $1,616 $1,662 $1,387 $1,638 $4,338 $5,208 $2,331 $2,503
State Farm $3,435 $3,435 $3,071 $3,071 $6,355 $7,900 $3,801 $3,917
Travelers $2,482 $2,399 $2,194 $2,171 $5,166 $5,864 $3,220 $3,151
USAA $1,909 $1,807 $1,865 $1,870 $4,345 $4,357 $2,627 $2,481

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Minimum Car Insurance in Orangevale, CA

Every driver must carry the minimum car insurance in Orangevale, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Orangevale, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Orangevale, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Orangevale, CA to rates for a clean record with top companies.

Annual Orangevale, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,521 $4,220 $6,630 $3,305
Farmers $3,904 $5,311 $6,609 $5,272
GEICO $1,905 $2,949 $3,691 $2,363
Liberty Mutual $2,803 $3,756 $3,390 $2,970
Nationwide $3,375 $4,333 $7,326 $4,333
Progressive $1,692 $2,880 $3,331 $2,437
State Farm $3,122 $3,723 $7,024 $3,623
Travelers $2,218 $3,629 $4,202 $3,274
USAA $1,766 $2,628 $4,302 $1,935

Cheapest Orangevale, CA Car Insurance for Teen Drivers

Teen car insurance in Orangevale, CA can be expensive. Take a look at rates from the top car insurance companies in Orangevale for teenagers.

Annual Car Insurance Rates for Teen Drivers in Orangevale, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,461 $9,401
Farmers $9,142 $14,921
GEICO $5,144 $5,220
Liberty Mutual $5,319 $5,677
Nationwide $8,659 $9,574
Progressive $4,338 $5,208
State Farm $6,355 $7,900
Travelers $5,166 $5,864
USAA $4,345 $4,357

Cheapest Orangevale, CA Car Insurance for Seniors

Take a look at Orangevale, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Orangevale, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,964 $1,979
Farmers $2,597 $2,597
GEICO $1,588 $1,588
Liberty Mutual $2,280 $2,210
Nationwide $2,988 $2,814
Progressive $1,387 $1,638
State Farm $3,071 $3,071
Travelers $2,194 $2,171
USAA $1,865 $1,870

Cheapest Orangevale, CA Car Insurance Rates After a DUI

A DUI in Orangevale, CA increases car insurance rates. Compare Orangevale, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Orangevale, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,630
Farmers $6,609
GEICO $3,691
Liberty Mutual $3,390
Nationwide $7,326
Progressive $3,331
State Farm $7,024
Travelers $4,202
USAA $4,302

Cheapest Orangevale, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Orangevale, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Orangevale, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,759 $4,578
Farmers $4,784 $5,764
GEICO $2,477 $2,977
Liberty Mutual $2,965 $3,494
Nationwide $4,277 $5,406
Progressive $2,345 $2,825
State Farm $4,212 $4,534
Travelers $2,998 $3,664
USAA $2,449 $2,866

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The Best Cheap Car Insurance Companies in Orangevale, CA

Take a look at a side-by-side comparison of the top car insurance companies in Orangevale, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Orangevale, California

Insurance Company Average Annual Rates
Allstate $4,169
Farmers $5,274
GEICO $2,727
Liberty Mutual $3,230
Nationwide $4,842
Progressive $2,585
State Farm $4,373
Travelers $3,331
USAA $2,658

Category Winners: Cheapest Car Insurance in Orangevale, California

Find the cheapest car insurance companies in Orangevale, CA for each category right here.

Best Annual Car Insurance Rates by Company in Orangevale, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Cheapest Orangevale, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Orangevale car insurance rates. Find the cheapest Orangevale, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Orangevale, California

Insurance Company Low Medium High
Allstate $3,954 $4,205 $4,347
Farmers $4,889 $5,317 $5,615
GEICO $2,449 $2,762 $2,970
Liberty Mutual $3,003 $3,259 $3,426
Nationwide $4,299 $4,934 $5,292
Progressive $2,292 $2,670 $2,794
State Farm $3,896 $4,455 $4,767
Travelers $2,876 $3,426 $3,690
USAA $2,389 $2,714 $2,870

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What affects car insurance rates in Orangevale, California?

What factors can have an impact on Orangevale, CA car insurance? There are several reasons why Orangevale car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Orangevale, California.

Commute Time in Orangevale

The more time you spend in your car the higher the risk of an accident. The average commute length in Orangevale, CA is 29.0 minutes according to City-Data.

Compare Car Insurance Quotes in Orangevale, CA

Ready to find affordable Orangevale, California car insurance today? Enter your ZIP code for fast, free Orangevale, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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