Compare Orion, IL Car Insurance Rates (2021)

Car insurance in Orion, IL averages $239 a month. Orion, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Orion car insurance rates, compare quotes from the top car insurance companies in Orion, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Orion is Liberty Mutual
  • Average car insurance rates in Orion, IL are $2,869/year
  • Average car insurance rates in Orion, IL after a DUI are $3,351/year

If you need to buy Orion, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Orion, IL is right here.

You’ll find Orion car insurance rates, the cheapest Orion, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Orion, Illinois car insurance rates to Rockford car insurance rates, Naperville car insurance rates, and Joliet car insurance rates.

Ready to find affordable Orion, IL car insurance today? Enter your ZIP code for fast, free Orion car insurance quotes.

Cheapest Orion, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Orion, IL car insurance rates? Every Orion, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Orion, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,888 $2,902 $3,006 $3,006 $7,364 $9,575 $3,469 $3,747
American Family $2,201 $2,201 $2,014 $2,014 $6,175 $8,572 $2,201 $2,838
Farmers $2,076 $2,077 $1,846 $1,948 $8,718 $9,080 $2,375 $2,494
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,254 $1,354 $1,047 $1,171 $3,988 $4,438 $1,308 $1,379
Nationwide $1,675 $1,707 $1,491 $1,581 $4,540 $5,829 $1,944 $2,105
Progressive $1,713 $1,629 $1,412 $1,472 $6,039 $6,786 $2,045 $2,216
State Farm $1,319 $1,319 $1,168 $1,168 $3,677 $4,657 $1,488 $1,716
Travelers $1,416 $1,494 $1,279 $1,364 $3,907 $4,861 $1,502 $1,582
USAA $1,518 $1,548 $1,407 $1,387 $4,800 $5,306 $1,990 $2,191

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Minimum Car Insurance in Orion, IL

Every driver must carry the minimum car insurance in Orion, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Orion, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Orion, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Orion, IL. Compare credit history car insurance rates in Orion from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Orion, Illinois

Insurance Company Poor Fair Good
Allstate $5,750 $4,127 $3,607
American Family $4,695 $3,190 $2,696
Farmers $4,358 $3,650 $3,472
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,814 $1,758 $1,405
Nationwide $3,113 $2,512 $2,202
Progressive $3,326 $2,817 $2,599
State Farm $3,001 $1,797 $1,394
Travelers $2,662 $2,129 $1,736
USAA $3,364 $2,300 $1,892

Cheapest Orion, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Orion, IL to rates for a clean record with top companies.

Annual Orion, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,258 $5,440 $5,049 $4,232
American Family $2,590 $3,691 $4,889 $2,939
Farmers $3,231 $4,160 $4,056 $3,859
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,667 $2,347 $2,069 $1,886
Nationwide $2,105 $2,720 $3,196 $2,415
Progressive $2,409 $3,546 $2,662 $3,038
State Farm $1,894 $2,234 $2,064 $2,064
Travelers $1,740 $2,268 $2,520 $2,174
USAA $1,804 $2,576 $3,522 $2,173

Cheapest Orion, IL Car Insurance for Teen Drivers

Teen car insurance in Orion, IL can be expensive. Take a look at rates from the top car insurance companies in Orion for teenagers.

Annual Car Insurance Rates for Teen Drivers in Orion, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,364 $9,575
American Family $6,175 $8,572
Farmers $8,718 $9,080
GEICO $4,847 $5,129
Liberty Mutual $3,988 $4,438
Nationwide $4,540 $5,829
Progressive $6,039 $6,786
State Farm $3,677 $4,657
Travelers $3,907 $4,861
USAA $4,800 $5,306

Cheapest Orion, IL Car Insurance for Seniors

Take a look at Orion, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Orion, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,006 $3,006
American Family $2,014 $2,014
Farmers $1,846 $1,948
GEICO $1,521 $1,797
Liberty Mutual $1,047 $1,171
Nationwide $1,491 $1,581
Progressive $1,412 $1,472
State Farm $1,168 $1,168
Travelers $1,279 $1,364
USAA $1,407 $1,387

Cheapest Orion, IL Car Insurance Rates After a DUI

A DUI in Orion, IL increases car insurance rates. Compare Orion, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Orion, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,049
American Family $4,889
Farmers $4,056
GEICO $3,482
Liberty Mutual $2,069
Nationwide $3,196
Progressive $2,662
State Farm $2,064
Travelers $2,520
USAA $3,522

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Cheapest Orion, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Orion, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Orion, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,495 $4,495
American Family $3,482 $3,573
Farmers $3,827 $3,827
GEICO $2,519 $2,617
Liberty Mutual $1,992 $1,992
Nationwide $2,609 $2,609
Progressive $2,914 $2,914
State Farm $2,014 $2,114
Travelers $2,091 $2,260
USAA $2,448 $2,589

The Best Cheap Car Insurance Companies in Orion, IL

Take a look at a side-by-side comparison of the top car insurance companies in Orion, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Orion, Illinois

Insurance Company Average Annual Rates
Allstate $4,495
American Family $3,527
Farmers $3,827
GEICO $2,568
Liberty Mutual $1,992
Nationwide $2,609
Progressive $2,914
State Farm $2,064
Travelers $2,175
USAA $2,518

Category Winners: Cheapest Car Insurance in Orion, Illinois

Find the cheapest car insurance companies in Orion, IL for each category right here.

Best Annual Car Insurance Rates by Company in Orion, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Orion, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Orion car insurance rates. Find the cheapest Orion, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Orion, Illinois

Insurance Company Low Medium High
Allstate $4,356 $4,490 $4,638
American Family $3,413 $3,656 $3,512
Farmers $3,652 $3,742 $4,086
GEICO $2,377 $2,564 $2,762
Liberty Mutual $1,874 $1,988 $2,115
Nationwide $2,611 $2,626 $2,590
Progressive $2,692 $2,907 $3,142
State Farm $1,973 $2,067 $2,153
Travelers $2,051 $2,173 $2,302
USAA $2,370 $2,517 $2,669

What affects car insurance rates in Orion, Illinois?

What factors can have an impact on Orion, IL car insurance? There are several reasons why Orion car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Orion, Illinois.

Commute Time in Orion

The more time you spend in your car the higher the risk of an accident. The average commute length in Orion, IL is 24.9 minutes according to City-Data.

Compare Car Insurance Quotes in Orion, IL

Ready to find affordable Orion, Illinois car insurance today? Enter your ZIP code for fast, free Orion, IL car insurance quotes.

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