Compare Oriskany Falls, NY Car Insurance Rates (2021)

Car insurance in Oriskany Falls, NY averages $271 a month. Oriskany Falls, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Oriskany Falls car insurance rates, compare quotes from the top car insurance companies in Oriskany Falls, NY.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Oriskany Falls for teen drivers is GEICO
  • The cheapest car insurance company in Oriskany Falls is GEICO
  • Average car insurance rates in Oriskany Falls, NY are $3,254/year

If you need to buy Oriskany Falls, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Oriskany Falls, NY is right here.

You’ll find Oriskany Falls car insurance rates, the cheapest Oriskany Falls, NY car insurance companies, and information on New York car insurance laws. You can also compare Oriskany Falls, New York car insurance rates to Syracuse car insurance rates, Utica car insurance rates, and Schenectady car insurance rates.

Ready to find affordable Oriskany Falls, NY car insurance today? Enter your ZIP code for fast, free Oriskany Falls car insurance quotes.

Cheapest Oriskany Falls, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Oriskany Falls, NY car insurance rates? Every Oriskany Falls, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oriskany Falls, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,548 $2,416 $2,377 $2,421 $7,436 $8,040 $2,558 $2,592
GEICO $1,426 $1,374 $1,387 $1,367 $2,967 $4,318 $1,288 $1,324
Liberty Mutual $3,324 $3,324 $3,095 $3,095 $6,426 $10,422 $3,324 $3,533
Nationwide $2,219 $2,219 $2,095 $2,095 $3,940 $5,867 $2,219 $2,827
Progressive $1,673 $1,572 $1,347 $1,367 $5,661 $6,318 $2,166 $2,122
State Farm $2,300 $2,300 $2,002 $2,002 $6,717 $8,661 $2,526 $2,671
Travelers $2,477 $2,515 $2,261 $2,435 $5,751 $6,848 $2,635 $2,760
USAA $1,529 $1,503 $1,379 $1,382 $6,103 $7,296 $1,953 $2,154

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Oriskany Falls, NY

Every driver must carry the minimum car insurance in Oriskany Falls, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Oriskany Falls, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Oriskany Falls, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Oriskany Falls, NY. Compare credit history car insurance rates in Oriskany Falls from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Oriskany Falls, New York

Insurance Company Poor Fair Good
Allstate $5,397 $3,207 $2,791
GEICO $2,420 $1,779 $1,596
Liberty Mutual $6,379 $4,183 $3,142
Nationwide $2,935 $2,935 $2,935
Progressive $4,381 $2,280 $1,673
State Farm $5,151 $3,229 $2,562
Travelers $4,746 $3,012 $2,623
USAA $4,512 $2,242 $1,983

Cheapest Oriskany Falls, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Oriskany Falls, NY to rates for a clean record with top companies.

Annual Oriskany Falls, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,227 $3,227 $4,685 $4,054
GEICO $1,527 $1,664 $3,007 $1,527
Liberty Mutual $3,674 $3,674 $7,251 $3,674
Nationwide $2,245 $2,245 $4,955 $2,296
Progressive $2,703 $2,703 $2,988 $2,719
State Farm $3,476 $3,476 $3,818 $3,818
Travelers $2,968 $3,688 $3,743 $3,441
USAA $2,589 $2,631 $3,799 $2,631

Cheapest Oriskany Falls, NY Car Insurance for Teen Drivers

Teen car insurance in Oriskany Falls, NY can be expensive. Take a look at rates from the top car insurance companies in Oriskany Falls for teenagers.

Annual Car Insurance Rates for Teen Drivers in Oriskany Falls, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,436 $8,040
GEICO $2,967 $4,318
Liberty Mutual $6,426 $10,422
Nationwide $3,940 $5,867
Progressive $5,661 $6,318
State Farm $6,717 $8,661
Travelers $5,751 $6,848
USAA $6,103 $7,296

Cheapest Oriskany Falls, NY Car Insurance for Seniors

Take a look at Oriskany Falls, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Oriskany Falls, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,377 $2,421
GEICO $1,387 $1,367
Liberty Mutual $3,095 $3,095
Nationwide $2,095 $2,095
Progressive $1,347 $1,367
State Farm $2,002 $2,002
Travelers $2,261 $2,435
USAA $1,379 $1,382

Cheapest Oriskany Falls, NY Car Insurance Rates After a DUI

A DUI in Oriskany Falls, NY increases car insurance rates. Compare Oriskany Falls, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Oriskany Falls, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,685
GEICO $3,007
Liberty Mutual $7,251
Nationwide $4,955
Progressive $2,988
State Farm $3,818
Travelers $3,743
USAA $3,799

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Oriskany Falls, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Oriskany Falls, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Oriskany Falls, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,747 $3,850
GEICO $1,875 $1,988
Liberty Mutual $4,440 $4,696
Nationwide $2,935 $2,935
Progressive $2,778 $2,778
State Farm $3,519 $3,776
Travelers $3,460 $3,460
USAA $2,883 $2,941

The Best Cheap Car Insurance Companies in Oriskany Falls, NY

Take a look at a side-by-side comparison of the top car insurance companies in Oriskany Falls, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Oriskany Falls, New York

Insurance Company Average Annual Rates
Allstate $3,798
GEICO $1,931
Liberty Mutual $4,568
Nationwide $2,935
Progressive $2,778
State Farm $3,647
Travelers $3,460
USAA $2,912

Category Winners: Cheapest Car Insurance in Oriskany Falls, New York

Find the cheapest car insurance companies in Oriskany Falls, NY for each category right here.

Best Annual Car Insurance Rates by Company in Oriskany Falls, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Oriskany Falls, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Oriskany Falls car insurance rates. Find the cheapest Oriskany Falls, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Oriskany Falls, New York

Insurance Company Low Medium High
Allstate $3,631 $3,788 $3,976
GEICO $1,838 $1,926 $2,031
Liberty Mutual $4,396 $4,554 $4,754
Nationwide $2,774 $2,914 $3,117
Progressive $2,645 $2,764 $2,926
State Farm $3,480 $3,666 $3,796
Travelers $3,293 $3,427 $3,660
USAA $2,839 $2,901 $2,997

What affects car insurance rates in Oriskany Falls, New York?

What factors can have an impact on Oriskany Falls, NY car insurance? There are several reasons why Oriskany Falls car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Oriskany Falls, New York.

Commute Time in Oriskany Falls

The more time you spend in your car the higher the risk of an accident. The average commute length in Oriskany Falls, NY is 22.6 minutes according to City-Data.

Compare Car Insurance Quotes in Oriskany Falls, NY

Ready to find affordable Oriskany Falls, New York car insurance today? Enter your ZIP code for fast, free Oriskany Falls, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption