Compare Orleans, CA Car Insurance Rates (2021)

Car insurance in Orleans, CA averages $268 a month. Orleans, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Orleans car insurance rates, compare quotes from the top car insurance companies in Orleans, CA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Orleans, CA are $3,210/year
  • The cheapest car insurance company in Orleans for teen drivers is USAA
  • Average car insurance rates in Orleans, CA after a DUI are $4,512/year

If you need to buy Orleans, California car insurance, the options can be confusing. Everything you need to know about car insurance in Orleans, CA is right here.

You’ll find Orleans car insurance rates, the cheapest Orleans, CA car insurance companies, and information on California car insurance laws. You can also compare Orleans, California car insurance rates to Long Beach car insurance rates, Bakersfield car insurance rates, and Oakland car insurance rates.

Ready to find affordable Orleans, CA car insurance today? Enter your ZIP code for fast, free Orleans car insurance quotes.

Cheapest Orleans, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Orleans, CA car insurance rates? Every Orleans, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Orleans, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,363 $2,373 $1,718 $1,753 $6,475 $8,157 $3,083 $3,436
Farmers $2,148 $2,148 $1,923 $1,923 $6,890 $11,405 $2,548 $2,837
GEICO $1,662 $1,663 $1,563 $1,563 $5,055 $5,158 $2,387 $2,449
Liberty Mutual $2,067 $1,960 $1,916 $1,859 $4,487 $4,768 $2,331 $2,350
Nationwide $2,826 $2,702 $2,461 $2,325 $7,101 $7,841 $3,367 $3,337
Progressive $1,785 $1,839 $1,513 $1,802 $4,748 $5,751 $2,583 $2,784
State Farm $2,896 $2,896 $2,584 $2,584 $5,264 $6,519 $3,204 $3,305
Travelers $2,071 $2,015 $1,829 $1,809 $4,108 $4,755 $2,674 $2,627
USAA $1,861 $1,765 $1,813 $1,823 $4,245 $4,273 $2,581 $2,442

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Orleans, CA

Every driver must carry the minimum car insurance in Orleans, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Orleans, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Orleans, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Orleans, CA to rates for a clean record with top companies.

Annual Orleans, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,203 $3,753 $5,827 $2,895
Farmers $2,935 $4,000 $4,997 $3,978
GEICO $1,881 $2,896 $3,640 $2,333
Liberty Mutual $2,358 $3,160 $2,852 $2,499
Nationwide $2,791 $3,574 $6,042 $3,574
Progressive $1,863 $3,164 $3,695 $2,680
State Farm $2,604 $3,109 $5,889 $3,025
Travelers $1,861 $2,952 $3,452 $2,680
USAA $1,728 $2,569 $4,212 $1,893

Cheapest Orleans, CA Car Insurance for Teen Drivers

Teen car insurance in Orleans, CA can be expensive. Take a look at rates from the top car insurance companies in Orleans for teenagers.

Annual Car Insurance Rates for Teen Drivers in Orleans, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,475 $8,157
Farmers $6,890 $11,405
GEICO $5,055 $5,158
Liberty Mutual $4,487 $4,768
Nationwide $7,101 $7,841
Progressive $4,748 $5,751
State Farm $5,264 $6,519
Travelers $4,108 $4,755
USAA $4,245 $4,273

Cheapest Orleans, CA Car Insurance for Seniors

Take a look at Orleans, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Orleans, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,718 $1,753
Farmers $1,923 $1,923
GEICO $1,563 $1,563
Liberty Mutual $1,916 $1,859
Nationwide $2,461 $2,325
Progressive $1,513 $1,802
State Farm $2,584 $2,584
Travelers $1,829 $1,809
USAA $1,813 $1,823

Cheapest Orleans, CA Car Insurance Rates After a DUI

A DUI in Orleans, CA increases car insurance rates. Compare Orleans, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Orleans, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,827
Farmers $4,997
GEICO $3,640
Liberty Mutual $2,852
Nationwide $6,042
Progressive $3,695
State Farm $5,889
Travelers $3,452
USAA $4,212

Cheapest Orleans, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Orleans, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Orleans, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,321 $4,018
Farmers $3,611 $4,345
GEICO $2,442 $2,933
Liberty Mutual $2,495 $2,940
Nationwide $3,531 $4,459
Progressive $2,591 $3,110
State Farm $3,525 $3,788
Travelers $2,466 $3,006
USAA $2,396 $2,805

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

The Best Cheap Car Insurance Companies in Orleans, CA

Take a look at a side-by-side comparison of the top car insurance companies in Orleans, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Orleans, California

Insurance Company Average Annual Rates
Allstate $3,670
Farmers $3,978
GEICO $2,688
Liberty Mutual $2,717
Nationwide $3,995
Progressive $2,851
State Farm $3,657
Travelers $2,736
USAA $2,600

Category Winners: Cheapest Car Insurance in Orleans, California

Find the cheapest car insurance companies in Orleans, CA for each category right here.

Best Annual Car Insurance Rates by Company in Orleans, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Orleans, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Orleans car insurance rates. Find the cheapest Orleans, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Orleans, California

Insurance Company Low Medium High
Allstate $3,521 $3,694 $3,795
Farmers $3,749 $4,004 $4,180
GEICO $2,465 $2,714 $2,884
Liberty Mutual $2,544 $2,739 $2,869
Nationwide $3,621 $4,060 $4,304
Progressive $2,574 $2,926 $3,052
State Farm $3,362 $3,706 $3,902
Travelers $2,446 $2,796 $2,966
USAA $2,373 $2,647 $2,781

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

What affects car insurance rates in Orleans, California?

What factors can have an impact on Orleans, CA car insurance? There are several reasons why Orleans car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Orleans, California.

Traffic in Orleans

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Orleans, CA traffic data from INRIX ranks Orleans as the 52nd-most congested in the world.

Compare Car Insurance Quotes in Orleans, CA

Ready to find affordable Orleans, California car insurance today? Enter your ZIP code for fast, free Orleans, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption