Compare Osage, OK Car Insurance Rates (2021)

Car insurance in Osage, OK averages $350 a month. Osage, Oklahoma car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Osage car insurance rates, compare quotes from the top car insurance companies in Osage, OK.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Osage for teen drivers is State Farm
  • Average car insurance rates in Osage, OK after a DUI are $4,756/year
  • The cheapest car insurance company in Osage is State Farm

If you need to buy Osage, Oklahoma car insurance, the options can be confusing. Everything you need to know about car insurance in Osage, OK is right here.

You’ll find Osage car insurance rates, the cheapest Osage, OK car insurance companies, and information on Oklahoma car insurance laws. You can also compare Osage, Oklahoma car insurance rates to Norman car insurance rates, Moore car insurance rates, and Stillwater car insurance rates.

Ready to find affordable Osage, OK car insurance today? Enter your ZIP code for fast, free Osage car insurance quotes.

Cheapest Osage, OK Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Osage, OK car insurance rates? Every Osage, Oklahoma car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Osage, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,532 $2,539 $2,336 $2,451 $7,802 $9,165 $2,726 $2,873
Farmers $2,308 $2,284 $2,075 $2,198 $8,934 $9,128 $2,628 $2,745
GEICO $2,246 $2,463 $2,396 $2,702 $6,644 $7,106 $1,970 $2,000
Liberty Mutual $4,726 $4,999 $4,147 $4,526 $13,056 $14,358 $4,915 $5,097
Progressive $2,634 $2,505 $2,170 $2,293 $10,516 $11,791 $3,087 $3,243
State Farm $1,989 $1,989 $1,752 $1,752 $5,083 $6,417 $2,091 $2,347
USAA $1,873 $1,874 $1,799 $1,815 $6,099 $6,797 $2,409 $2,641

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Minimum Car Insurance in Osage, OK

Every driver must carry the minimum car insurance in Osage, OK. Take a look at the Oklahoma car insurance requirements.

Minimum Required Car Insurance Coverage in Osage, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Osage, OK Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Osage, OK. Compare credit history car insurance rates in Osage from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Osage, Oklahoma

Insurance Company Poor Fair Good
Allstate $5,024 $3,793 $3,341
Farmers $4,646 $3,828 $3,638
GEICO $4,146 $3,441 $2,736
Liberty Mutual $10,038 $6,107 $4,789
Progressive $5,424 $4,619 $4,296
State Farm $4,076 $2,608 $2,098
USAA $4,679 $2,675 $2,136

Cheapest Osage, OK Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Osage, OK to rates for a clean record with top companies.

Annual Osage, Oklahoma Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,481 $4,086 $4,725 $3,920
Farmers $3,399 $4,380 $4,275 $4,097
GEICO $2,504 $3,840 $4,270 $3,150
Liberty Mutual $4,698 $7,855 $8,890 $6,469
Progressive $3,721 $6,921 $4,107 $4,370
State Farm $2,717 $3,138 $2,928 $2,928
USAA $2,332 $3,354 $4,098 $2,870

Cheapest Osage, OK Car Insurance for Teen Drivers

Teen car insurance in Osage, OK can be expensive. Take a look at rates from the top car insurance companies in Osage for teenagers.

Annual Car Insurance Rates for Teen Drivers in Osage, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,802 $9,165
Farmers $8,934 $9,128
GEICO $6,644 $7,106
Liberty Mutual $13,056 $14,358
Progressive $10,516 $11,791
State Farm $5,083 $6,417
USAA $6,099 $6,797

Cheapest Osage, OK Car Insurance for Seniors

Take a look at Osage, OK senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Osage, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,336 $2,451
Farmers $2,075 $2,198
GEICO $2,396 $2,702
Liberty Mutual $4,147 $4,526
Progressive $2,170 $2,293
State Farm $1,752 $1,752
USAA $1,799 $1,815

Cheapest Osage, OK Car Insurance Rates After a DUI

A DUI in Osage, OK increases car insurance rates. Compare Osage, Oklahoma DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Osage, Oklahoma

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,725
Farmers $4,275
GEICO $4,270
Liberty Mutual $8,890
Progressive $4,107
State Farm $2,928
USAA $4,098

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Cheapest Osage, OK Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Osage, OK by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Osage, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,053 $4,053
Farmers $4,038 $4,038
GEICO $3,375 $3,507
Liberty Mutual $6,978 $6,978
Progressive $4,780 $4,780
State Farm $2,877 $2,978
USAA $3,125 $3,202

The Best Cheap Car Insurance Companies in Osage, OK

Take a look at a side-by-side comparison of the top car insurance companies in Osage, OK to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Osage, Oklahoma

Insurance Company Average Annual Rates
Allstate $4,053
Farmers $4,038
GEICO $3,441
Liberty Mutual $6,978
Progressive $4,780
State Farm $2,927
USAA $3,164

Category Winners: Cheapest Car Insurance in Osage, Oklahoma

Find the cheapest car insurance companies in Osage, OK for each category right here.

Best Annual Car Insurance Rates by Company in Osage, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Osage, OK Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Osage car insurance rates. Find the cheapest Osage, OK car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Osage, Oklahoma

Insurance Company Low Medium High
Allstate $3,772 $4,035 $4,352
Farmers $3,856 $3,992 $4,266
GEICO $3,199 $3,448 $3,676
Liberty Mutual $6,587 $6,951 $7,396
Progressive $4,445 $4,751 $5,144
State Farm $2,749 $2,907 $3,126
USAA $3,034 $3,154 $3,303

What affects car insurance rates in Osage, Oklahoma?

What factors can have an impact on Osage, OK car insurance? There are several reasons why Osage car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Osage, Oklahoma.

Commute Time in Osage

The more time you spend in your car the higher the risk of an accident. The average commute length in Osage, OK is 34.0 minutes according to City-Data.

Compare Car Insurance Quotes in Osage, OK

Ready to find affordable Osage, Oklahoma car insurance today? Enter your ZIP code for fast, free Osage, OK car insurance quotes.

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