Compare Orleans, IN Car Insurance Rates (2021)

Car insurance in Orleans, IN averages $284 a month. Orleans, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Orleans car insurance rates, compare quotes from the top car insurance companies in Orleans, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Orleans is USAA
  • The cheapest car insurance company in Orleans for teen drivers is USAA
  • Average car insurance rates in Orleans, IN are $3,407/year

If you need to buy Orleans, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Orleans, IN is right here.

You’ll find Orleans car insurance rates, the cheapest Orleans, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Orleans, Indiana car insurance rates to Carmel car insurance rates, Gary car insurance rates, and South Bend car insurance rates.

Ready to find affordable Orleans, IN car insurance today? Enter your ZIP code for fast, free Orleans car insurance quotes.

Cheapest Orleans, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Orleans, IN car insurance rates? Every Orleans, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Orleans, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,536 $2,605 $2,218 $2,426 $7,649 $9,617 $2,596 $2,823
American Family $2,473 $2,473 $2,219 $2,219 $6,768 $9,826 $2,473 $3,050
Farmers $1,479 $1,460 $1,269 $1,423 $7,828 $8,341 $1,938 $2,095
GEICO $1,673 $1,657 $1,547 $1,591 $4,871 $4,549 $1,912 $1,701
Liberty Mutual $3,976 $3,976 $3,651 $3,651 $8,754 $13,239 $3,976 $5,466
Nationwide $1,766 $1,811 $1,543 $1,655 $5,118 $6,678 $2,068 $2,269
Progressive $1,837 $1,747 $1,656 $1,669 $10,643 $12,004 $2,309 $2,369
State Farm $1,479 $1,479 $1,306 $1,306 $4,312 $5,543 $1,629 $1,811
Travelers $1,296 $1,319 $1,213 $1,211 $7,893 $12,415 $1,369 $1,595
USAA $986 $974 $910 $922 $2,693 $3,029 $1,334 $1,436

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Minimum Car Insurance in Orleans, IN

Every driver must carry the minimum car insurance in Orleans, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Orleans, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Orleans, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Orleans, IN. Compare credit history car insurance rates in Orleans from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Orleans, Indiana

Insurance Company Poor Fair Good
Allstate $5,044 $3,738 $3,394
American Family $5,388 $3,498 $2,927
Farmers $3,772 $3,071 $2,844
GEICO $2,934 $2,438 $1,941
Liberty Mutual $7,772 $5,058 $4,678
Nationwide $3,263 $2,756 $2,572
Progressive $4,731 $4,175 $3,931
State Farm $3,436 $2,049 $1,589
Travelers $3,946 $3,337 $3,333
USAA $2,078 $1,363 $1,165

Cheapest Orleans, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Orleans, IN to rates for a clean record with top companies.

Annual Orleans, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,245 $4,751 $4,382 $3,856
American Family $2,714 $4,320 $5,483 $3,234
Farmers $2,891 $3,368 $3,467 $3,191
GEICO $1,607 $2,518 $3,385 $2,240
Liberty Mutual $4,581 $5,380 $8,346 $5,037
Nationwide $2,457 $3,179 $3,046 $2,772
Progressive $3,206 $5,608 $3,831 $4,472
State Farm $2,306 $2,515 $2,306 $2,306
Travelers $3,001 $3,718 $4,215 $3,221
USAA $1,163 $1,647 $1,892 $1,439

Cheapest Orleans, IN Car Insurance for Teen Drivers

Teen car insurance in Orleans, IN can be expensive. Take a look at rates from the top car insurance companies in Orleans for teenagers.

Annual Car Insurance Rates for Teen Drivers in Orleans, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,649 $9,617
American Family $6,768 $9,826
Farmers $7,828 $8,341
GEICO $4,871 $4,549
Liberty Mutual $8,754 $13,239
Nationwide $5,118 $6,678
Progressive $10,643 $12,004
State Farm $4,312 $5,543
Travelers $7,893 $12,415
USAA $2,693 $3,029

Cheapest Orleans, IN Car Insurance for Seniors

Take a look at Orleans, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Orleans, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,218 $2,426
American Family $2,219 $2,219
Farmers $1,269 $1,423
GEICO $1,547 $1,591
Liberty Mutual $3,651 $3,651
Nationwide $1,543 $1,655
Progressive $1,656 $1,669
State Farm $1,306 $1,306
Travelers $1,213 $1,211
USAA $910 $922

Cheapest Orleans, IN Car Insurance Rates After a DUI

A DUI in Orleans, IN increases car insurance rates. Compare Orleans, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Orleans, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,382
American Family $5,483
Farmers $3,467
GEICO $3,385
Liberty Mutual $8,346
Nationwide $3,046
Progressive $3,831
State Farm $2,306
Travelers $4,215
USAA $1,892

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Cheapest Orleans, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Orleans, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Orleans, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,059 $4,059
American Family $3,890 $3,985
Farmers $3,229 $3,229
GEICO $2,392 $2,483
Liberty Mutual $5,680 $5,992
Nationwide $2,864 $2,864
Progressive $4,279 $4,279
State Farm $2,291 $2,426
Travelers $3,539 $3,539
USAA $1,515 $1,556

The Best Cheap Car Insurance Companies in Orleans, IN

Take a look at a side-by-side comparison of the top car insurance companies in Orleans, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Orleans, Indiana

Insurance Company Average Annual Rates
Allstate $4,059
American Family $3,938
Farmers $3,229
GEICO $2,438
Liberty Mutual $5,836
Nationwide $2,863
Progressive $4,279
State Farm $2,358
Travelers $3,539
USAA $1,535

Category Winners: Cheapest Car Insurance in Orleans, Indiana

Find the cheapest car insurance companies in Orleans, IN for each category right here.

Best Annual Car Insurance Rates by Company in Orleans, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Orleans, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Orleans car insurance rates. Find the cheapest Orleans, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Orleans, Indiana

Insurance Company Low Medium High
Allstate $3,875 $4,044 $4,257
American Family $3,904 $4,068 $3,841
Farmers $3,114 $3,222 $3,352
GEICO $2,295 $2,432 $2,587
Liberty Mutual $5,675 $5,824 $6,009
Nationwide $2,921 $2,840 $2,830
Progressive $4,051 $4,215 $4,572
State Farm $2,258 $2,357 $2,460
Travelers $3,476 $3,572 $3,568
USAA $1,489 $1,532 $1,586

What affects car insurance rates in Orleans, Indiana?

What factors can have an impact on Orleans, IN car insurance? There are several reasons why Orleans car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Orleans, Indiana.

Commute Time in Orleans

The more time you spend in your car the higher the risk of an accident. The average commute length in Orleans, IN is 22.0 minutes according to City-Data.

Traffic in Orleans

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Orleans, IN traffic data from INRIX ranks Orleans as the 52nd-most congested in the world.

Compare Car Insurance Quotes in Orleans, IN

Ready to find affordable Orleans, Indiana car insurance today? Enter your ZIP code for fast, free Orleans, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State