Compare Orlinda, TN Car Insurance Rates (2021)

Car insurance in Orlinda, TN averages $290 a month. Orlinda, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Orlinda car insurance rates, compare quotes from the top car insurance companies in Orlinda, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Orlinda is State Farm
  • The cheapest car insurance company in Orlinda for teen drivers is Travelers
  • Average car insurance rates in Orlinda, TN after a DUI are $4,103/year

If you need to buy Orlinda, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Orlinda, TN is right here.

You’ll find Orlinda car insurance rates, the cheapest Orlinda, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Orlinda, Tennessee car insurance rates to Murfreesboro car insurance rates, Knoxville car insurance rates, and Franklin car insurance rates.

Ready to find affordable Orlinda, TN car insurance today? Enter your ZIP code for fast, free Orlinda car insurance quotes.

Cheapest Orlinda, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Orlinda, TN car insurance rates? Every Orlinda, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Orlinda, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,732 $2,621 $2,467 $2,560 $10,358 $11,289 $2,901 $2,994
Farmers $1,355 $1,383 $1,216 $1,343 $5,541 $5,932 $1,840 $1,927
GEICO $2,079 $2,096 $1,913 $1,913 $6,374 $6,482 $2,116 $2,183
Liberty Mutual $3,378 $129 $2,783 $3,110 $13,984 $15,539 $3,616 $3,844
Nationwide $2,415 $2,432 $2,162 $2,193 $6,794 $8,756 $2,787 $3,022
Progressive $1,736 $1,632 $1,418 $1,481 $7,933 $8,920 $2,094 $2,286
State Farm $1,556 $1,556 $1,404 $1,404 $4,776 $5,967 $1,759 $2,049
Travelers $1,673 $1,761 $1,534 $1,633 $4,758 $5,942 $1,776 $1,869
USAA $1,498 $1,523 $1,355 $1,353 $5,398 $6,187 $1,961 $2,085

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Minimum Car Insurance in Orlinda, TN

Every driver must carry the minimum car insurance in Orlinda, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Orlinda, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Orlinda, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Orlinda, TN. Compare credit history car insurance rates in Orlinda from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Orlinda, Tennessee

Insurance Company Poor Fair Good
Allstate $6,047 $4,635 $3,539
Farmers $3,051 $2,390 $2,261
GEICO $3,567 $3,056 $2,811
Liberty Mutual $8,299 $5,102 $3,992
Nationwide $4,586 $3,644 $3,229
Progressive $3,856 $3,335 $3,121
State Farm $3,716 $2,229 $1,732
Travelers $3,325 $2,620 $1,910
USAA $3,863 $2,271 $1,876

Cheapest Orlinda, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Orlinda, TN to rates for a clean record with top companies.

Annual Orlinda, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,966 $4,731 $5,723 $4,541
Farmers $2,201 $2,703 $2,768 $2,597
GEICO $2,289 $3,062 $4,938 $2,289
Liberty Mutual $4,700 $6,783 $6,302 $5,406
Nationwide $3,302 $3,302 $4,971 $3,705
Progressive $3,028 $3,936 $3,223 $3,563
State Farm $2,331 $2,787 $2,559 $2,559
Travelers $2,120 $2,721 $3,025 $2,607
USAA $1,939 $2,913 $3,422 $2,406

Cheapest Orlinda, TN Car Insurance for Teen Drivers

Teen car insurance in Orlinda, TN can be expensive. Take a look at rates from the top car insurance companies in Orlinda for teenagers.

Annual Car Insurance Rates for Teen Drivers in Orlinda, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,358 $11,289
Farmers $5,541 $5,932
GEICO $6,374 $6,482
Liberty Mutual $13,984 $15,539
Nationwide $6,794 $8,756
Progressive $7,933 $8,920
State Farm $4,776 $5,967
Travelers $4,758 $5,942
USAA $5,398 $6,187

Cheapest Orlinda, TN Car Insurance for Seniors

Take a look at Orlinda, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Orlinda, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,467 $2,560
Farmers $1,216 $1,343
GEICO $1,913 $1,913
Liberty Mutual $2,783 $3,110
Nationwide $2,162 $2,193
Progressive $1,418 $1,481
State Farm $1,404 $1,404
Travelers $1,534 $1,633
USAA $1,355 $1,353

Cheapest Orlinda, TN Car Insurance Rates After a DUI

A DUI in Orlinda, TN increases car insurance rates. Compare Orlinda, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Orlinda, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,723
Farmers $2,768
GEICO $4,938
Liberty Mutual $6,302
Nationwide $4,971
Progressive $3,223
State Farm $2,559
Travelers $3,025
USAA $3,422

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Cheapest Orlinda, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Orlinda, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Orlinda, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,740 $4,740
Farmers $2,567 $2,567
GEICO $3,124 $3,165
Liberty Mutual $5,798 $5,798
Nationwide $3,820 $3,820
Progressive $3,437 $3,437
State Farm $2,498 $2,619
Travelers $2,516 $2,720
USAA $2,595 $2,745

The Best Cheap Car Insurance Companies in Orlinda, TN

Take a look at a side-by-side comparison of the top car insurance companies in Orlinda, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Orlinda, Tennessee

Insurance Company Average Annual Rates
Allstate $4,740
Farmers $2,567
GEICO $3,145
Liberty Mutual $5,798
Nationwide $3,820
Progressive $3,437
State Farm $2,559
Travelers $2,618
USAA $2,670

Category Winners: Cheapest Car Insurance in Orlinda, Tennessee

Find the cheapest car insurance companies in Orlinda, TN for each category right here.

Best Annual Car Insurance Rates by Company in Orlinda, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors Farmers
Clean Record USAA
With 1 Accident Farmers
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Orlinda, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Orlinda car insurance rates. Find the cheapest Orlinda, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Orlinda, Tennessee

Insurance Company Low Medium High
Allstate $4,554 $4,727 $4,939
Farmers $2,412 $2,555 $2,735
GEICO $2,999 $3,139 $3,296
Liberty Mutual $5,534 $5,797 $6,063
Nationwide $3,851 $3,744 $3,865
Progressive $3,222 $3,442 $3,649
State Farm $2,418 $2,570 $2,688
Travelers $2,443 $2,616 $2,796
USAA $2,580 $2,660 $2,770

What affects car insurance rates in Orlinda, Tennessee?

What factors can have an impact on Orlinda, TN car insurance? There are several reasons why Orlinda car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Orlinda, Tennessee.

Commute Time in Orlinda

The more time you spend in your car the higher the risk of an accident. The average commute length in Orlinda, TN is 37.8 minutes according to City-Data.

Compare Car Insurance Quotes in Orlinda, TN

Ready to find affordable Orlinda, Tennessee car insurance today? Enter your ZIP code for fast, free Orlinda, TN car insurance quotes.

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