Compare Osceola, PA Car Insurance Rates (2021)

Car insurance in Osceola, PA averages $318 a month. Osceola, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Osceola car insurance rates, compare quotes from the top car insurance companies in Osceola, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Osceola is USAA
  • The cheapest car insurance company in Osceola for teen drivers is USAA
  • Average car insurance rates in Osceola, PA after a DUI are $4,187/year

If you need to buy Osceola, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Osceola, PA is right here.

You’ll find Osceola car insurance rates, the cheapest Osceola, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Osceola, Pennsylvania car insurance rates to Pittsburgh car insurance rates, Philadelphia car insurance rates, and Harrisburg car insurance rates.

Ready to find affordable Osceola, PA car insurance today? Enter your ZIP code for fast, free Osceola car insurance quotes.

Cheapest Osceola, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Osceola, PA car insurance rates? Every Osceola, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Osceola, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,281 $2,281 $2,073 $2,073 $6,979 $6,979 $2,537 $2,537
GEICO $2,044 $1,768 $1,892 $1,639 $5,037 $4,368 $2,076 $1,796
Liberty Mutual $4,040 $4,040 $3,696 $3,696 $11,916 $11,916 $5,145 $5,145
Nationwide $1,834 $1,834 $1,729 $1,729 $5,073 $5,073 $2,049 $2,049
Progressive $2,492 $2,492 $2,213 $2,213 $7,605 $7,605 $3,178 $3,178
State Farm $1,556 $1,556 $1,358 $1,358 $5,344 $5,344 $1,705 $1,705
Travelers $1,758 $1,758 $1,871 $1,871 $24,571 $24,571 $2,142 $2,142
USAA $1,084 $1,084 $977 $977 $3,142 $3,142 $1,445 $1,445

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Minimum Car Insurance in Osceola, PA

Every driver must carry the minimum car insurance in Osceola, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Osceola, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Osceola, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Osceola, PA. Compare credit history car insurance rates in Osceola from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Osceola, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,453 $3,292 $2,658
GEICO $3,869 $2,179 $1,684
Liberty Mutual $7,916 $5,673 $5,008
Nationwide $3,143 $2,572 $2,299
Progressive $5,159 $3,589 $2,868
State Farm $3,547 $2,195 $1,731
Travelers $8,274 $7,449 $7,034
USAA $2,082 $1,541 $1,362

Cheapest Osceola, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Osceola, PA to rates for a clean record with top companies.

Annual Osceola, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,328 $3,885 $3,328 $3,328
GEICO $1,896 $3,225 $2,550 $2,639
Liberty Mutual $5,702 $6,434 $6,330 $6,330
Nationwide $1,918 $2,565 $3,607 $2,596
Progressive $3,527 $4,786 $3,630 $3,545
State Farm $2,304 $2,677 $2,491 $2,491
Travelers $5,421 $7,663 $9,595 $7,663
USAA $1,343 $1,837 $1,966 $1,500

Cheapest Osceola, PA Car Insurance for Teen Drivers

Teen car insurance in Osceola, PA can be expensive. Take a look at rates from the top car insurance companies in Osceola for teenagers.

Annual Car Insurance Rates for Teen Drivers in Osceola, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,979 $6,979
GEICO $5,037 $4,368
Liberty Mutual $11,916 $11,916
Nationwide $5,073 $5,073
Progressive $7,605 $7,605
State Farm $5,344 $5,344
Travelers $24,571 $24,571
USAA $3,142 $3,142

Cheapest Osceola, PA Car Insurance for Seniors

Take a look at Osceola, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Osceola, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,073 $2,073
GEICO $1,892 $1,639
Liberty Mutual $3,696 $3,696
Nationwide $1,729 $1,729
Progressive $2,213 $2,213
State Farm $1,358 $1,358
Travelers $1,871 $1,871
USAA $977 $977

Cheapest Osceola, PA Car Insurance Rates After a DUI

A DUI in Osceola, PA increases car insurance rates. Compare Osceola, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Osceola, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,328
GEICO $2,550
Liberty Mutual $6,330
Nationwide $3,607
Progressive $3,630
State Farm $2,491
Travelers $9,595
USAA $1,966

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Cheapest Osceola, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Osceola, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Osceola, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,405 $3,530
GEICO $2,532 $2,623
Liberty Mutual $6,039 $6,360
Nationwide $2,671 $2,671
Progressive $3,872 $3,872
State Farm $2,417 $2,565
Travelers $7,586 $7,586
USAA $1,614 $1,709

The Best Cheap Car Insurance Companies in Osceola, PA

Take a look at a side-by-side comparison of the top car insurance companies in Osceola, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Osceola, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,467
GEICO $2,578
Liberty Mutual $6,199
Nationwide $2,671
Progressive $3,872
State Farm $2,491
Travelers $7,586
USAA $1,662

Category Winners: Cheapest Car Insurance in Osceola, Pennsylvania

Find the cheapest car insurance companies in Osceola, PA for each category right here.

Best Annual Car Insurance Rates by Company in Osceola, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Osceola, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Osceola car insurance rates. Find the cheapest Osceola, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Osceola, Pennsylvania

Insurance Company Low Medium High
Allstate $3,336 $3,485 $3,581
GEICO $2,381 $2,597 $2,755
Liberty Mutual $5,965 $6,233 $6,399
Nationwide $2,720 $2,695 $2,599
Progressive $3,575 $3,890 $4,151
State Farm $2,351 $2,520 $2,602
Travelers $7,808 $7,557 $7,391
USAA $1,557 $1,675 $1,754

What affects car insurance rates in Osceola, Pennsylvania?

What factors can have an impact on Osceola, PA car insurance? There are several reasons why Osceola car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Osceola, Pennsylvania.

Commute Time in Osceola

The more time you spend in your car the higher the risk of an accident. The average commute length in Osceola, PA is 30.9 minutes according to City-Data.

Compare Car Insurance Quotes in Osceola, PA

Ready to find affordable Osceola, Pennsylvania car insurance today? Enter your ZIP code for fast, free Osceola, PA car insurance quotes.

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