Compare Osage, IA Car Insurance Rates (2021)

Car insurance in Osage, IA averages $236 a month. Osage, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Osage car insurance rates, compare quotes from the top car insurance companies in Osage, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Osage, IA after a DUI are $3,420/year
  • The cheapest car insurance company in Osage is USAA
  • Average car insurance rates in Osage, IA are $2,829/year

If you need to buy Osage, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Osage, IA is right here.

You’ll find Osage car insurance rates, the cheapest Osage, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Osage, Iowa car insurance rates to Cedar Rapids car insurance rates, Davenport car insurance rates, and Council Bluffs car insurance rates.

Ready to find affordable Osage, IA car insurance today? Enter your ZIP code for fast, free Osage car insurance quotes.

Cheapest Osage, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Osage, IA car insurance rates? Every Osage, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Osage, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,863 $1,798 $1,648 $1,680 $5,209 $5,839 $2,041 $2,105
American Family $1,792 $1,792 $1,605 $1,605 $4,797 $6,713 $1,792 $2,156
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,045 $2,218 $1,800 $2,185 $10,036 $11,288 $2,318 $2,556
Nationwide $1,895 $1,952 $1,684 $1,806 $4,262 $5,552 $2,134 $2,330
Progressive $1,453 $1,406 $1,198 $1,241 $3,422 $3,866 $1,745 $1,879
State Farm $1,364 $1,364 $1,195 $1,195 $3,617 $4,600 $1,532 $1,736
Travelers $2,294 $2,343 $2,212 $2,221 $9,860 $15,672 $2,379 $2,841
USAA $1,271 $1,286 $1,166 $1,188 $3,450 $3,663 $1,527 $1,687

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Minimum Car Insurance in Osage, IA

Every driver must carry the minimum car insurance in Osage, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Osage, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Osage, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Osage, IA. Compare credit history car insurance rates in Osage from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Osage, Iowa

Insurance Company Poor Fair Good
Allstate $3,313 $2,637 $2,369
American Family $3,544 $2,606 $2,193
Farmers $2,752 $2,286 $2,166
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,137 $3,795 $2,985
Nationwide $3,294 $2,563 $2,249
Progressive $2,406 $1,931 $1,742
State Farm $2,955 $1,829 $1,443
Travelers $5,608 $4,777 $4,548
USAA $2,504 $1,720 $1,490

Cheapest Osage, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Osage, IA to rates for a clean record with top companies.

Annual Osage, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,373 $2,856 $3,223 $2,640
American Family $2,006 $2,950 $3,811 $2,358
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,719 $4,603 $4,690 $4,212
Nationwide $1,941 $2,811 $3,852 $2,204
Progressive $1,635 $2,653 $1,773 $2,045
State Farm $1,926 $2,225 $2,076 $2,076
Travelers $3,644 $4,832 $6,457 $4,978
USAA $1,454 $1,954 $2,541 $1,670

Cheapest Osage, IA Car Insurance for Teen Drivers

Teen car insurance in Osage, IA can be expensive. Take a look at rates from the top car insurance companies in Osage for teenagers.

Annual Car Insurance Rates for Teen Drivers in Osage, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,209 $5,839
American Family $4,797 $6,713
Farmers $4,490 $4,788
GEICO $4,328 $4,022
Liberty Mutual $10,036 $11,288
Nationwide $4,262 $5,552
Progressive $3,422 $3,866
State Farm $3,617 $4,600
Travelers $9,860 $15,672
USAA $3,450 $3,663

Cheapest Osage, IA Car Insurance for Seniors

Take a look at Osage, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Osage, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,648 $1,680
American Family $1,605 $1,605
Farmers $1,327 $1,449
GEICO $1,710 $1,564
Liberty Mutual $1,800 $2,185
Nationwide $1,684 $1,806
Progressive $1,198 $1,241
State Farm $1,195 $1,195
Travelers $2,212 $2,221
USAA $1,166 $1,188

Cheapest Osage, IA Car Insurance Rates After a DUI

A DUI in Osage, IA increases car insurance rates. Compare Osage, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Osage, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,223
American Family $3,811
Farmers $2,573
GEICO $3,206
Liberty Mutual $4,690
Nationwide $3,852
Progressive $1,773
State Farm $2,076
Travelers $6,457
USAA $2,541

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Cheapest Osage, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Osage, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Osage, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,707 $2,838
American Family $2,749 $2,814
Farmers $2,401 $2,401
GEICO $2,294 $2,387
Liberty Mutual $4,306 $4,306
Nationwide $2,702 $2,702
Progressive $2,026 $2,026
State Farm $2,025 $2,126
Travelers $4,978 $4,978
USAA $1,835 $1,974

The Best Cheap Car Insurance Companies in Osage, IA

Take a look at a side-by-side comparison of the top car insurance companies in Osage, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Osage, Iowa

Insurance Company Average Annual Rates
Allstate $2,773
American Family $2,781
Farmers $2,401
GEICO $2,341
Liberty Mutual $4,306
Nationwide $2,702
Progressive $2,026
State Farm $2,076
Travelers $4,978
USAA $1,905

Category Winners: Cheapest Car Insurance in Osage, Iowa

Find the cheapest car insurance companies in Osage, IA for each category right here.

Best Annual Car Insurance Rates by Company in Osage, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Osage, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Osage car insurance rates. Find the cheapest Osage, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Osage, Iowa

Insurance Company Low Medium High
Allstate $2,679 $2,776 $2,864
American Family $2,790 $2,936 $2,617
Farmers $2,304 $2,409 $2,490
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,139 $4,299 $4,480
Nationwide $2,834 $2,682 $2,590
Progressive $1,911 $2,032 $2,136
State Farm $1,973 $2,087 $2,166
Travelers $4,703 $5,052 $5,178
USAA $1,809 $1,911 $1,995

What affects car insurance rates in Osage, Iowa?

What factors can have an impact on Osage, IA car insurance? There are several reasons why Osage car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Osage, Iowa.

Commute Time in Osage

The more time you spend in your car the higher the risk of an accident. The average commute length in Osage, IA is 17.2 minutes according to City-Data.

Compare Car Insurance Quotes in Osage, IA

Ready to find affordable Osage, Iowa car insurance today? Enter your ZIP code for fast, free Osage, IA car insurance quotes.

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