Compare Osceola, WI Car Insurance Rates (2021)

Car insurance in Osceola, WI averages $263 a month. Osceola, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Osceola car insurance rates, compare quotes from the top car insurance companies in Osceola, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Osceola, WI after a DUI are $3,500/year
  • Average car insurance rates in Osceola, WI are $3,158/year
  • The cheapest car insurance company in Osceola is American Family

If you need to buy Osceola, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Osceola, WI is right here.

You’ll find Osceola car insurance rates, the cheapest Osceola, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Osceola, Wisconsin car insurance rates to Janesville car insurance rates, Eau Claire car insurance rates, and Milwaukee car insurance rates.

Ready to find affordable Osceola, WI car insurance today? Enter your ZIP code for fast, free Osceola car insurance quotes.

Cheapest Osceola, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Osceola, WI car insurance rates? Every Osceola, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Osceola, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,437 $2,584 $2,233 $2,479 $7,494 $9,635 $2,495 $2,716
American Family $1,044 $1,095 $980 $991 $3,061 $3,385 $1,237 $1,320
Farmers $2,016 $2,025 $1,796 $1,891 $9,021 $9,365 $2,272 $2,387
GEICO $1,445 $1,583 $1,472 $1,670 $4,697 $5,064 $1,339 $1,389
Liberty Mutual $1,810 $1,980 $1,466 $1,668 $5,864 $6,583 $1,926 $2,091
Nationwide $4,081 $4,310 $3,367 $3,557 $8,164 $12,475 $4,955 $5,930
Progressive $1,937 $1,860 $1,585 $1,645 $7,088 $8,022 $2,331 $2,530
State Farm $1,475 $1,475 $1,296 $1,296 $3,966 $5,048 $1,658 $1,875
USAA $1,453 $1,455 $1,311 $1,342 $3,646 $4,241 $1,895 $2,089

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Minimum Car Insurance in Osceola, WI

Every driver must carry the minimum car insurance in Osceola, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Osceola, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Osceola, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Osceola, WI. Compare credit history car insurance rates in Osceola from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Osceola, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,274 $3,620 $3,133
American Family $2,194 $1,446 $1,277
Farmers $4,361 $3,668 $3,512
GEICO $3,065 $2,183 $1,750
Liberty Mutual $4,222 $2,542 $2,007
Nationwide $6,583 $5,491 $5,491
Progressive $3,860 $3,251 $3,013
State Farm $3,373 $1,936 $1,474
USAA $3,366 $1,765 $1,406

Cheapest Osceola, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Osceola, WI to rates for a clean record with top companies.

Annual Osceola, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,305 $4,507 $4,182 $4,043
American Family $1,567 $1,663 $1,663 $1,663
Farmers $3,352 $4,211 $4,017 $3,807
GEICO $1,630 $2,616 $2,949 $2,136
Liberty Mutual $2,243 $3,167 $3,298 $2,987
Nationwide $4,949 $5,726 $7,019 $5,726
Progressive $3,095 $3,730 $3,207 $3,467
State Farm $2,095 $2,427 $2,261 $2,261
USAA $1,710 $2,148 $2,909 $1,950

Cheapest Osceola, WI Car Insurance for Teen Drivers

Teen car insurance in Osceola, WI can be expensive. Take a look at rates from the top car insurance companies in Osceola for teenagers.

Annual Car Insurance Rates for Teen Drivers in Osceola, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,494 $9,635
American Family $3,061 $3,385
Farmers $9,021 $9,365
GEICO $4,697 $5,064
Liberty Mutual $5,864 $6,583
Nationwide $8,164 $12,475
Progressive $7,088 $8,022
State Farm $3,966 $5,048
USAA $3,646 $4,241

Cheapest Osceola, WI Car Insurance for Seniors

Take a look at Osceola, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Osceola, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,233 $2,479
American Family $980 $991
Farmers $1,796 $1,891
GEICO $1,472 $1,670
Liberty Mutual $1,466 $1,668
Nationwide $3,367 $3,557
Progressive $1,585 $1,645
State Farm $1,296 $1,296
USAA $1,311 $1,342

Cheapest Osceola, WI Car Insurance Rates After a DUI

A DUI in Osceola, WI increases car insurance rates. Compare Osceola, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Osceola, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,182
American Family $1,663
Farmers $4,017
GEICO $2,949
Liberty Mutual $3,298
Nationwide $7,019
Progressive $3,207
State Farm $2,261
USAA $2,909

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Cheapest Osceola, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Osceola, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Osceola, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,913 $4,106
American Family $1,611 $1,667
Farmers $3,847 $3,847
GEICO $2,281 $2,384
Liberty Mutual $2,924 $2,924
Nationwide $5,855 $5,855
Progressive $3,375 $3,375
State Farm $2,205 $2,317
USAA $2,150 $2,208

The Best Cheap Car Insurance Companies in Osceola, WI

Take a look at a side-by-side comparison of the top car insurance companies in Osceola, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Osceola, Wisconsin

Insurance Company Average Annual Rates
Allstate $4,009
American Family $1,639
Farmers $3,847
GEICO $2,333
Liberty Mutual $2,924
Nationwide $5,855
Progressive $3,375
State Farm $2,261
USAA $2,179

Category Winners: Cheapest Car Insurance in Osceola, Wisconsin

Find the cheapest car insurance companies in Osceola, WI for each category right here.

Best Annual Car Insurance Rates by Company in Osceola, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Osceola, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Osceola car insurance rates. Find the cheapest Osceola, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Osceola, Wisconsin

Insurance Company Low Medium High
Allstate $3,840 $4,000 $4,188
American Family $1,619 $1,654 $1,645
Farmers $3,569 $3,819 $4,152
GEICO $2,196 $2,331 $2,470
Liberty Mutual $2,702 $2,952 $3,116
Nationwide $5,686 $5,853 $6,026
Progressive $3,202 $3,398 $3,525
State Farm $2,144 $2,267 $2,371
USAA $2,101 $2,181 $2,255

What affects car insurance rates in Osceola, Wisconsin?

What factors can have an impact on Osceola, WI car insurance? There are several reasons why Osceola car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Osceola, Wisconsin.

Car Theft in Osceola

High levels of vehicle theft can make car insurance more expensive. Osceola, WI car theft statistics from the FBI indicate 0 vehicle thefts a year.

Commute Time in Osceola

The more time you spend in your car the higher the risk of an accident. The average commute length in Osceola, WI is 26.4 minutes according to City-Data.

Compare Car Insurance Quotes in Osceola, WI

Ready to find affordable Osceola, Wisconsin car insurance today? Enter your ZIP code for fast, free Osceola, WI car insurance quotes.

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Average Monthly Car Insurance Rates by State