Compare Oriental, NC Car Insurance Rates (2021)

Car insurance in Oriental, NC averages $260 a month. Oriental, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Oriental car insurance rates, compare quotes from the top car insurance companies in Oriental, NC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Oriental for teen drivers is Liberty Mutual
  • The cheapest car insurance company in Oriental is Liberty Mutual
  • Average car insurance rates in Oriental, NC are $3,123/year

If you need to buy Oriental, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Oriental, NC is right here.

You’ll find Oriental car insurance rates, the cheapest Oriental, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Oriental, North Carolina car insurance rates to Wilmington car insurance rates, Charlotte car insurance rates, and Cary car insurance rates.

Ready to find affordable Oriental, NC car insurance today? Enter your ZIP code for fast, free Oriental car insurance quotes.

Cheapest Oriental, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Oriental, NC car insurance rates? Every Oriental, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oriental, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,514 $5,514 $4,535 $4,535 $12,973 $12,973 $5,623 $5,623
GEICO $2,174 $2,135 $2,144 $2,107 $3,938 $3,905 $1,918 $1,908
Liberty Mutual $1,637 $1,637 $1,694 $1,694 $2,887 $2,887 $1,637 $1,637
Nationwide $2,248 $2,248 $2,248 $2,248 $3,803 $3,803 $2,248 $2,248
Progressive $1,547 $1,547 $1,407 $1,407 $3,741 $3,741 $1,747 $1,747
State Farm $2,303 $2,303 $1,992 $1,992 $3,393 $3,393 $2,846 $2,846
Travelers $2,398 $2,398 $2,378 $2,378 $4,069 $4,069 $2,461 $2,461

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Minimum Car Insurance in Oriental, NC

Every driver must carry the minimum car insurance in Oriental, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Oriental, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Oriental, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Oriental, NC. Compare credit history car insurance rates in Oriental from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Oriental, North Carolina

Insurance Company Poor Fair Good
Allstate $9,704 $6,283 $5,497
GEICO $2,727 $2,517 $2,341
Liberty Mutual $1,964 $1,964 $1,964
Nationwide $2,637 $2,637 $2,637
Progressive $2,394 $2,061 $1,876
State Farm $3,699 $2,365 $1,837
Travelers $3,015 $2,747 $2,718

Cheapest Oriental, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Oriental, NC to rates for a clean record with top companies.

Annual Oriental, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,852 $6,836 $12,727 $5,229
GEICO $1,319 $1,985 $4,965 $1,845
Liberty Mutual $1,171 $1,503 $3,679 $1,503
Nationwide $1,551 $2,005 $4,985 $2,005
Progressive $990 $1,442 $4,614 $1,395
State Farm $1,414 $2,030 $5,060 $2,030
Travelers $1,687 $2,204 $5,241 $2,173

Cheapest Oriental, NC Car Insurance for Teen Drivers

Teen car insurance in Oriental, NC can be expensive. Take a look at rates from the top car insurance companies in Oriental for teenagers.

Annual Car Insurance Rates for Teen Drivers in Oriental, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,973 $12,973
GEICO $3,938 $3,905
Liberty Mutual $2,887 $2,887
Nationwide $3,803 $3,803
Progressive $3,741 $3,741
State Farm $3,393 $3,393
Travelers $4,069 $4,069

Cheapest Oriental, NC Car Insurance for Seniors

Take a look at Oriental, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Oriental, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,535 $4,535
GEICO $2,144 $2,107
Liberty Mutual $1,694 $1,694
Nationwide $2,248 $2,248
Progressive $1,407 $1,407
State Farm $1,992 $1,992
Travelers $2,378 $2,378

Cheapest Oriental, NC Car Insurance Rates After a DUI

A DUI in Oriental, NC increases car insurance rates. Compare Oriental, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Oriental, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $12,727
GEICO $4,965
Liberty Mutual $3,679
Nationwide $4,985
Progressive $4,614
State Farm $5,060
Travelers $5,241

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Cheapest Oriental, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Oriental, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Oriental, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,161 $7,161
GEICO $2,528 $2,528
Liberty Mutual $1,964 $1,964
Nationwide $2,637 $2,637
Progressive $2,110 $2,110
State Farm $2,620 $2,647
Travelers $2,827 $2,827

The Best Cheap Car Insurance Companies in Oriental, NC

Take a look at a side-by-side comparison of the top car insurance companies in Oriental, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Oriental, North Carolina

Insurance Company Average Annual Rates
Allstate $7,161
GEICO $2,528
Liberty Mutual $1,964
Nationwide $2,637
Progressive $2,110
State Farm $2,634
Travelers $2,827

Category Winners: Cheapest Car Insurance in Oriental, North Carolina

Find the cheapest car insurance companies in Oriental, NC for each category right here.

Best Annual Car Insurance Rates by Company in Oriental, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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Cheapest Oriental, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Oriental car insurance rates. Find the cheapest Oriental, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Oriental, North Carolina

Insurance Company Low Medium High
Allstate $6,913 $7,134 $7,436
GEICO $2,411 $2,519 $2,655
Liberty Mutual $1,871 $1,952 $2,069
Nationwide $2,531 $2,624 $2,755
Progressive $2,004 $2,097 $2,230
State Farm $2,525 $2,620 $2,756
Travelers $2,710 $2,811 $2,958

What affects car insurance rates in Oriental, North Carolina?

What factors can have an impact on Oriental, NC car insurance? There are several reasons why Oriental car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Oriental, North Carolina.

Commute Time in Oriental

The more time you spend in your car the higher the risk of an accident. The average commute length in Oriental, NC is 21.8 minutes according to City-Data.

Compare Car Insurance Quotes in Oriental, NC

Ready to find affordable Oriental, North Carolina car insurance today? Enter your ZIP code for fast, free Oriental, NC car insurance quotes.

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