Compare Osburn, ID Car Insurance Rates (2021)

Car insurance in Osburn, ID averages $242 a month. Osburn, Idaho car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Osburn car insurance rates, compare quotes from the top car insurance companies in Osburn, ID.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Osburn for teen drivers is State Farm
  • The cheapest car insurance company in Osburn is State Farm
  • Average car insurance rates in Osburn, ID are $2,910/year

If you need to buy Osburn, Idaho car insurance, the options can be confusing. Everything you need to know about car insurance in Osburn, ID is right here.

You’ll find Osburn car insurance rates, the cheapest Osburn, ID car insurance companies, and information on Idaho car insurance laws. You can also compare Osburn, Idaho car insurance rates to Lewiston car insurance rates, Nampa car insurance rates, and Coeur d’Alene car insurance rates.

Ready to find affordable Osburn, ID car insurance today? Enter your ZIP code for fast, free Osburn car insurance quotes.

Cheapest Osburn, ID Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Osburn, ID car insurance rates? Every Osburn, Idaho car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Osburn, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,242 $2,231 $1,952 $2,022 $8,153 $9,422 $2,506 $2,652
American Family $2,066 $2,066 $1,836 $1,836 $7,336 $9,550 $2,066 $2,590
Farmers $1,664 $1,651 $1,470 $1,552 $7,947 $8,215 $1,922 $2,035
GEICO $2,162 $2,135 $2,057 $1,998 $4,612 $5,741 $2,925 $2,258
Liberty Mutual $1,417 $1,529 $1,147 $1,281 $4,560 $5,072 $1,505 $1,593
Nationwide $1,900 $1,950 $1,711 $1,821 $4,574 $5,657 $2,212 $2,386
State Farm $1,185 $1,185 $1,064 $1,064 $3,527 $4,433 $1,336 $1,552
Travelers $1,402 $1,425 $1,407 $1,402 $6,930 $10,976 $1,490 $1,710
USAA $1,178 $1,173 $1,152 $1,132 $3,937 $4,411 $1,564 $1,683

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Minimum Car Insurance in Osburn, ID

Every driver must carry the minimum car insurance in Osburn, ID. Take a look at the Idaho car insurance requirements.

Minimum Required Car Insurance Coverage in Osburn, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Osburn, ID Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Osburn, ID. Compare credit history car insurance rates in Osburn from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Osburn, Idaho

Insurance Company Poor Fair Good
Allstate $5,141 $3,496 $3,055
American Family $4,737 $3,381 $2,887
Farmers $3,735 $3,163 $3,023
GEICO $3,630 $2,898 $2,429
Liberty Mutual $3,230 $1,986 $1,574
Nationwide $3,323 $2,668 $2,339
State Farm $2,695 $1,703 $1,356
Travelers $3,827 $3,220 $2,981
USAA $2,960 $1,731 $1,395

Cheapest Osburn, ID Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Osburn, ID to rates for a clean record with top companies.

Annual Osburn, Idaho Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,219 $4,040 $4,515 $3,815
American Family $2,892 $4,091 $4,415 $3,275
Farmers $2,891 $3,656 $3,416 $3,264
GEICO $1,835 $2,926 $4,090 $3,094
Liberty Mutual $1,880 $2,354 $2,429 $2,389
Nationwide $2,113 $2,752 $3,861 $2,379
State Farm $1,751 $2,086 $1,918 $1,918
Travelers $2,066 $2,938 $5,084 $3,283
USAA $1,452 $2,079 $2,824 $1,761

Cheapest Osburn, ID Car Insurance for Teen Drivers

Teen car insurance in Osburn, ID can be expensive. Take a look at rates from the top car insurance companies in Osburn for teenagers.

Annual Car Insurance Rates for Teen Drivers in Osburn, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,153 $9,422
American Family $7,336 $9,550
Farmers $7,947 $8,215
GEICO $4,612 $5,741
Liberty Mutual $4,560 $5,072
Nationwide $4,574 $5,657
State Farm $3,527 $4,433
Travelers $6,930 $10,976
USAA $3,937 $4,411

Cheapest Osburn, ID Car Insurance for Seniors

Take a look at Osburn, ID senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Osburn, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,952 $2,022
American Family $1,836 $1,836
Farmers $1,470 $1,552
GEICO $2,057 $1,998
Liberty Mutual $1,147 $1,281
Nationwide $1,711 $1,821
State Farm $1,064 $1,064
Travelers $1,407 $1,402
USAA $1,152 $1,132

Cheapest Osburn, ID Car Insurance Rates After a DUI

A DUI in Osburn, ID increases car insurance rates. Compare Osburn, Idaho DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Osburn, Idaho

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,515
American Family $4,415
Farmers $3,416
GEICO $4,090
Liberty Mutual $2,429
Nationwide $3,861
State Farm $1,918
Travelers $5,084
USAA $2,824

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Cheapest Osburn, ID Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Osburn, ID by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Osburn, Idaho

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,897 $3,897
American Family $3,592 $3,744
Farmers $3,307 $3,307
GEICO $2,935 $3,037
Liberty Mutual $2,263 $2,263
Nationwide $2,776 $2,776
State Farm $1,874 $1,963
Travelers $3,343 $3,343
USAA $2,005 $2,053

The Best Cheap Car Insurance Companies in Osburn, ID

Take a look at a side-by-side comparison of the top car insurance companies in Osburn, ID to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Osburn, Idaho

Insurance Company Average Annual Rates
Allstate $3,897
American Family $3,668
Farmers $3,307
GEICO $2,986
Liberty Mutual $2,263
Nationwide $2,776
State Farm $1,918
Travelers $3,343
USAA $2,029

Category Winners: Cheapest Car Insurance in Osburn, Idaho

Find the cheapest car insurance companies in Osburn, ID for each category right here.

Best Annual Car Insurance Rates by Company in Osburn, Idaho

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Osburn, ID Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Osburn car insurance rates. Find the cheapest Osburn, ID car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Osburn, Idaho

Insurance Company Low Medium High
Allstate $3,758 $3,890 $4,044
American Family $3,667 $3,850 $3,487
Farmers $3,161 $3,274 $3,486
GEICO $2,833 $2,981 $3,144
Liberty Mutual $2,138 $2,259 $2,393
Nationwide $2,745 $2,916 $2,668
State Farm $1,823 $1,921 $2,011
Travelers $3,290 $3,392 $3,346
USAA $1,968 $2,025 $2,093

What affects car insurance rates in Osburn, Idaho?

What factors can have an impact on Osburn, ID car insurance? There are several reasons why Osburn car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Osburn, Idaho.

Commute Time in Osburn

The more time you spend in your car the higher the risk of an accident. The average commute length in Osburn, ID is 21.6 minutes according to City-Data.

Compare Car Insurance Quotes in Osburn, ID

Ready to find affordable Osburn, Idaho car insurance today? Enter your ZIP code for fast, free Osburn, ID car insurance quotes.

Free Car Insurance Comparison

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