Compare Orleans, MA Car Insurance Rates (2021)

Car insurance in Orleans, MA averages $200 a month. Orleans, Massachusetts car insurance requirements are 20/40/5, but you might need full coverage insurance if your car is financed. To find cheap Orleans car insurance rates, compare quotes from the top car insurance companies in Orleans, MA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Orleans is State Farm
  • Average car insurance rates in Orleans, MA are $2,396/year
  • The cheapest car insurance company in Orleans for teen drivers is State Farm

If you need to buy Orleans, Massachusetts car insurance, the options can be confusing. Everything you need to know about car insurance in Orleans, MA is right here.

You’ll find Orleans car insurance rates, the cheapest Orleans, MA car insurance companies, and information on Massachusetts car insurance laws. You can also compare Orleans, Massachusetts car insurance rates to Lowell car insurance rates, New Bedford car insurance rates, and Brockton car insurance rates.

Ready to find affordable Orleans, MA car insurance today? Enter your ZIP code for fast, free Orleans car insurance quotes.

Cheapest Orleans, MA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Orleans, MA car insurance rates? Every Orleans, Massachusetts car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Orleans, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,778 $1,778 $1,778 $1,778 $6,360 $6,360 $1,992 $1,992
GEICO $1,585 $1,585 $1,457 $1,457 $4,691 $4,691 $1,639 $1,639
Liberty Mutual $2,218 $2,218 $1,934 $1,934 $7,380 $7,380 $2,319 $2,319
Progressive $1,643 $1,643 $1,578 $1,578 $5,986 $5,986 $1,774 $1,774
State Farm $740 $740 $740 $740 $2,110 $2,110 $740 $740
Travelers $2,115 $2,115 $1,882 $1,882 $4,197 $4,197 $2,334 $2,334
USAA $1,133 $1,133 $1,117 $1,117 $2,604 $2,604 $1,251 $1,251

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Minimum Car Insurance in Orleans, MA

Every driver must carry the minimum car insurance in Orleans, MA. Take a look at the Massachusetts car insurance requirements.

Minimum Required Car Insurance Coverage in Orleans, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Orleans, MA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Orleans, MA to rates for a clean record with top companies.

Annual Orleans, Massachusetts Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,310 $3,426 $3,862 $2,310
GEICO $1,878 $2,573 $2,943 $1,978
Liberty Mutual $2,733 $3,719 $4,485 $2,914
Progressive $2,317 $3,236 $2,583 $2,844
State Farm $859 $1,166 $1,388 $918
Travelers $2,075 $2,830 $3,016 $2,607
USAA $1,092 $1,412 $2,381 $1,219

Cheapest Orleans, MA Car Insurance for Teen Drivers

Teen car insurance in Orleans, MA can be expensive. Take a look at rates from the top car insurance companies in Orleans for teenagers.

Annual Car Insurance Rates for Teen Drivers in Orleans, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,360 $6,360
GEICO $4,691 $4,691
Liberty Mutual $7,380 $7,380
Progressive $5,986 $5,986
State Farm $2,110 $2,110
Travelers $4,197 $4,197
USAA $2,604 $2,604

Cheapest Orleans, MA Car Insurance for Seniors

Take a look at Orleans, MA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Orleans, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,778 $1,778
GEICO $1,457 $1,457
Liberty Mutual $1,934 $1,934
Progressive $1,578 $1,578
State Farm $740 $740
Travelers $1,882 $1,882
USAA $1,117 $1,117

Cheapest Orleans, MA Car Insurance Rates After a DUI

A DUI in Orleans, MA increases car insurance rates. Compare Orleans, Massachusetts DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Orleans, Massachusetts

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,862
GEICO $2,943
Liberty Mutual $4,485
Progressive $2,583
State Farm $1,388
Travelers $3,016
USAA $2,381

Cheapest Orleans, MA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Orleans, MA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Orleans, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,882 $3,072
GEICO $2,297 $2,389
Liberty Mutual $3,327 $3,598
Progressive $2,745 $2,745
State Farm $1,058 $1,108
Travelers $2,511 $2,753
USAA $1,484 $1,568

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The Best Cheap Car Insurance Companies in Orleans, MA

Take a look at a side-by-side comparison of the top car insurance companies in Orleans, MA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Orleans, Massachusetts

Insurance Company Average Annual Rates
Allstate $2,977
GEICO $2,343
Liberty Mutual $3,463
Progressive $2,745
State Farm $1,083
Travelers $2,632
USAA $1,526

Category Winners: Cheapest Car Insurance in Orleans, Massachusetts

Find the cheapest car insurance companies in Orleans, MA for each category right here.

Best Annual Car Insurance Rates by Company in Orleans, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Cheapest Orleans, MA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Orleans car insurance rates. Find the cheapest Orleans, MA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Orleans, Massachusetts

Insurance Company Low Medium High
Allstate $2,761 $3,025 $3,145
GEICO $2,166 $2,385 $2,477
Liberty Mutual $3,248 $3,507 $3,633
Progressive $2,528 $2,797 $2,912
State Farm $990 $1,101 $1,157
Travelers $2,393 $2,682 $2,821
USAA $1,418 $1,551 $1,609

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What affects car insurance rates in Orleans, Massachusetts?

What factors can have an impact on Orleans, MA car insurance? There are several reasons why Orleans car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Orleans, Massachusetts.

Commute Time in Orleans

The more time you spend in your car the higher the risk of an accident. The average commute length in Orleans, MA is 22.6 minutes according to City-Data.

Traffic in Orleans

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Orleans, MA traffic data from INRIX ranks Orleans as the 52nd-most congested in the world.

Compare Car Insurance Quotes in Orleans, MA

Ready to find affordable Orleans, Massachusetts car insurance today? Enter your ZIP code for fast, free Orleans, MA car insurance quotes.

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