Compare Ortonville, MN Car Insurance Rates (2021)

Car insurance in Ortonville, MN averages $345 a month. Ortonville, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Ortonville car insurance rates, compare quotes from the top car insurance companies in Ortonville, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ortonville, MN are $4,135/year
  • Average car insurance rates in Ortonville, MN after a DUI are $5,608/year
  • The cheapest car insurance company in Ortonville is State Farm

If you need to buy Ortonville, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Ortonville, MN is right here.

You’ll find Ortonville car insurance rates, the cheapest Ortonville, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Ortonville, Minnesota car insurance rates to Rochester car insurance rates, St. Cloud car insurance rates, and Plymouth car insurance rates.

Ready to find affordable Ortonville, MN car insurance today? Enter your ZIP code for fast, free Ortonville car insurance quotes.

Cheapest Ortonville, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ortonville, MN car insurance rates? Every Ortonville, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ortonville, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,663 $2,663 $2,563 $2,563 $6,114 $8,861 $3,244 $3,401
American Family $2,156 $2,156 $1,953 $1,953 $5,826 $8,470 $2,156 $2,438
Farmers $2,002 $1,994 $1,929 $2,023 $5,450 $5,430 $2,601 $2,493
GEICO $2,406 $2,389 $2,305 $2,240 $4,914 $6,255 $2,256 $2,323
Liberty Mutual $8,649 $8,649 $8,564 $8,564 $17,050 $25,601 $8,649 $12,054
Nationwide $1,831 $1,842 $1,630 $1,731 $4,560 $5,545 $2,136 $2,221
State Farm $1,437 $1,437 $1,269 $1,269 $3,010 $3,718 $1,665 $1,377
USAA $1,820 $1,811 $1,654 $1,658 $4,819 $5,295 $2,380 $2,539

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Minimum Car Insurance in Ortonville, MN

Every driver must carry the minimum car insurance in Ortonville, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Ortonville, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Ortonville, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ortonville, MN. Compare credit history car insurance rates in Ortonville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ortonville, Minnesota

Insurance Company Poor Fair Good
Allstate $5,879 $3,190 $2,957
American Family $4,605 $3,078 $2,483
Farmers $3,771 $2,689 $2,510
GEICO $3,766 $3,077 $2,565
Liberty Mutual $17,039 $11,018 $8,610
Nationwide $3,197 $2,576 $2,289
State Farm $2,766 $1,692 $1,234
USAA $4,327 $2,096 $1,817

Cheapest Ortonville, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ortonville, MN to rates for a clean record with top companies.

Annual Ortonville, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,906 $4,225 $5,086 $3,818
American Family $2,273 $4,118 $4,586 $2,577
Farmers $2,561 $3,232 $3,263 $2,905
GEICO $2,072 $3,307 $4,945 $2,220
Liberty Mutual $8,985 $12,304 $17,909 $9,691
Nationwide $2,129 $2,831 $3,261 $2,527
State Farm $1,754 $2,042 $1,898 $1,898
USAA $2,042 $2,596 $3,918 $2,431

Cheapest Ortonville, MN Car Insurance for Teen Drivers

Teen car insurance in Ortonville, MN can be expensive. Take a look at rates from the top car insurance companies in Ortonville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ortonville, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,114 $8,861
American Family $5,826 $8,470
Farmers $5,450 $5,430
GEICO $4,914 $6,255
Liberty Mutual $17,050 $25,601
Nationwide $4,560 $5,545
State Farm $3,010 $3,718
USAA $4,819 $5,295

Cheapest Ortonville, MN Car Insurance for Seniors

Take a look at Ortonville, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ortonville, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,563 $2,563
American Family $1,953 $1,953
Farmers $1,929 $2,023
GEICO $2,305 $2,240
Liberty Mutual $8,564 $8,564
Nationwide $1,630 $1,731
State Farm $1,269 $1,269
USAA $1,654 $1,658

Cheapest Ortonville, MN Car Insurance Rates After a DUI

A DUI in Ortonville, MN increases car insurance rates. Compare Ortonville, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ortonville, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,086
American Family $4,586
Farmers $3,263
GEICO $4,945
Liberty Mutual $17,909
Nationwide $3,261
State Farm $1,898
USAA $3,918

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Cheapest Ortonville, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ortonville, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ortonville, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,009 $4,009
American Family $3,349 $3,428
Farmers $2,990 $2,990
GEICO $3,095 $3,177
Liberty Mutual $11,863 $12,582
Nationwide $2,687 $2,687
State Farm $1,848 $1,948
USAA $2,711 $2,783

The Best Cheap Car Insurance Companies in Ortonville, MN

Take a look at a side-by-side comparison of the top car insurance companies in Ortonville, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ortonville, Minnesota

Insurance Company Average Annual Rates
Allstate $4,009
American Family $3,389
Farmers $2,990
GEICO $3,136
Liberty Mutual $12,222
Nationwide $2,687
State Farm $1,898
USAA $2,747

Category Winners: Cheapest Car Insurance in Ortonville, Minnesota

Find the cheapest car insurance companies in Ortonville, MN for each category right here.

Best Annual Car Insurance Rates by Company in Ortonville, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Ortonville, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ortonville car insurance rates. Find the cheapest Ortonville, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ortonville, Minnesota

Insurance Company Low Medium High
Allstate $3,954 $4,004 $4,068
American Family $3,385 $3,483 $3,298
Farmers $2,892 $2,999 $3,079
GEICO $3,045 $3,135 $3,228
Liberty Mutual $11,943 $12,230 $12,494
Nationwide $2,546 $2,705 $2,810
State Farm $1,832 $1,903 $1,959
USAA $2,671 $2,745 $2,824

What affects car insurance rates in Ortonville, Minnesota?

What factors can have an impact on Ortonville, MN car insurance? There are several reasons why Ortonville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ortonville, Minnesota.

Commute Time in Ortonville

The more time you spend in your car the higher the risk of an accident. The average commute length in Ortonville, MN is 13.2 minutes according to City-Data.

Compare Car Insurance Quotes in Ortonville, MN

Ready to find affordable Ortonville, Minnesota car insurance today? Enter your ZIP code for fast, free Ortonville, MN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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