Compare Orchard Lake Village, MI Car Insurance Rates (2021)

Car insurance in Orchard Lake Village, MI averages $967 a month. Orchard Lake Village, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Orchard Lake Village car insurance rates, compare quotes from the top car insurance companies in Orchard Lake Village, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Orchard Lake Village is USAA
  • The cheapest car insurance company in Orchard Lake Village for teen drivers is USAA
  • Average car insurance rates in Orchard Lake Village, MI are $11,609/year

If you need to buy Orchard Lake Village, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Orchard Lake Village, MI is right here.

You’ll find Orchard Lake Village car insurance rates, the cheapest Orchard Lake Village, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Orchard Lake Village, Michigan car insurance rates to Sterling Heights car insurance rates, Troy car insurance rates, and Flint car insurance rates.

Ready to find affordable Orchard Lake Village, MI car insurance today? Enter your ZIP code for fast, free Orchard Lake Village car insurance quotes.

Cheapest Orchard Lake Village, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Orchard Lake Village, MI car insurance rates? Every Orchard Lake Village, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Orchard Lake Village, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $15,591 $15,591 $14,338 $14,338 $41,380 $41,380 $16,476 $16,476
Farmers $7,670 $7,670 $7,069 $7,069 $17,448 $17,448 $8,688 $8,688
GEICO $5,959 $5,959 $6,113 $6,113 $16,363 $16,363 $5,671 $5,671
Liberty Mutual $16,564 $16,564 $16,402 $16,402 $38,633 $38,633 $16,564 $16,564
Nationwide $4,950 $4,950 $4,393 $4,393 $13,493 $13,493 $5,453 $5,453
Progressive $3,543 $3,260 $3,129 $3,519 $13,352 $14,193 $4,127 $3,763
State Farm $8,186 $8,186 $7,622 $7,622 $29,252 $29,252 $9,633 $9,633
Travelers $7,220 $7,220 $6,197 $6,197 $21,849 $21,849 $7,847 $7,847
USAA $2,937 $2,787 $2,759 $2,602 $7,520 $7,191 $3,618 $3,482

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Minimum Car Insurance in Orchard Lake Village, MI

Every driver must carry the minimum car insurance in Orchard Lake Village, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Orchard Lake Village, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Orchard Lake Village, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Orchard Lake Village, MI. Compare credit history car insurance rates in Orchard Lake Village from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Orchard Lake Village, Michigan

Insurance Company Poor Fair Good
Allstate $32,949 $18,406 $14,484
Farmers $14,784 $8,235 $7,637
GEICO $10,991 $8,054 $6,535
Liberty Mutual $34,882 $20,136 $11,105
Nationwide $8,864 $6,683 $5,670
Progressive $7,054 $5,940 $5,338
State Farm $22,199 $11,215 $7,605
Travelers $11,048 $10,711 $10,575
USAA $6,175 $3,499 $2,663

Cheapest Orchard Lake Village, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Orchard Lake Village, MI to rates for a clean record with top companies.

Annual Orchard Lake Village, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,647 $14,133 $48,032 $14,973
Farmers $8,518 $11,017 $10,818 $10,522
GEICO $2,928 $6,325 $19,361 $5,492
Liberty Mutual $15,105 $18,484 $35,018 $19,556
Nationwide $6,039 $8,105 $7,337 $6,807
Progressive $5,157 $6,831 $6,117 $6,338
State Farm $8,574 $10,348 $22,762 $13,008
Travelers $7,281 $10,416 $16,797 $8,619
USAA $3,295 $4,132 $5,424 $3,598

Cheapest Orchard Lake Village, MI Car Insurance for Teen Drivers

Teen car insurance in Orchard Lake Village, MI can be expensive. Take a look at rates from the top car insurance companies in Orchard Lake Village for teenagers.

Annual Car Insurance Rates for Teen Drivers in Orchard Lake Village, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,380 $41,380
Farmers $17,448 $17,448
GEICO $16,363 $16,363
Liberty Mutual $38,633 $38,633
Nationwide $13,493 $13,493
Progressive $13,352 $14,193
State Farm $29,252 $29,252
Travelers $21,849 $21,849
USAA $7,520 $7,191

Cheapest Orchard Lake Village, MI Car Insurance for Seniors

Take a look at Orchard Lake Village, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Orchard Lake Village, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $14,338 $14,338
Farmers $7,069 $7,069
GEICO $6,113 $6,113
Liberty Mutual $16,402 $16,402
Nationwide $4,393 $4,393
Progressive $3,129 $3,519
State Farm $7,622 $7,622
Travelers $6,197 $6,197
USAA $2,759 $2,602

Cheapest Orchard Lake Village, MI Car Insurance Rates After a DUI

A DUI in Orchard Lake Village, MI increases car insurance rates. Compare Orchard Lake Village, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Orchard Lake Village, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $48,032
Farmers $10,818
GEICO $19,361
Liberty Mutual $35,018
Nationwide $7,337
Progressive $6,117
State Farm $22,762
Travelers $16,797
USAA $5,424

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Cheapest Orchard Lake Village, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Orchard Lake Village, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Orchard Lake Village, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $21,946 $21,946
Farmers $10,219 $10,219
GEICO $8,333 $8,720
Liberty Mutual $21,290 $22,791
Nationwide $7,072 $7,072
Progressive $6,111 $6,111
State Farm $13,305 $14,042
Travelers $10,716 $10,840
USAA $4,066 $4,159

The Best Cheap Car Insurance Companies in Orchard Lake Village, MI

Take a look at a side-by-side comparison of the top car insurance companies in Orchard Lake Village, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Orchard Lake Village, Michigan

Insurance Company Average Annual Rates
Allstate $21,946
Farmers $10,219
GEICO $8,527
Liberty Mutual $22,041
Nationwide $7,072
Progressive $6,111
State Farm $13,673
Travelers $10,778
USAA $4,112

Category Winners: Cheapest Car Insurance in Orchard Lake Village, Michigan

Find the cheapest car insurance companies in Orchard Lake Village, MI for each category right here.

Best Annual Car Insurance Rates by Company in Orchard Lake Village, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Orchard Lake Village, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Orchard Lake Village car insurance rates. Find the cheapest Orchard Lake Village, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Orchard Lake Village, Michigan

Insurance Company Low Medium High
Allstate $21,287 $22,005 $22,547
Farmers $9,803 $10,171 $10,682
GEICO $7,932 $8,439 $9,209
Liberty Mutual $21,533 $21,991 $22,598
Nationwide $7,371 $6,960 $6,885
Progressive $5,919 $6,118 $6,295
State Farm $12,977 $13,759 $14,284
Travelers $10,660 $10,792 $10,882
USAA $3,988 $4,123 $4,225

What affects car insurance rates in Orchard Lake Village, Michigan?

What factors can have an impact on Orchard Lake Village, MI car insurance? There are several reasons why Orchard Lake Village car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Orchard Lake Village, Michigan.

Commute Time in Orchard Lake Village

The more time you spend in your car the higher the risk of an accident. The average commute length in Orchard Lake Village, MI is 31.5 minutes according to City-Data.

Compare Car Insurance Quotes in Orchard Lake Village, MI

Ready to find affordable Orchard Lake Village, Michigan car insurance today? Enter your ZIP code for fast, free Orchard Lake Village, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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