Compare Osborne, KS Car Insurance Rates (2021)

Car insurance in Osborne, KS averages $280 a month. Osborne, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Osborne car insurance rates, compare quotes from the top car insurance companies in Osborne, KS.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Osborne for teen drivers is American Family
  • Average car insurance rates in Osborne, KS after a DUI are $4,035/year
  • Average car insurance rates in Osborne, KS are $3,365/year

If you need to buy Osborne, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Osborne, KS is right here.

You’ll find Osborne car insurance rates, the cheapest Osborne, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Osborne, Kansas car insurance rates to Lenexa car insurance rates, Lawrence car insurance rates, and Salina car insurance rates.

Ready to find affordable Osborne, KS car insurance today? Enter your ZIP code for fast, free Osborne car insurance quotes.

Cheapest Osborne, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Osborne, KS car insurance rates? Every Osborne, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Osborne, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,655 $2,589 $2,371 $2,441 $7,265 $8,136 $2,739 $2,845
American Family $1,754 $1,754 $1,581 $1,581 $3,254 $3,878 $1,754 $1,954
Farmers $2,619 $2,613 $2,349 $2,441 $6,612 $6,858 $2,927 $3,089
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,424 $2,624 $2,281 $2,547 $10,604 $11,854 $2,678 $2,904
Nationwide $1,942 $2,016 $1,717 $1,866 $3,702 $4,573 $2,219 $2,372
Progressive $2,615 $2,520 $2,105 $2,188 $9,119 $10,322 $3,094 $3,314
State Farm $1,678 $1,678 $1,465 $1,465 $4,399 $5,616 $1,884 $2,125
Travelers $2,095 $2,138 $2,006 $2,044 $8,150 $12,734 $2,136 $2,566
USAA $1,396 $1,431 $1,272 $1,296 $4,580 $4,837 $1,837 $1,934

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Minimum Car Insurance in Osborne, KS

Every driver must carry the minimum car insurance in Osborne, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Osborne, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Osborne, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Osborne, KS. Compare credit history car insurance rates in Osborne from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Osborne, Kansas

Insurance Company Poor Fair Good
Allstate $4,804 $3,653 $3,183
American Family $2,854 $2,029 $1,683
Farmers $4,361 $3,447 $3,257
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,739 $4,739 $4,739
Nationwide $2,854 $2,482 $2,317
Progressive $5,095 $4,237 $3,897
State Farm $3,696 $2,209 $1,711
Travelers $4,909 $3,975 $3,817
USAA $3,182 $2,079 $1,707

Cheapest Osborne, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Osborne, KS to rates for a clean record with top companies.

Annual Osborne, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,348 $3,898 $4,515 $3,760
American Family $2,151 $2,301 $2,151 $2,151
Farmers $3,128 $3,987 $3,888 $3,751
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,610 $5,352 $5,262 $4,733
Nationwide $1,886 $2,183 $3,957 $2,178
Progressive $4,088 $4,740 $4,252 $4,558
State Farm $2,360 $2,718 $2,539 $2,539
Travelers $3,127 $4,033 $5,510 $4,264
USAA $1,705 $2,284 $3,352 $1,950

Cheapest Osborne, KS Car Insurance for Teen Drivers

Teen car insurance in Osborne, KS can be expensive. Take a look at rates from the top car insurance companies in Osborne for teenagers.

Annual Car Insurance Rates for Teen Drivers in Osborne, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,265 $8,136
American Family $3,254 $3,878
Farmers $6,612 $6,858
GEICO $4,439 $5,960
Liberty Mutual $10,604 $11,854
Nationwide $3,702 $4,573
Progressive $9,119 $10,322
State Farm $4,399 $5,616
Travelers $8,150 $12,734
USAA $4,580 $4,837

Cheapest Osborne, KS Car Insurance for Seniors

Take a look at Osborne, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Osborne, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,371 $2,441
American Family $1,581 $1,581
Farmers $2,349 $2,441
GEICO $2,443 $2,273
Liberty Mutual $2,281 $2,547
Nationwide $1,717 $1,866
Progressive $2,105 $2,188
State Farm $1,465 $1,465
Travelers $2,006 $2,044
USAA $1,272 $1,296

Cheapest Osborne, KS Car Insurance Rates After a DUI

A DUI in Osborne, KS increases car insurance rates. Compare Osborne, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Osborne, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,515
American Family $2,151
Farmers $3,888
GEICO $4,922
Liberty Mutual $5,262
Nationwide $3,957
Progressive $4,252
State Farm $2,539
Travelers $5,510
USAA $3,352

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Cheapest Osborne, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Osborne, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Osborne, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,880 $3,880
American Family $2,160 $2,218
Farmers $3,688 $3,688
GEICO $3,027 $3,159
Liberty Mutual $4,739 $4,739
Nationwide $2,551 $2,551
Progressive $4,410 $4,410
State Farm $2,476 $2,602
Travelers $4,234 $4,234
USAA $2,254 $2,392

The Best Cheap Car Insurance Companies in Osborne, KS

Take a look at a side-by-side comparison of the top car insurance companies in Osborne, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Osborne, Kansas

Insurance Company Average Annual Rates
Allstate $3,880
American Family $2,189
Farmers $3,688
GEICO $3,093
Liberty Mutual $4,739
Nationwide $2,551
Progressive $4,410
State Farm $2,539
Travelers $4,234
USAA $2,323

Category Winners: Cheapest Car Insurance in Osborne, Kansas

Find the cheapest car insurance companies in Osborne, KS for each category right here.

Best Annual Car Insurance Rates by Company in Osborne, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Osborne, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Osborne car insurance rates. Find the cheapest Osborne, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Osborne, Kansas

Insurance Company Low Medium High
Allstate $3,772 $3,872 $3,997
American Family $2,222 $2,300 $2,045
Farmers $3,553 $3,670 $3,842
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,636 $4,729 $4,853
Nationwide $2,700 $2,521 $2,432
Progressive $4,217 $4,381 $4,631
State Farm $2,450 $2,546 $2,621
Travelers $4,040 $4,240 $4,421
USAA $2,253 $2,318 $2,398

What affects car insurance rates in Osborne, Kansas?

What factors can have an impact on Osborne, KS car insurance? There are several reasons why Osborne car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Osborne, Kansas.

Commute Time in Osborne

The more time you spend in your car the higher the risk of an accident. The average commute length in Osborne, KS is 10.8 minutes according to City-Data.

Compare Car Insurance Quotes in Osborne, KS

Ready to find affordable Osborne, Kansas car insurance today? Enter your ZIP code for fast, free Osborne, KS car insurance quotes.

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