Compare Ortonville, MI Car Insurance Rates (2021)

Car insurance in Ortonville, MI averages $934 a month. Ortonville, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Ortonville car insurance rates, compare quotes from the top car insurance companies in Ortonville, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Ortonville for teen drivers is USAA
  • Average car insurance rates in Ortonville, MI after a DUI are $19,133/year
  • Average car insurance rates in Ortonville, MI are $11,207/year

If you need to buy Ortonville, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Ortonville, MI is right here.

You’ll find Ortonville car insurance rates, the cheapest Ortonville, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Ortonville, Michigan car insurance rates to Detroit car insurance rates, Dearborn car insurance rates, and Troy car insurance rates.

Ready to find affordable Ortonville, MI car insurance today? Enter your ZIP code for fast, free Ortonville car insurance quotes.

Cheapest Ortonville, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ortonville, MI car insurance rates? Every Ortonville, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ortonville, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $22,381 $22,381 $20,972 $20,972 $53,015 $53,015 $23,523 $23,523
Farmers $4,227 $4,227 $3,934 $3,934 $9,809 $9,809 $4,760 $4,760
GEICO $4,354 $4,354 $4,458 $4,458 $12,271 $12,271 $4,159 $4,159
Liberty Mutual $14,993 $14,993 $14,847 $14,847 $34,903 $34,903 $14,993 $14,993
Nationwide $5,143 $5,143 $4,573 $4,573 $13,799 $13,799 $5,654 $5,654
Progressive $3,252 $3,008 $2,875 $3,217 $12,095 $12,881 $3,786 $3,478
State Farm $8,499 $8,499 $7,884 $7,884 $30,019 $30,019 $9,993 $9,993
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $2,896 $2,733 $2,723 $2,561 $7,232 $6,860 $3,539 $3,383

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Minimum Car Insurance in Ortonville, MI

Every driver must carry the minimum car insurance in Ortonville, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Ortonville, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Ortonville, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ortonville, MI. Compare credit history car insurance rates in Ortonville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ortonville, Michigan

Insurance Company Poor Fair Good
Allstate $45,902 $25,226 $18,790
Farmers $7,400 $5,007 $4,640
GEICO $8,120 $5,964 $4,849
Liberty Mutual $31,535 $18,213 $10,055
Nationwide $9,170 $6,882 $5,825
Progressive $6,428 $5,416 $4,877
State Farm $22,895 $11,563 $7,838
Travelers $8,206 $7,958 $7,858
USAA $5,990 $3,403 $2,580

Cheapest Ortonville, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ortonville, MI to rates for a clean record with top companies.

Annual Ortonville, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $14,307 $19,341 $66,019 $20,224
Farmers $4,769 $6,093 $6,003 $5,865
GEICO $2,190 $4,693 $14,275 $4,084
Liberty Mutual $13,654 $16,711 $31,697 $17,675
Nationwide $6,215 $8,375 $7,566 $7,013
Progressive $4,714 $6,219 $5,582 $5,780
State Farm $8,920 $10,721 $23,330 $13,423
Travelers $5,416 $7,736 $12,473 $6,404
USAA $3,202 $4,012 $5,255 $3,494

Cheapest Ortonville, MI Car Insurance for Teen Drivers

Teen car insurance in Ortonville, MI can be expensive. Take a look at rates from the top car insurance companies in Ortonville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ortonville, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $53,015 $53,015
Farmers $9,809 $9,809
GEICO $12,271 $12,271
Liberty Mutual $34,903 $34,903
Nationwide $13,799 $13,799
Progressive $12,095 $12,881
State Farm $30,019 $30,019
Travelers $16,180 $16,180
USAA $7,232 $6,860

Cheapest Ortonville, MI Car Insurance for Seniors

Take a look at Ortonville, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ortonville, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $20,972 $20,972
Farmers $3,934 $3,934
GEICO $4,458 $4,458
Liberty Mutual $14,847 $14,847
Nationwide $4,573 $4,573
Progressive $2,875 $3,217
State Farm $7,884 $7,884
Travelers $4,626 $4,626
USAA $2,723 $2,561

Cheapest Ortonville, MI Car Insurance Rates After a DUI

A DUI in Ortonville, MI increases car insurance rates. Compare Ortonville, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ortonville, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $66,019
Farmers $6,003
GEICO $14,275
Liberty Mutual $31,697
Nationwide $7,566
Progressive $5,582
State Farm $23,330
Travelers $12,473
USAA $5,255

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Cheapest Ortonville, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ortonville, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ortonville, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $29,973 $29,973
Farmers $5,682 $5,682
GEICO $6,168 $6,454
Liberty Mutual $19,257 $20,611
Nationwide $7,292 $7,292
Progressive $5,574 $5,574
State Farm $13,720 $14,477
Travelers $7,961 $8,053
USAA $3,945 $4,037

The Best Cheap Car Insurance Companies in Ortonville, MI

Take a look at a side-by-side comparison of the top car insurance companies in Ortonville, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ortonville, Michigan

Insurance Company Average Annual Rates
Allstate $29,973
Farmers $5,682
GEICO $6,311
Liberty Mutual $19,934
Nationwide $7,292
Progressive $5,574
State Farm $14,099
Travelers $8,007
USAA $3,991

Category Winners: Cheapest Car Insurance in Ortonville, Michigan

Find the cheapest car insurance companies in Ortonville, MI for each category right here.

Best Annual Car Insurance Rates by Company in Ortonville, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Ortonville, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ortonville car insurance rates. Find the cheapest Ortonville, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ortonville, Michigan

Insurance Company Low Medium High
Allstate $29,211 $30,040 $30,667
Farmers $5,527 $5,669 $5,851
GEICO $5,902 $6,256 $6,774
Liberty Mutual $19,475 $19,890 $20,437
Nationwide $7,626 $7,171 $7,080
Progressive $5,382 $5,582 $5,758
State Farm $13,402 $14,185 $14,710
Travelers $7,920 $8,016 $8,086
USAA $3,878 $4,000 $4,094

What affects car insurance rates in Ortonville, Michigan?

What factors can have an impact on Ortonville, MI car insurance? There are several reasons why Ortonville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ortonville, Michigan.

Car Theft in Ortonville

High levels of vehicle theft can make car insurance more expensive. Ortonville, MI car theft statistics from the FBI indicate 4 vehicle thefts a year.

Commute Time in Ortonville

The more time you spend in your car the higher the risk of an accident. The average commute length in Ortonville, MI is 33.7 minutes according to City-Data.

Compare Car Insurance Quotes in Ortonville, MI

Ready to find affordable Ortonville, Michigan car insurance today? Enter your ZIP code for fast, free Ortonville, MI car insurance quotes.

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