Compare Orlando, KY Car Insurance Rates (2021)

Car insurance in Orlando, KY averages $428 a month. Orlando, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Orlando car insurance rates, compare quotes from the top car insurance companies in Orlando, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Orlando is State Farm
  • The cheapest car insurance company in Orlando for teen drivers is USAA
  • Average car insurance rates in Orlando, KY are $5,133/year

If you need to buy Orlando, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Orlando, KY is right here.

You’ll find Orlando car insurance rates, the cheapest Orlando, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Orlando, Kentucky car insurance rates to Owensboro car insurance rates, Henderson car insurance rates, and Frankfort car insurance rates.

Ready to find affordable Orlando, KY car insurance today? Enter your ZIP code for fast, free Orlando car insurance quotes.

Cheapest Orlando, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Orlando, KY car insurance rates? Every Orlando, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Orlando, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,502 $5,406 $4,996 $5,355 $22,561 $25,040 $6,021 $6,315
GEICO $3,825 $3,540 $4,003 $3,626 $7,942 $9,404 $3,123 $2,691
Liberty Mutual $3,065 $3,325 $2,649 $2,955 $11,968 $13,178 $3,180 $3,265
Nationwide $3,068 $3,067 $2,775 $2,893 $7,042 $8,761 $3,493 $3,668
Progressive $2,454 $2,322 $2,223 $2,219 $12,437 $14,132 $3,048 $3,100
State Farm $1,852 $1,852 $1,653 $1,653 $5,331 $6,767 $2,062 $2,287
Travelers $2,160 $2,199 $2,116 $2,122 $10,267 $16,519 $2,251 $2,605
USAA $2,085 $2,080 $1,884 $1,906 $5,707 $5,992 $2,630 $2,871

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Minimum Car Insurance in Orlando, KY

Every driver must carry the minimum car insurance in Orlando, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Orlando, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Orlando, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Orlando, KY. Compare credit history car insurance rates in Orlando from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Orlando, Kentucky

Insurance Company Poor Fair Good
Allstate $13,535 $9,266 $7,647
GEICO $7,842 $3,915 $2,550
Liberty Mutual $7,802 $4,775 $3,766
Nationwide $5,260 $4,162 $3,616
Progressive $5,836 $5,114 $4,775
State Farm $4,227 $2,563 $2,006
Travelers $5,611 $4,748 $4,730
USAA $4,670 $2,624 $2,139

Cheapest Orlando, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Orlando, KY to rates for a clean record with top companies.

Annual Orlando, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,271 $11,022 $11,860 $9,444
GEICO $2,834 $5,055 $7,717 $3,472
Liberty Mutual $4,543 $6,986 $5,430 $4,833
Nationwide $3,469 $4,468 $5,633 $3,813
Progressive $4,326 $6,456 $4,929 $5,258
State Farm $2,691 $3,173 $2,932 $2,932
Travelers $4,391 $4,517 $6,506 $4,706
USAA $2,363 $3,346 $4,020 $2,849

Cheapest Orlando, KY Car Insurance for Teen Drivers

Teen car insurance in Orlando, KY can be expensive. Take a look at rates from the top car insurance companies in Orlando for teenagers.

Annual Car Insurance Rates for Teen Drivers in Orlando, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $22,561 $25,040
GEICO $7,942 $9,404
Liberty Mutual $11,968 $13,178
Nationwide $7,042 $8,761
Progressive $12,437 $14,132
State Farm $5,331 $6,767
Travelers $10,267 $16,519
USAA $5,707 $5,992

Cheapest Orlando, KY Car Insurance for Seniors

Take a look at Orlando, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Orlando, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,996 $5,355
GEICO $4,003 $3,626
Liberty Mutual $2,649 $2,955
Nationwide $2,775 $2,893
Progressive $2,223 $2,219
State Farm $1,653 $1,653
Travelers $2,116 $2,122
USAA $1,884 $1,906

Cheapest Orlando, KY Car Insurance Rates After a DUI

A DUI in Orlando, KY increases car insurance rates. Compare Orlando, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Orlando, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $11,860
GEICO $7,717
Liberty Mutual $5,430
Nationwide $5,633
Progressive $4,929
State Farm $2,932
Travelers $6,506
USAA $4,020

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Cheapest Orlando, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Orlando, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Orlando, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $10,149 $10,149
GEICO $4,724 $4,814
Liberty Mutual $5,448 $5,448
Nationwide $4,346 $4,346
Progressive $5,242 $5,242
State Farm $2,859 $3,005
Travelers $5,030 $5,030
USAA $3,029 $3,260

The Best Cheap Car Insurance Companies in Orlando, KY

Take a look at a side-by-side comparison of the top car insurance companies in Orlando, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Orlando, Kentucky

Insurance Company Average Annual Rates
Allstate $10,149
GEICO $4,769
Liberty Mutual $5,448
Nationwide $4,346
Progressive $5,242
State Farm $2,932
Travelers $5,030
USAA $3,145

Category Winners: Cheapest Car Insurance in Orlando, Kentucky

Find the cheapest car insurance companies in Orlando, KY for each category right here.

Best Annual Car Insurance Rates by Company in Orlando, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Orlando, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Orlando car insurance rates. Find the cheapest Orlando, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Orlando, Kentucky

Insurance Company Low Medium High
Allstate $8,946 $10,086 $11,417
GEICO $4,439 $4,761 $5,108
Liberty Mutual $5,160 $5,407 $5,776
Nationwide $4,367 $4,301 $4,370
Progressive $4,733 $5,137 $5,856
State Farm $2,743 $2,928 $3,126
Travelers $4,763 $5,050 $5,277
USAA $2,998 $3,137 $3,299

What affects car insurance rates in Orlando, Kentucky?

What factors can have an impact on Orlando, KY car insurance? There are several reasons why Orlando car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Orlando, Kentucky.

Traffic in Orlando

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Orlando, KY traffic data from INRIX ranks Orlando as the 429th-most congested in the world.

Compare Car Insurance Quotes in Orlando, KY

Ready to find affordable Orlando, Kentucky car insurance today? Enter your ZIP code for fast, free Orlando, KY car insurance quotes.

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