Compare Osawatomie, KS Car Insurance Rates (2021)

Car insurance in Osawatomie, KS averages $276 a month. Osawatomie, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Osawatomie car insurance rates, compare quotes from the top car insurance companies in Osawatomie, KS.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Osawatomie, KS are $3,311/year
  • The cheapest car insurance company in Osawatomie for teen drivers is American Family
  • Average car insurance rates in Osawatomie, KS after a DUI are $3,973/year

If you need to buy Osawatomie, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Osawatomie, KS is right here.

You’ll find Osawatomie car insurance rates, the cheapest Osawatomie, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Osawatomie, Kansas car insurance rates to Lenexa car insurance rates, Manhattan car insurance rates, and Topeka car insurance rates.

Ready to find affordable Osawatomie, KS car insurance today? Enter your ZIP code for fast, free Osawatomie car insurance quotes.

Cheapest Osawatomie, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Osawatomie, KS car insurance rates? Every Osawatomie, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Osawatomie, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,459 $2,365 $2,233 $2,291 $7,272 $8,233 $2,482 $2,552
American Family $1,679 $1,679 $1,517 $1,517 $3,310 $3,987 $1,679 $1,893
Farmers $2,402 $2,384 $2,146 $2,241 $6,565 $6,795 $2,719 $2,868
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,400 $2,594 $2,276 $2,539 $10,892 $12,164 $2,635 $2,855
Nationwide $1,659 $1,702 $1,483 $1,591 $3,574 $4,354 $1,952 $2,072
Progressive $2,435 $2,310 $1,962 $2,050 $9,090 $10,247 $2,868 $3,075
State Farm $1,777 $1,777 $1,548 $1,548 $4,605 $5,888 $1,994 $2,245
Travelers $2,009 $2,044 $1,963 $1,986 $8,179 $12,781 $2,058 $2,424
USAA $1,437 $1,469 $1,313 $1,333 $4,807 $5,062 $1,895 $1,989

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Minimum Car Insurance in Osawatomie, KS

Every driver must carry the minimum car insurance in Osawatomie, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Osawatomie, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Osawatomie, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Osawatomie, KS. Compare credit history car insurance rates in Osawatomie from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Osawatomie, Kansas

Insurance Company Poor Fair Good
Allstate $4,608 $3,534 $3,066
American Family $2,818 $1,991 $1,663
Farmers $4,137 $3,297 $3,110
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,794 $4,794 $4,794
Nationwide $2,537 $2,257 $2,102
Progressive $4,871 $4,102 $3,792
State Farm $3,892 $2,326 $1,801
Travelers $4,827 $3,935 $3,780
USAA $3,299 $2,163 $1,778

Cheapest Osawatomie, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Osawatomie, KS to rates for a clean record with top companies.

Annual Osawatomie, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,179 $3,721 $4,425 $3,619
American Family $2,120 $2,270 $2,120 $2,120
Farmers $2,959 $3,811 $3,714 $3,576
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,624 $5,432 $5,337 $4,785
Nationwide $1,746 $1,999 $3,463 $1,986
Progressive $3,925 $4,606 $4,106 $4,381
State Farm $2,488 $2,857 $2,673 $2,673
Travelers $3,043 $3,975 $5,482 $4,222
USAA $1,765 $2,373 $3,494 $2,020

Cheapest Osawatomie, KS Car Insurance for Teen Drivers

Teen car insurance in Osawatomie, KS can be expensive. Take a look at rates from the top car insurance companies in Osawatomie for teenagers.

Annual Car Insurance Rates for Teen Drivers in Osawatomie, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,272 $8,233
American Family $3,310 $3,987
Farmers $6,565 $6,795
GEICO $4,439 $5,960
Liberty Mutual $10,892 $12,164
Nationwide $3,574 $4,354
Progressive $9,090 $10,247
State Farm $4,605 $5,888
Travelers $8,179 $12,781
USAA $4,807 $5,062

Cheapest Osawatomie, KS Car Insurance for Seniors

Take a look at Osawatomie, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Osawatomie, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,233 $2,291
American Family $1,517 $1,517
Farmers $2,146 $2,241
GEICO $2,443 $2,273
Liberty Mutual $2,276 $2,539
Nationwide $1,483 $1,591
Progressive $1,962 $2,050
State Farm $1,548 $1,548
Travelers $1,963 $1,986
USAA $1,313 $1,333

Cheapest Osawatomie, KS Car Insurance Rates After a DUI

A DUI in Osawatomie, KS increases car insurance rates. Compare Osawatomie, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Osawatomie, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,425
American Family $2,120
Farmers $3,714
GEICO $4,922
Liberty Mutual $5,337
Nationwide $3,463
Progressive $4,106
State Farm $2,673
Travelers $5,482
USAA $3,494

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Cheapest Osawatomie, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Osawatomie, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Osawatomie, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,736 $3,736
American Family $2,130 $2,185
Farmers $3,515 $3,515
GEICO $3,027 $3,159
Liberty Mutual $4,794 $4,794
Nationwide $2,299 $2,299
Progressive $4,255 $4,255
State Farm $2,606 $2,739
Travelers $4,180 $4,180
USAA $2,341 $2,485

The Best Cheap Car Insurance Companies in Osawatomie, KS

Take a look at a side-by-side comparison of the top car insurance companies in Osawatomie, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Osawatomie, Kansas

Insurance Company Average Annual Rates
Allstate $3,736
American Family $2,157
Farmers $3,515
GEICO $3,093
Liberty Mutual $4,794
Nationwide $2,299
Progressive $4,255
State Farm $2,673
Travelers $4,180
USAA $2,413

Category Winners: Cheapest Car Insurance in Osawatomie, Kansas

Find the cheapest car insurance companies in Osawatomie, KS for each category right here.

Best Annual Car Insurance Rates by Company in Osawatomie, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation Nationwide

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Cheapest Osawatomie, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Osawatomie car insurance rates. Find the cheapest Osawatomie, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Osawatomie, Kansas

Insurance Company Low Medium High
Allstate $3,622 $3,727 $3,858
American Family $2,172 $2,266 $2,034
Farmers $3,380 $3,497 $3,668
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,689 $4,784 $4,910
Nationwide $2,406 $2,274 $2,216
Progressive $4,001 $4,220 $4,543
State Farm $2,581 $2,680 $2,757
Travelers $3,964 $4,187 $4,390
USAA $2,328 $2,406 $2,504

What affects car insurance rates in Osawatomie, Kansas?

What factors can have an impact on Osawatomie, KS car insurance? There are several reasons why Osawatomie car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Osawatomie, Kansas.

Car Theft in Osawatomie

High levels of vehicle theft can make car insurance more expensive. Osawatomie, KS car theft statistics from the FBI indicate 5 vehicle thefts a year.

Commute Time in Osawatomie

The more time you spend in your car the higher the risk of an accident. The average commute length in Osawatomie, KS is 26.0 minutes according to City-Data.

Compare Car Insurance Quotes in Osawatomie, KS

Ready to find affordable Osawatomie, Kansas car insurance today? Enter your ZIP code for fast, free Osawatomie, KS car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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