Compare Orrstown, PA Car Insurance Rates (2021)

Car insurance in Orrstown, PA averages $288 a month. Orrstown, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Orrstown car insurance rates, compare quotes from the top car insurance companies in Orrstown, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Orrstown for teen drivers is USAA
  • Average car insurance rates in Orrstown, PA are $3,457/year
  • The cheapest car insurance company in Orrstown is USAA

If you need to buy Orrstown, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Orrstown, PA is right here.

You’ll find Orrstown car insurance rates, the cheapest Orrstown, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Orrstown, Pennsylvania car insurance rates to Altoona car insurance rates, Reading car insurance rates, and Philadelphia car insurance rates.

Ready to find affordable Orrstown, PA car insurance today? Enter your ZIP code for fast, free Orrstown car insurance quotes.

Cheapest Orrstown, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Orrstown, PA car insurance rates? Every Orrstown, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Orrstown, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,185 $2,185 $2,019 $2,019 $7,311 $7,311 $2,399 $2,399
GEICO $1,686 $1,461 $1,598 $1,386 $4,250 $3,689 $1,693 $1,468
Liberty Mutual $3,176 $3,176 $2,912 $2,912 $9,227 $9,227 $4,026 $4,026
Nationwide $1,651 $1,651 $1,564 $1,564 $4,666 $4,666 $1,852 $1,852
Progressive $2,496 $2,496 $2,225 $2,225 $8,023 $8,023 $3,177 $3,177
State Farm $1,443 $1,443 $1,276 $1,276 $5,219 $5,219 $1,594 $1,594
Travelers $1,554 $1,554 $1,665 $1,665 $22,313 $22,313 $1,883 $1,883
USAA $988 $988 $894 $894 $2,977 $2,977 $1,304 $1,304

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Minimum Car Insurance in Orrstown, PA

Every driver must carry the minimum car insurance in Orrstown, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Orrstown, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Orrstown, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Orrstown, PA. Compare credit history car insurance rates in Orrstown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Orrstown, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,450 $3,314 $2,673
GEICO $3,224 $1,824 $1,414
Liberty Mutual $6,169 $4,426 $3,910
Nationwide $2,853 $2,349 $2,097
Progressive $5,279 $3,699 $2,963
State Farm $3,393 $2,100 $1,657
Travelers $7,455 $6,738 $6,369
USAA $1,914 $1,434 $1,275

Cheapest Orrstown, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Orrstown, PA to rates for a clean record with top companies.

Annual Orrstown, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,331 $3,923 $3,331 $3,331
GEICO $1,587 $2,728 $2,115 $2,185
Liberty Mutual $4,400 $5,065 $4,938 $4,938
Nationwide $1,759 $2,352 $3,272 $2,349
Progressive $3,611 $4,987 $3,710 $3,613
State Farm $2,176 $2,590 $2,383 $2,383
Travelers $4,887 $6,923 $8,683 $6,923
USAA $1,242 $1,712 $1,823 $1,386

Cheapest Orrstown, PA Car Insurance for Teen Drivers

Teen car insurance in Orrstown, PA can be expensive. Take a look at rates from the top car insurance companies in Orrstown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Orrstown, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,311 $7,311
GEICO $4,250 $3,689
Liberty Mutual $9,227 $9,227
Nationwide $4,666 $4,666
Progressive $8,023 $8,023
State Farm $5,219 $5,219
Travelers $22,313 $22,313
USAA $2,977 $2,977

Cheapest Orrstown, PA Car Insurance for Seniors

Take a look at Orrstown, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Orrstown, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,019 $2,019
GEICO $1,598 $1,386
Liberty Mutual $2,912 $2,912
Nationwide $1,564 $1,564
Progressive $2,225 $2,225
State Farm $1,276 $1,276
Travelers $1,665 $1,665
USAA $894 $894

Cheapest Orrstown, PA Car Insurance Rates After a DUI

A DUI in Orrstown, PA increases car insurance rates. Compare Orrstown, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Orrstown, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,331
GEICO $2,115
Liberty Mutual $4,938
Nationwide $3,272
Progressive $3,710
State Farm $2,383
Travelers $8,683
USAA $1,823

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Cheapest Orrstown, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Orrstown, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Orrstown, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,410 $3,547
GEICO $2,120 $2,187
Liberty Mutual $4,712 $4,958
Nationwide $2,433 $2,433
Progressive $3,980 $3,980
State Farm $2,313 $2,453
Travelers $6,854 $6,854
USAA $1,497 $1,584

The Best Cheap Car Insurance Companies in Orrstown, PA

Take a look at a side-by-side comparison of the top car insurance companies in Orrstown, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Orrstown, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,479
GEICO $2,154
Liberty Mutual $4,835
Nationwide $2,433
Progressive $3,980
State Farm $2,383
Travelers $6,854
USAA $1,541

Category Winners: Cheapest Car Insurance in Orrstown, Pennsylvania

Find the cheapest car insurance companies in Orrstown, PA for each category right here.

Best Annual Car Insurance Rates by Company in Orrstown, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Orrstown, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Orrstown car insurance rates. Find the cheapest Orrstown, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Orrstown, Pennsylvania

Insurance Company Low Medium High
Allstate $3,304 $3,504 $3,628
GEICO $1,963 $2,175 $2,323
Liberty Mutual $4,588 $4,871 $5,046
Nationwide $2,443 $2,466 $2,391
Progressive $3,668 $4,014 $4,258
State Farm $2,224 $2,417 $2,508
Travelers $6,998 $6,850 $6,714
USAA $1,434 $1,555 $1,634

What affects car insurance rates in Orrstown, Pennsylvania?

What factors can have an impact on Orrstown, PA car insurance? There are several reasons why Orrstown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Orrstown, Pennsylvania.

Commute Time in Orrstown

The more time you spend in your car the higher the risk of an accident. The average commute length in Orrstown, PA is 18.6 minutes according to City-Data.

Compare Car Insurance Quotes in Orrstown, PA

Ready to find affordable Orrstown, Pennsylvania car insurance today? Enter your ZIP code for fast, free Orrstown, PA car insurance quotes.

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