Compare Osceola, IN Car Insurance Rates (2021)

Car insurance in Osceola, IN averages $264 a month. Osceola, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Osceola car insurance rates, compare quotes from the top car insurance companies in Osceola, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Osceola is USAA
  • Average car insurance rates in Osceola, IN after a DUI are $3,793/year
  • Average car insurance rates in Osceola, IN are $3,171/year

If you need to buy Osceola, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Osceola, IN is right here.

You’ll find Osceola car insurance rates, the cheapest Osceola, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Osceola, Indiana car insurance rates to Indianapolis car insurance rates, Evansville car insurance rates, and Fort Wayne car insurance rates.

Ready to find affordable Osceola, IN car insurance today? Enter your ZIP code for fast, free Osceola car insurance quotes.

Cheapest Osceola, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Osceola, IN car insurance rates? Every Osceola, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Osceola, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,287 $2,338 $2,018 $2,205 $7,107 $8,971 $2,308 $2,508
American Family $2,285 $2,285 $2,057 $2,057 $6,352 $9,181 $2,285 $2,806
Farmers $1,444 $1,423 $1,234 $1,389 $7,875 $8,408 $1,910 $2,061
GEICO $1,573 $1,573 $1,474 $1,527 $4,732 $4,409 $1,810 $1,596
Liberty Mutual $3,828 $3,828 $3,520 $3,520 $8,348 $12,592 $3,828 $5,238
Nationwide $1,350 $1,378 $1,190 $1,267 $3,839 $4,969 $1,576 $1,718
Progressive $1,469 $1,386 $1,338 $1,344 $8,724 $9,799 $1,837 $1,867
State Farm $1,396 $1,396 $1,252 $1,252 $4,340 $5,554 $1,550 $1,722
Travelers $1,283 $1,304 $1,207 $1,203 $7,959 $12,528 $1,359 $1,572
USAA $1,074 $1,057 $1,002 $1,008 $3,018 $3,366 $1,452 $1,550

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Minimum Car Insurance in Osceola, IN

Every driver must carry the minimum car insurance in Osceola, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Osceola, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Osceola, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Osceola, IN. Compare credit history car insurance rates in Osceola from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Osceola, Indiana

Insurance Company Poor Fair Good
Allstate $4,599 $3,433 $3,121
American Family $5,016 $3,252 $2,722
Farmers $3,752 $3,063 $2,839
GEICO $2,812 $2,337 $1,861
Liberty Mutual $7,441 $4,843 $4,479
Nationwide $2,455 $2,079 $1,949
Progressive $3,820 $3,391 $3,201
State Farm $3,363 $2,006 $1,555
Travelers $3,958 $3,351 $3,347
USAA $2,273 $1,507 $1,293

Cheapest Osceola, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Osceola, IN to rates for a clean record with top companies.

Annual Osceola, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,964 $4,358 $4,022 $3,528
American Family $2,524 $4,025 $5,097 $3,008
Farmers $2,880 $3,353 $3,460 $3,179
GEICO $1,525 $2,413 $3,294 $2,115
Liberty Mutual $4,336 $5,129 $8,100 $4,786
Nationwide $1,866 $2,389 $2,293 $2,094
Progressive $2,601 $4,571 $3,100 $3,611
State Farm $2,251 $2,477 $2,251 $2,251
Travelers $3,013 $3,732 $4,231 $3,233
USAA $1,275 $1,820 $2,087 $1,582

Cheapest Osceola, IN Car Insurance for Teen Drivers

Teen car insurance in Osceola, IN can be expensive. Take a look at rates from the top car insurance companies in Osceola for teenagers.

Annual Car Insurance Rates for Teen Drivers in Osceola, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,107 $8,971
American Family $6,352 $9,181
Farmers $7,875 $8,408
GEICO $4,732 $4,409
Liberty Mutual $8,348 $12,592
Nationwide $3,839 $4,969
Progressive $8,724 $9,799
State Farm $4,340 $5,554
Travelers $7,959 $12,528
USAA $3,018 $3,366

Cheapest Osceola, IN Car Insurance for Seniors

Take a look at Osceola, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Osceola, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,018 $2,205
American Family $2,057 $2,057
Farmers $1,234 $1,389
GEICO $1,474 $1,527
Liberty Mutual $3,520 $3,520
Nationwide $1,190 $1,267
Progressive $1,338 $1,344
State Farm $1,252 $1,252
Travelers $1,207 $1,203
USAA $1,002 $1,008

Cheapest Osceola, IN Car Insurance Rates After a DUI

A DUI in Osceola, IN increases car insurance rates. Compare Osceola, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Osceola, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,022
American Family $5,097
Farmers $3,460
GEICO $3,294
Liberty Mutual $8,100
Nationwide $2,293
Progressive $3,100
State Farm $2,251
Travelers $4,231
USAA $2,087

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Cheapest Osceola, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Osceola, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Osceola, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,718 $3,718
American Family $3,619 $3,708
Farmers $3,218 $3,218
GEICO $2,298 $2,376
Liberty Mutual $5,440 $5,736
Nationwide $2,161 $2,161
Progressive $3,471 $3,471
State Farm $2,242 $2,373
Travelers $3,552 $3,552
USAA $1,669 $1,713

The Best Cheap Car Insurance Companies in Osceola, IN

Take a look at a side-by-side comparison of the top car insurance companies in Osceola, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Osceola, Indiana

Insurance Company Average Annual Rates
Allstate $3,718
American Family $3,663
Farmers $3,218
GEICO $2,337
Liberty Mutual $5,588
Nationwide $2,161
Progressive $3,471
State Farm $2,308
Travelers $3,552
USAA $1,691

Category Winners: Cheapest Car Insurance in Osceola, Indiana

Find the cheapest car insurance companies in Osceola, IN for each category right here.

Best Annual Car Insurance Rates by Company in Osceola, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Osceola, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Osceola car insurance rates. Find the cheapest Osceola, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Osceola, Indiana

Insurance Company Low Medium High
Allstate $3,537 $3,701 $3,915
American Family $3,622 $3,784 $3,584
Farmers $3,096 $3,211 $3,347
GEICO $2,205 $2,330 $2,474
Liberty Mutual $5,393 $5,573 $5,798
Nationwide $2,188 $2,144 $2,150
Progressive $3,266 $3,413 $3,733
State Farm $2,188 $2,307 $2,428
Travelers $3,485 $3,585 $3,586
USAA $1,627 $1,687 $1,760

What affects car insurance rates in Osceola, Indiana?

What factors can have an impact on Osceola, IN car insurance? There are several reasons why Osceola car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Osceola, Indiana.

Commute Time in Osceola

The more time you spend in your car the higher the risk of an accident. The average commute length in Osceola, IN is 21.9 minutes according to City-Data.

Compare Car Insurance Quotes in Osceola, IN

Ready to find affordable Osceola, Indiana car insurance today? Enter your ZIP code for fast, free Osceola, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State